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	<title>55Places.com Blog &#187; Retirement Planning</title>
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	<description>Find 55+ Active Adult Retirement Communities</description>
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		<title>Is It Better to Finance or Pay Cash?</title>
		<link>http://www.55places.com/blog/is-it-better-to-finance-or-pay-cash</link>
		<comments>http://www.55places.com/blog/is-it-better-to-finance-or-pay-cash#comments</comments>
		<pubDate>Mon, 12 Dec 2011 14:00:55 +0000</pubDate>
		<dc:creator>Bill Ness</dc:creator>
				<category><![CDATA[Resources - Buying]]></category>
		<category><![CDATA[Resources - Financing]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Mortgages]]></category>

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		<description><![CDATA[For most homeowners, investing in a new home requires taking on a mortgage to cover a portion of the cost. But that isn’t always the case. Retirees who are downsizing from their family home may find themselves in a position to choose whether they want to finance or pay cash. But which is the best choice?]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Must Read Advice for Retiring on a Fixed Income</title>
		<link>http://www.55places.com/blog/advice-about-retiring-fixed-income</link>
		<comments>http://www.55places.com/blog/advice-about-retiring-fixed-income#comments</comments>
		<pubDate>Mon, 07 Nov 2011 14:00:44 +0000</pubDate>
		<dc:creator>Bill Ness</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/how-to-transition-into-a-fixed-income</guid>
		<description><![CDATA[While the idea of retiring can be exciting, it also comes with some common concerns. No longer having a job means relying on a fixed income from the savings plans and tools you put in place during your career.]]></description>
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		<slash:comments>22</slash:comments>
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		<title>Do You Plan to Die Broke or Leave an Inheritance?</title>
		<link>http://www.55places.com/blog/die-broke-or-leave-an-inheritance</link>
		<comments>http://www.55places.com/blog/die-broke-or-leave-an-inheritance#comments</comments>
		<pubDate>Fri, 30 Sep 2011 14:00:22 +0000</pubDate>
		<dc:creator>Bill Ness</dc:creator>
				<category><![CDATA[Resources - Financing]]></category>
		<category><![CDATA[Retirement Planning]]></category>

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		<description><![CDATA[In 1997, financial advisor Stephen Pollan and author Mark Levine stirred up some controversy with the four-step plan presented in “Die Broke.” This radical book became a national bestseller, but not everyone agrees with Pollan’s financial strategy, which includes essentially giving up on the idea of retirement. Many Baby Boomers are more comfortable with the conventional approach of saving for the future and leaving an inheritance to their children, but there’s no doubt that Pollan’s strategy has changed the way some active adults approach their golden years.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>What is the Best Age to Claim Social Security?</title>
		<link>http://www.55places.com/blog/when-is-the-best-age-to-claim-social-security</link>
		<comments>http://www.55places.com/blog/when-is-the-best-age-to-claim-social-security#comments</comments>
		<pubDate>Fri, 23 Sep 2011 14:00:28 +0000</pubDate>
		<dc:creator>Bill Ness</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[If you’ve begun thinking about claiming Social Security benefits, you probably have many questions. Should you claim them as soon as you are eligible or wait to maximize your benefits? What are the tax implications and how do benefits differ if you are married?]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to Retire When You Are Broke</title>
		<link>http://www.55places.com/blog/how-to-retire-when-you-are-broke</link>
		<comments>http://www.55places.com/blog/how-to-retire-when-you-are-broke#comments</comments>
		<pubDate>Mon, 22 Aug 2011 16:00:24 +0000</pubDate>
		<dc:creator>Bill Ness</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/how-to-retire-when-you-are-broke</guid>
		<description><![CDATA[While retirement might be out of reach if you are truly broke, it may still be possible when your nest egg is much smaller than you had expected it would be. There are many ways to cut back on costs or supplement your income during retirement. Of course, you may have to get creative with your expenses and adjust your expectations to make it work.]]></description>
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		<slash:comments>3</slash:comments>
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		<title>5 Best Low Tax Retirement States</title>
		<link>http://www.55places.com/blog/5-best-low-tax-retirement-states</link>
		<comments>http://www.55places.com/blog/5-best-low-tax-retirement-states#comments</comments>
		<pubDate>Thu, 19 May 2011 14:00:35 +0000</pubDate>
		<dc:creator>Susan Quilty</dc:creator>
				<category><![CDATA[Active Adult Community Reviews]]></category>
		<category><![CDATA[Resources - Moving]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[Georgia]]></category>
		<category><![CDATA[Nevada]]></category>
		<category><![CDATA[South Carolina]]></category>
		<category><![CDATA[Tennessee]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/5-best-low-tax-retirement-locations</guid>
		<description><![CDATA[When it comes to saving money, most retirees understand the benefits of moving to a low tax retirement location. However, some of the most tax-friendly retirement states may not be the best fit when you consider other factors such as climate, culture and proximity to family and friends.]]></description>
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		<slash:comments>4</slash:comments>
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		<item>
		<title>55Places.com Unveils New Look and Major Upgrades</title>
		<link>http://www.55places.com/blog/55places-unveils-new-look-and-major-upgrades</link>
		<comments>http://www.55places.com/blog/55places-unveils-new-look-and-major-upgrades#comments</comments>
		<pubDate>Wed, 18 May 2011 14:00:45 +0000</pubDate>
		<dc:creator>Susan Quilty</dc:creator>
				<category><![CDATA[Online Resources]]></category>
		<category><![CDATA[Resources - Buying]]></category>
		<category><![CDATA[Retirement Planning]]></category>
		<category><![CDATA[55+ communities]]></category>
		<category><![CDATA[Active Adult Communities]]></category>

