Aly J. Yale
Contributing Writer LinkedIn
Aly J. Yale covers mortgages and home financing for 55places.com. She's a freelance writer and journalist from Houston, specializing in all things real estate and personal finance, and her work can be seen in publications like Forbes, Bankrate, The Motley Fool, The Balance, The Simple Dollar, and more. She holds a B.S. from the Bob Schieffer College of Communication at TCU and is a proud Ravenclaw and twin mom.
6 Articles by this Author
- Your real estate agent doesn't handle your mortgage, but they do play a big role in the overall homebuying process. And choosing an agent who understands the mortgage side of things? That can be a huge step toward ensuring a smooth, efficient, and challenge-free home purchase.
- If you're nearing retirement (or even just planning ahead for when you do), then understanding Social Security is critical. How much will you get paid? When will you receive it? Will it be enough to support your lifestyle once you exit the workforce? Answering these questions is vital and should be done well ahead of retirement.
- Maximizing your employer-provided investment benefits is critical if you want a comfortable, enjoyable retirement. But how do you do that? It requires a deep understanding of your employer's exact investment offerings--in most cases, a 401(a) or a 401(k) plan.
- The Federal Reserve cut the federal funds rate at its meeting this week, marking the second time in only 11 years the group has done so. The rate now clocks in at 1.75-2%, down from 2.25-2.5% late last year. A change in the federal funds rate won't impact you directly, but it might trickle down to your pocketbook eventually.
- Whether you're planning to downsize or buy a second home in retirement, you'll likely need a mortgage to help you do it. In fact, even if you're staying put in a fully paid-off home, a mortgage might still be a good move for your finances. Here are the mortgage loans that can help you do it.