Florida's Treasure Coast is desirable and affordable for many active adults. One of the best examples is Woodfield in Vero Beach.

Florida’s Treasure Coast is named for the Spanish Treasure Fleet, a collection of 12 ships that were sailing from the New World back to Spain in the summer of 1715. A hurricane swept through and destroyed 11 of those ships. The storm struck the fleet right off the coast of Vero Beach.

Today, the area is a pleasant collection of quiet beaches and natural state parks and preserves. Active adults enjoy the various recreational activities, the warm climate, and the collection of affordable places to live. The Treasure Coast runs along the Atlantic Ocean and includes the Indian River, St. Lucie County, and Martin County.

If you're considering making the move to the Treasure Coast but don't want to break the bank, you're in luck. We've compiled a list of some of the most affordable 55+ communities on Florida's Treasure Coast.

Montego Cove – Stuart, FL

Below $100k – Low $200s

Montego Cove in Stuart provides maintenance-free condo living in a gated community that only has 182 units. Thirty buildings spread out over 54 acres, providing 55+ residents with a relaxed, inviting atmosphere and opportunities to really get to know their neighbors. The Mediterranean-style construction offers homes in three different floor plans, with two or three bedrooms each. Amenities include a large clubhouse and a screened cabana, two outdoor pools, a shuffleboard court, and a library. Residents and their guests can stroll through the nature preserve or peddle through the bike trails. Downtown Stuart has history, culture, and plenty of antique shopping.

Kings Isle – Port St. Lucie, FL

Low $100s – High $100s

One of the most affordable communities in the desirable Port St. Lucie region, Kings Isle will make you feel like royalty. Nearly 1,000 single-family and attached homes are available in this gated community for residents 55 and above. The 15,000 square-foot community clubhouse is called The Royal Club, and you can find a fitness center, a card room, and a studio for arts and crafts. There’s also a pool, tennis and shuffleboard courts, and even a sandy beach area. Homes come in four different models, with two-bedroom floor plans that range in size from 969 square feet to 1,216 square feet. Enjoy shopping, dining, and fun in Port St. Lucie, which is just a short drive from the community. Interstate 95 is close as well, for longer trips.

Eaglewood – Hobe Sound, FL

High $100s – Mid $200s

In Hobe Sound, you’re close to beautiful beaches and serene nature preserves. Eaglewood is one of the most affordable and desirable 55+ communities for active adults in the area. There are 300 single-family, attached homes, and they are one or two-bedroom properties, some with dens. Homebuyers can choose a home with a walk-in closet, extra garage space, and screened porches. The amenities are also attractive, with a clubhouse, a ballroom, an outdoor pool and spa, tennis courts, an 18-hole golf course, and plenty of parks and nature trails. Eaglewood is close to shopping and hospitals, and only a few minutes from the Florida Turnpike.

Colonnades at Fort Pierce – Fort Pierce, FL  

Below $100k – Mid $200s

Affordable waterfront living is hard to find anywhere in Florida, so the active adults living at Colonnades at Fort Pierce know they have a gem of a home. This 55+ community has a public dock that reaches the Indian River Lagoon. Homeowners enjoy scenic views, fishing, and other outdoor recreation along the river. Located on Hutchinson Island, residents at Colonnades enjoy a lifestyle that includes shopping, dining, and coastal fun in Fort Pierce. The condos come in one or two-bedroom models, with assigned parking and potential upgrades such as granite countertops and wood floors. Amenities include boat slips, an outdoor pool, a sauna, shuffleboard courts, and tennis.

Woodfield – Vero Beach, FL

High $100s – Mid $300s

Residents who like the idea of walking to dinner and shops will enjoy Woodfield in Vero Beach. It’s a centrally located community for active adults who like to be close to the beach and a diverse collection of other recreational opportunities. There are 434 single-family and attached homes with two or three bedrooms and dens. Floor plans range from 1,382 square feet to 1,727 square feet. Amenities include a 16,000 square-foot clubhouse, a movie theater, a computer room and library, and a fitness center. Outside, residents enjoy scenic lakes, a resort-style pool, and tennis courts. A full-time activities director is on staff to plan events and outings such as book clubs and movie nights.