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		<description><![CDATA[Buying a new home is always a major investment, but there is even more to consider when you are also choosing between active adult communities. To help you make your best decision, 55Places.com provides overviews of hundreds of age-restricted and age-targeted communities across the country. And now, 55Places.com’s fresh new design makes it easier than ever.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Yes, a 60-Year Old Can Get a 30-Year Mortgage</title>
		<link>http://www.55places.com/blog/60-year-old-can-get-30-year-mortgage</link>
		<comments>http://www.55places.com/blog/60-year-old-can-get-30-year-mortgage#comments</comments>
		<pubDate>Fri, 13 May 2011 14:00:10 +0000</pubDate>
		<dc:creator>Susan Quilty</dc:creator>
				<category><![CDATA[Resources - Financing]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/yes-a-60-year-old-can-get-a-30-year-mortgage</guid>
		<description><![CDATA[Older adults often assume that they would not be eligible for a 30-year mortgage. Legally, however, banks can only offer loans based on financial qualifications alone. This means applicants cannot be turned away based on their age, whether they are 50, 60, or even 90 years old.]]></description>
		<wfw:commentRss>http://www.55places.com/blog/60-year-old-can-get-30-year-mortgage/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will You Outlast Your Retirement Savings?</title>
		<link>http://www.55places.com/blog/will-you-outlast-your-retirement-savings-2</link>
		<comments>http://www.55places.com/blog/will-you-outlast-your-retirement-savings-2#comments</comments>
		<pubDate>Mon, 21 Feb 2011 16:00:31 +0000</pubDate>
		<dc:creator>Susan Quilty</dc:creator>
				<category><![CDATA[Resources - Financing]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/will-you-outlast-your-retirement-savings-2</guid>
		<description><![CDATA[Though most active adults understand the importance of saving for retirement, many may underestimate the amount of money they will need to have saved. This is especially true as the average lifespan is growing and workers can no longer expect defined-benefit pension plans or social security income. How can you be sure that you will not outlast your own retirement savings?]]></description>
		<wfw:commentRss>http://www.55places.com/blog/will-you-outlast-your-retirement-savings-2/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Age Will You Retire?</title>
		<link>http://www.55places.com/blog/what-age-will-you-retire</link>
		<comments>http://www.55places.com/blog/what-age-will-you-retire#comments</comments>
		<pubDate>Fri, 26 Nov 2010 14:00:25 +0000</pubDate>
		<dc:creator>Susan Quilty</dc:creator>
				<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://www.55places.com/blog/what-age-will-you-retire</guid>
		<description><![CDATA[In the United States, the actual age of retirement can vary widely from one person to the next. Some people retire in their mid-forties and others continue working well into their eighties (or even later). Many people who officially retire from their careers decide to continue working part time, or start an entirely new second career. As the idea of retirement becomes clearer, do you have a plan for retiring at a certain age? If so, what steps are you taking to make that happen?]]></description>
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		<slash:comments>0</slash:comments>
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