South Jersey is full of relaxing spots to enjoy the day like this one in Little Egg Harbor.

North Jersey and South Jersey are practically two separate states. The top half of the state is more citified and housing costs run higher, whereas down south there is often a more relaxed feel. Not to mention, the two halves root for separate sports teams, spend summers at distinctive beach towns and call the same things by different names (sub vs. hoagie, pork roll vs. Taylor Ham).

In many places, South Jersey is like an extension of Philadelphia, though in others the Jersey Shore is its own place altogether. Residents get to enjoy the benefits of being near a big city with the added bonuses of beautiful towns like Cape May, Little Egg Harbor, and Millville. Within the seven counties that make up South Jersey, there are quite a few affordable communities for 55+ homebuyers to consider. Here are five worth knowing.

Covington Village - Lakewood

Below $100k - Mid $100s

The big appeal of Covington Village is its large amount of acreage (35) and a small number of residences (360). This creates a private setting that attracts active adults looking to downsize and enjoy a low-maintenance lifestyle. Covington was built between 2005 and 2012 and offers condos ranging from 890 to 1,165 square feet. All units offer one or two bedrooms and one or two baths, while some have granite countertops, hardwood floors, and terraces. There are plenty of social opportunities to be found here, including a 12,000 square-foot clubhouse and exercise room, movie theater, and library. Warm weather options include an outdoor pool, spa, lovely ponds, and a barbecue area.

Holiday Village East - Mt. Laurel

Below $100k - High $200s

Burlington County’s Holiday Village East is one of the area’s most popular active adult communities. It includes 963 single family and attached homes, built between 1975 and 1994 by J.S. Hovnanian & Sons. A monthly homeowners fee keeps the pristine grounds looking lovely year-round. Amenities include a modern clubhouse, outdoor pool, exercise room, library, and tennis, bocce and shuffleboard courts. Homebuyers can choose between condos, patio homes, and single-family homes that vary in sizes and offerings.

Mystic Shores - Little Egg Harbor

Below $100k - High $100s

 Beach lovers can find sanctuary at Mystic Shores, an established 55+ community of 365 single family and attached resale homes. This community offers 12 home models that run along private, tree-lined streets. Sizes range from 930 to 1,760 square feet with two bedrooms, one to two baths, and attached garages. A reasonable homeowners association fee covers amenities like a community bus, outdoor pool area, sports courts, trails, on-site lakes and ponds, and the 11,000 square-foot clubhouse.

Country Walk of Lake Ridge - Whiting

Low $100s - High $200s

Whiting offers close proximity to the Jersey Shore and is home to Country Walk of Lake Ridge, a newer development of 304 single-family and attached resale homes. Country Walk boasts a great deal of open space, making for a lovely setting just 15 minutes from the Garden State Parkway. Homeowners keep busy at the large clubhouse, which includes an exercise room, game rooms, arts & crafts studio, and comfy great room. There’s also an outdoor pool, sports courts, trails, and a pond. Country Walk also has over two dozen social clubs, activities, and classes for residents to participate in.

Four Seasons at Millville - Millville

Mid $100s - Mid $200s

Not far from Delaware, you will find Four Seasons at Millville, a mid-sized, newer active adult community that offers excellent value for the price. This development of 610 new and resale homes offers 11 models ranging from 1,306 to 2,506 square feet. Homeowners enjoy the 7,500 square-foot clubhouse, game rooms, outside pool, patio and spa and a variety of social activities like mahjong, crafts, cards, billiards, yoga, wine tastings, and fun excursions.