A country club lifestyle isn't always expensive. Terra Lago in California offers homes from the mid $100s.

A country club lifestyle isn't always expensive. Terra Lago in California offers homes from the mid $100s.

Resort-style living makes for a luxurious retirement, but it doesn’t have to break the bank—even when the community boasts its own on-site golf course. There are golf communities across the country which offer affordable homes specifically designed for active adult homebuyers. Here are seven communities that may fit the bill for your dream golf retirement.

Terra Lago – Indio, California

While Terra Lago is open to residents of all ages, active adults particularly love its wide variety of home styles and resort-style amenities. The Golf Club at Terra Lago features 36 holes placed throughout the Chocolate Mountain foothills. Dramatic elevation changes and stunning views add distinctive scenic beauty to this challenging course. Beyond golf, the 10,000 square-foot clubhouse provides a fitness center, swimming pools and other amenities.

Four Seasons at Hemet – Hemet, California

Built between 2003 and 2011, by K. Hovnanian, Four Seasons at Hemet is a vibrant, amenity-rich community in the heart of Southern California. Its fabulous location puts the community within easy reach of beaches, mountains, lakes and the desert. Resident golfers can enjoy challenging play at a number of area courses, as well as the community’s own beautiful 18-hole course.

The Villages – Lake County, Florida

Located in the heart of Central Florida, The Villages is a spectacular development of retail centers, amenity-rich clubhouses and more than 75,000 homes. Welcoming residents aged 55 or better, The Villages is one of the largest age-restricted communities in the world. Golfers are particularly pleased with the 26 executive courses, which are free to residents, and the nine championship courses, which can be played for a small fee.

Stone Creek by Del Webb – Ocala, Florida

With homes currently ranging from the low $100s to the high $200s, Stone Creek by Del Webb provides an affordable retreat in a prime location. Stone Creek opened in 2006 with plans for about 4,000 homes in both single-family and attached home designs. Resort-style amenities are abundant at Reflection Bay, the 60,000 square-foot clubhouse. Stone Creek’s 18-hole championship golf course was designed by Terry Doss to offer 7,200 yards of challenging play.

Frisco Lakes offers an 18-hole golf course and this amazing golf clubhouse plus homes from the mid $100s.

Frisco Lakes features 18 holes of golf and this amazing clubhouse plus homes from the mid $100s.

Frisco Lakes by Del Webb – Frisco, Texas

With a prime location along the shores of Lake Lewisville, 30 miles north of Dallas, Frisco Lakes offers over two dozen home designs, a 28,000 square-foot Village Center and an 18-hole golf course which winds throughout the community. This Del Webb development opened in 2006, with plans to one day contain nearly 2,400 single-family homes. Today’s homebuyers can choose from available resale and new construction homes.

Sun City Peachtree – Griffin, Georgia

Set just 35 miles south of Atlanta, Sun City Peachtree offers affordable homes, an amenity-rich clubhouse and a variety of outdoor recreations all designed for active adults aged 55 or better. The Canongate Sun City Peachtree Golf Club, designed by Gary Stephenson, has an 18-hole, par 72 course which stretches across 6,822 yards from its longest tees. A golf membership also includes access to 23 Canongate golf courses throughout the Atlanta area.

Del Webb at Rancho Del Lago – Vail, Arizona

Active adults who want a more intimate golf community may prefer Del Webb at Rancho Del Lago in Southern Arizona. This beautiful property opened in 2008 and currently has plans for just over 500 single-family homes. The age-restricted enclave is located within the larger Rancho Del Lago community, where residents have access to an 18-hole golf course. Amenities within the Del Webb neighborhood include a spacious clubhouse and an 18-hole putting green.