Active adults looking for an idyllic retirement in South Jersey have several affordable communities to choose from.

North Jersey and South Jersey are practically two separate states. The top half of the state is more citified and housing costs run higher, whereas down south there's often a more relaxed feel. Not to mention, the two halves root for separate sports teams, spend summers at distinctive beach towns, and call the same things by different names (sub vs. hoagie, pork roll vs. Taylor Ham).

In many places, South Jersey is like an extension of Philadelphia, though in others the Jersey Shore is its own place altogether. Residents get to enjoy the benefits of being near a big city with the added bonuses of beautiful towns like Cape May, Little Egg Harbor, and Millville. Within the seven counties that make up South Jersey, there are quite a few affordable communities for 55+ homebuyers to consider.

Here are five of the best lowest-priced communities in South Jersey.

Covington Village - Lakewood, NJ

Below $100k - Mid $100s

The big appeal of Covington Village is its large amount of acreage (35 acres) and its small number of residences (360). This creates a private setting that attracts active adults looking to downsize and enjoy a low-maintenance lifestyle.

Covington was built between 2005 and 2012 and offers condos ranging from 890 to 1,165 square feet. All units offer one or two bedrooms and one or two baths, while some also have granite countertops, hardwood floors, and terraces.

There are plenty of social opportunities to be found here, including a 12,000-square-foot clubhouse with an exercise room, a movie theater, and a library. Warm weather options include an outdoor pool, a spa, lovely ponds, and a barbecue area.

Request more information about Covington Village.

Holiday Village East - Mt. Laurel, NJ

Below $100k - High $200s

Burlington County’s Holiday Village East is one of the area’s most popular active adult communities. It includes 963 single-family and attached homes built between 1975 and 1994 by J.S. Hovnanian & Sons. A monthly homeowners' association (HOA) fee keeps the pristine grounds looking lovely year-round.

Amenities include a modern clubhouse, an outdoor pool, an exercise room, a library, and tennis, bocce, and shuffleboard courts. Homebuyers can choose between condos, patio homes, and single-family homes that vary in size and features.

Request more information about Holiday Village East.

Mystic Shores - Little Egg Harbor, NJ

Below $100k - High $100s

Beach lovers can find sanctuary at Mystic Shores, an established 55+ community of 365 single-family and attached resale homes. This community offers 12 home models that run along private, tree-lined streets. Sizes range from 930 to 1,760 square feet with two bedrooms, one to two baths, and attached garages.

A reasonable HOA fee covers amenities like a community bus, an outdoor pool area, sports courts, trails, on-site lakes and ponds, and the 11,000-square-foot clubhouse.

Request more information about Mystic Shores.

Country Walk of Lake Ridge - Whiting, NJ

Low $100s - High $200s

Whiting offers close proximity to the Jersey Shore and is home to Country Walk of Lake Ridge, a newer development with 304 single-family and attached resale homes. Country Walk boasts a great deal of open space, making for a lovely setting just 15 minutes from the Garden State Parkway.

Homeowners keep busy at the large clubhouse, which includes an exercise room, game rooms, an arts and crafts studio, and a comfy great room. There’s also an outdoor pool, sports courts, trails, and a pond. Country Walk also has over two dozen social clubs, activities, and classes for residents to participate in.

Request more information about Country Walk of Lake Ridge.

Leisure Knoll - Manchester, NJ

Below $100k - Low $200s

Leisure Knoll is a gated, 55+ community that contains over 1,600 homes. There are over 15 models to choose from that range from 980 to 1,728 square feet.

The amenities include an outdoor pool, a putting green, tennis courts, and a card room. Also, there are over a dozen clubs and activities such as bowling, art appreciation club, golf club, veterans club, and garden nature club. The security and affordability of Leisure Knoll make this community an easy choice for retirement in Ocean County.

Request more information about Leisure Knoll.