Contributing Writer

Aly J. Yale

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Aly J. Yale covers mortgages and home financing for 55places.com. She's a freelance writer and journalist from Houston, specializing in all things real estate and personal finance, and her work can be seen in publications like Forbes, Bankrate, The Motley Fool, The Balance, The Simple Dollar, and more. She holds a B.S. from the Bob Schieffer College of Communication at TCU and is a proud Ravenclaw and twin mom.

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10 Articles by Aly J. Yale

  • Interest Rate vs. APR (And Answers to Other Mortgage Questions)

    by Aly J. Yale on February 24th, 2020

    The mortgage process is pretty complicated. Even if you've gone through it before, it's easy to get tripped up with all the steps, documentation, and financial jargon of it all. Are you planning on applying for a mortgage soon? Before diving straight in, here are some answers to commonly asked mortgage questions.


  • How to Cope With a Forced Retirement

    by Aly J. Yale on February 6th, 2020

    Regardless of the reason behind it, early retirement can be difficult to deal with. Not only are there the mental and emotional holes it leaves behind, but there's also significant financial stress that comes with it. Are you facing forced retirement? Not sure how to deal with all that comes with it? This guide can help.


  • Renting vs. Buying in Retirement: Which Is Right for You?

    by Aly J. Yale on January 20th, 2020

    The rent vs. buy debate has long been argued. But for those in retirement, the dilemma deepens. Sure, homeownership offers stable, reliable payments (great for that fixed income) and the ability to customize your property as you choose, but renting offers perks too. So, how do you choose?


  • Why December Is the Best Time to Buy a House

    by Aly J. Yale on December 21st, 2019

    If you're thinking of buying a home, then you might want to do it fast because the best month to do so is coming to an end. Studies show buying a home in December isn't just easier for most homebuyers in America, it's also more affordable, offering as much as $2,500 saved over other times of the year.


  • Mortgage Questions You Should Ask Your Real Estate Agent

    by Aly J. Yale on December 11th, 2019

    Your real estate agent doesn't handle your mortgage, but they do play a big role in the overall homebuying process. And choosing an agent who understands the mortgage side of things? That can be a huge step toward ensuring a smooth, efficient, and challenge-free home purchase.