Category: Finance

  • When it comes to retirement advice, you probably don’t think about sharing it with your kids because that’s something they don’t have to worry about for a very long time. But in actuality, it’s a great way to introduce to them topics about retirement planning and saving. Experts agree that talking about money and retirement will help children long term. According to a 2012 study by the LIMRA, a financial services trade association, 56% of all 18-to-34-year-olds are not saving for retirement, and one in two Americans are not saving at all for retirement. So it’s safe to assume that talking to your children early on about the importance of retirement savings can only help them with their future plans. After all, if we have good retirement tips shouldn’t it be our responsibility to pass them along to the younger generation and help them better prepare for their financial goals? Check out the retirement savings tips to pass along to your kids.
  • You may be eligible for Social Security benefits even if you haven't yet reached traditional retirement age. However, there are a few things you need to know about your disability benefits.
  • Maintaining a good credit score is a top priority for many Americans – as it should be. It affects your ability to take out a mortgage, open a line of credit, or in some cases get a job. For those who have fallen behind on their credit score, retirement might be less comfortable than they originally envisioned
  • Everyone wants to have a secure financial future but there are unforeseen events that could happen down the road. That’s why it’s important to have a plan in place when sorting out your finances for retirement. Some active adults and retirees seek the help of a financial advisor when planning for their retirement. It’s always a good idea to be prepared and informed when meeting with your financial advisor to get the most out of your planning session. Whether you are close to being retired or just a few years away, asking the right questions ahead of time can have a major impact in the long run.

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