Jobs & Retirement Careers for the 55+

When grandparents retire, they often look forward to having more free time to spend with their families. Yet, there are many different ways to define that desire. Some grandparents are eager to become full-time babysitters. Many grandparents want to be involved with their families, while still having the freedom to pursue their own interests.

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Between the recession and the housing market collapse, many Baby Boomers who had retirement within their sights have since been forced to change their plans. Even those who could potentially afford to retire, are now having second thoughts as they begin to worry about outliving their savings. Will these Baby Boomers eventually reach retirement, or is “never” the new retirement age?

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There comes a time in just about every retired person’s life when they have gotten all those projects done that were on the list to do “when I have the time,” they have enjoyed those long, leisurely mornings over coffee and the newspaper, they have done all the traveling that they want to do right now, and they have enjoyed more time with their sweetie than they know what to do with. So now what? For many retirees, it is time to get back to work.

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As Americans reach retirement age many are already planning the next phase of their lives, although a recent study by Transamerica reveals that many Americans are not quite ready for retirement. In fact, one-third of Americans 50 and older are not confident they will have enough money to retire. In addition, two-thirds feel they will have to continue to work well into their golden years before they can retire.

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The International Council on Active Aging (ICAA) released a report last month with predictions on eight new trends for active aging Baby Boomers in 2008. Active aging, according to Colin Milner, the CEO of the ICAA, means, “staying involved in life, and the Boomers are planning to do that. This age group is ready to take action to stay healthy and actively engaged with their friends, families and communities.” Here are their predictions for 2008.

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This whole concept of retirement is getting a little sketchy for boomers. Sure there are those who work hard for a number of years and at some point they just hang it up…pack it in…finis, and abruptly end the employment phase of their lives in one fell swoop. However, for many approaching what normally would be labeled the retirement years, that no longer is the norm or the preference.

A considerable number of boomers instead are choosing to reorient their lives rather than retire. That reorientation might take the form of cutting back on hours or responsibilities at their place of employment. Or it might mean downsizing their careers with another job altogether that entails less commitment, less time, less stress, part-time status, seasonal work and flexible schedules. The Baby Boom generation was brought up with the notion—right or wrong—that their lives needed to revolve around their work, and the rest of their existence somehow had to accommodate this notion. However, as boomers now choose reorientation over retirement, they rearrange their lives more around family, friends and personal interests. Work still may be an important element in their lives, but it is no longer the center of their universe.

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Why move to a retirement community if you’re not retired? Simply put, retirement communities are no longer just for retirees, that’s why. The term “retirement community” is really a misnomer for many age-restricted developments (see Here for a more detailed explanation). Yes, many of the people who move to adult communities do so when they are nearing or at typical retirement ages, but if you talk to many of the people living in these communities (I have), you will find that for many, the idea of a typical retirement is not in the cards for their future.

A study conducted by Merrill Lynch in 2006 found some interesting facts regarding retirement

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