View across the water of Saddlebrook Farms in Grayslake, Illinois

Illinois has many picturesque active adult communities for retirees on a budget.

When deciding where to retire, Illinois is generally not the first state that comes to mind (after all, its long winters leave much to be desired). And yet, the state's Midwestern charm attracts many active adults. Home to Chicago, the third most-populous city in the country, Illinois provides world-class destinations and attractions that are hard to beat.

Throughout the state, there are numerous active adult communities that range from large scale communities to more intimate neighborhoods, many of which offer unique perks and amenities. Read on to learn about some of the best low-priced communities in Illinois.

Saddlebrook Farms - Grayslake, IL

Below $100k - High $200s

Trees and greenery surrounding the community sign for Saddlebrook Farms in Grayslake, Illinois

Resting on 720 acres, Saddlebrook Farms features over 100 acres of lakes and a working farm.

Saddlebrook Farms is an age-restricted rural community in the village of Grayslake. Resting on 720 acres, the community features over 100 acres of lakes, nature preserves, picnic areas, walking trails, and a working farm. Unlike most communities, Saddlebrook Farms is a land-lease community, where residents own their homes but lease their land. As a result, residents pay a monthly homeowners' association (HOA) fee but are only taxed for their home and not the land itself.

Though there are 2,000 new and resale homes in the community, Saddlebrook residents still enjoy a close-knit and country feel. Homes are ranch style and feature front porches, making it always easy to meet new friends and neighbors.

Residents can also gather together at the Saddlebrook Farms clubhouse, a historic 4,000-square-foot cabin overlooking one of the many lakes found throughout the area. Besides the surrounding natural spaces, residents can also enjoy activities such as bocce ball and horseshoe. Its reasonable price and pristine location make Saddlebrook Farms a perfect destination for homebuyers seeking outdoor recreation.

Request more information about Saddlebrook Farms.

Sun City Huntley - Huntley, IL

Mid $100s - Mid $400s

The outdoor pool, patio, and spa at Sun City Huntley in Huntley, Illinois

Sun City Huntley is a premier  55+ active adult community that boasts truly high-end amenities.

Developed by Del Webb, Sun City Huntley is a premier  55+ active adult community that boasts truly high-end amenities. At the heart of the community is the Prairie Lodge, a massive 94,000-square-foot clubhouse. Inside the lodge, residents will find everything from a state-of-the-art fitness facility, which includes weight and cardiovascular equipment, to a 20-person indoor spa, designed for maximum comfort. Additionally, there are several multipurpose rooms, a ceramics studio, an arts and crafts studio, and a dance studio. Truly, residents will have no problem finding an activity or club that perfectly suits their interests.

Besides Prairie Lodge, Sun City Huntley features another central hub, Meadow View Lodge. Like its larger counterpart, Meadow View Lodge has its own fitness center, aerobics and dance studios, and an additional outdoor pool.

Outdoors, residents will find even more to explore. Over one-third of the land is protected open space and nature preserves. Wildflower Park is in the center of the community and includes miles of walking and biking trails surrounding the 19-acre fishing lake. A softball field, bocce ball courts, volleyball courts, horseshoe pits, and a tennis facility are also available, allowing residents to gather with friends and engage in some friendly matches.

Sun City Huntley features over 5,400 homes dispersed between nearly 55 floor plans. Styles include single-family homes, attached ranch townhomes, and condos. Regardless of home type, each residence is designed to be low-maintenance, allowing for maximum time spent enjoying everything the community has to offer.

Request more information about Sun City Huntley.

Carillon North - Grayslake, IL

Mid $100s - Low $300s

A table and chairs on the outdoor patio at Carillon North in Grayslake, Illinois

Residents of Carillon North have access to the adjacent Grayslake Country Club.

Situated in historic Grayslake, Carillon North is an active adult community of 361 homes. The single-family homes range from 1,700 to 2,300 square feet and come with two bedrooms, two bathrooms, and a two-car attached garage. Features include breakfast areas/nooks, large-sized living room/dining room combinations, walk-in closets, and garden tubs. The townhomes meanwhile are divided between three, four, and six-unit buildings and range from 1,268 to 1,694 square feet.

Amenity-wise, Carillon North hosts over 30 clubs and classes, all of which are developed and implemented by the homeowners themselves. The classes tend to meet at the 10,000-square-foot clubhouse, which itself includes hobby rooms and a ballroom for social gatherings.

Residents of Carillon North also have access to the adjacent Grayslake Country Club. While it's a nine-hole course, golfers will find plenty of natural terrain and ponds dispersed throughout the course, challenging both newcomers and advanced players alike.

Request more information about Carillon North.

Shorewood Glen - Shorewood, IL

Mid $200s - High $300s

Tables and chairs on the outdoor patio at Shorewood Glen in Shorewood, Illinois

Opened in 2004, Shorewood Glen offers single-family homes and duplexes.

Shorewood Glen is an active 55+ community located in Chicago’s southwest suburb, Shorewood. Opened in 2004, Shorewood Glen offers single-family homes and duplexes ranging from 1,269 to 2,450 square feet with two bedrooms, two bathrooms, and an attached two-car garage.

At the center of Shorewood Glen is Lakeview Lodge, a 17,000-square-foot clubhouse featuring a fitness center, an Olympic-sized lap pool, and an indoor spa. The clubhouse overlooks an 18-acre fishing lake as well as an outdoor pool and sundeck, where residents can enjoy the hot summer months. Surrounding the lake are bocce ball courts, tennis courts, and miles of walking and biking trails.

Shorewood Glen’s great location is an additional incentive for exploring the community. The developing Shorewood Towne Center can be found nearby and offers numerous dining and shopping outlets. Of course, if you’re really looking to explore, downtown Chicago is just forty-five miles away. A city bursting with history and culture, Chicago makes for a perfect destination when venturing out of the neighborhood.

Request more information about Shorewood Glen.

Regency at Bowes Creek Country Club - Elgin, IL

Mid $200s - Mid $400s

View across a pond of the clubhouse at Regency at Bowes Creek Country Club in Elgin, Illinois

Regency at Bowes Creek Country Club always has new activities and clubs for residents to enjoy.

Finally, Regency at Bowes Creek Country Club is a gated 55+ community that's part of the Bowes Creek Country Club master-planned community. It contains 351 modestly priced single-family and attached homes.

Residents of the community have exclusive access to the 10,000-square-foot clubhouse and fitness center. The central perk of the community is the extravagant 18-hole golf course. Showcasing a picturesque backdrop of trees, hills, and lakes, the course is designed for golfers of all levels, meaning everyone can enjoy the same experience. The clubhouse includes locker rooms, a pro shop, banquet facilities, and a 150-foot patio.

For non-golfers, Regency at Bowes Creek Country Club always has new activities and clubs for residents to enjoy. Fitness clubs, movie nights, wine tastings, yoga, and a breakfast club are just a few of the options available.

Request more information about Regency at Bowes Creek Country Club.