Living in Northern New Jersey means being near New York City and an abundance of outdoor recreation options.

Living in the northernmost part of the Garden State can be pricey but like anywhere else, it has its ups and downs. Active adults who choose this area reap many benefits, like stunning natural scenery, comparatively mild weather, excellent healthcare, and endless social activities. Plus, commuting to New York City can be easy for those who choose to work or visit there while maintaining a Jersey address. Here are a few of the best picks for 55+ adults who want to put down roots in Northern New Jersey.

Bald Eagle Commons - West Milford

Below $100k - High $200s

West Milford is a small town about 45 minutes from New York City. It is surrounded by state parks and forests like Norvin Green State Forest and is home to Bald Eagle Commons. This affordable, active adult community of 463 resale homes has a multitude of shopping options nearby and is also close to Newark Airport.

The majority of dwellings here are condos ranging from 655 to 1,581 square feet with one or two beds and baths. There are a limited number of attached homes, from 2,175 to 2,414 square feet with two or three beds, two to three baths, and an attached one-car garages. The long list of amenities includes a popular clubhouse, outdoor pool, patio and spa, tennis, bocce and shuffleboard courts, walking and biking trails, and well-landscaped grounds.

Brookfield Estates - Belvidere

Low $200s - Mid $300s

Belvidere is a riverfront town that butts up to the Delaware River, which represents the border to Pennsylvania. Living here gives active adults opportunities to explore both sides of the river, which is one reason why Brookfield Estates is an excellent choice for 55+ homebuyers. This town is also near many wildlife refuges, parks, and forests. Modern conveniences are also close by so residents have everything they need to maintain low-maintenance lifestyles.

There are 275 single-family homes with sizes ranging from 1,275 to 1,920 square feet. They include two or three bedrooms and bathrooms, and attached two-car garages. There is a clubhouse, plus an outdoor pool and patio, tennis courts, a putting green, and walking trails on the property. 

Winthrop Court - Clifton

Mid $300s - Mid $500s

Many 55+ homebuyers love the carefree lifestyle that condominiums offer, Winthrop Court is a good-sized community of 270 resale residences located in the planned community of Cambridge Crossing. Built by Parkwood Development, Winthrop Court was designed to appeal to socially and physically active adults with upscale tastes.

There are eight models sized from 1,485 to 2,139 square feet with two beds, two baths, and a one-car garage. All have open floor plans, large master suites, granite counters, fireplaces, and balconies. Winthrop Court residents have access to the community clubhouse, a fitness center, theater room, game rooms, outdoor pool, spa, tennis courts, plus a club room with a lounge, bar, and dance floor.

Four Seasons at Great Notch Spa and Club - Woodland Park

High $300s - Low $700s

Four Seasons at Great Notch Spa and Club is perched on a bluff in Woodland Park, giving it a high-end feel that attracts retirees looking to enjoy the good life. Built by K. Hovnanian, this gated community has 814 resale homes. Condos come in six models from 1,426 to 1,765 square feet with two bedrooms and bathrooms, and a one-car garage. The four attached models are from 1,652 to 2,281 square feet, with two bedrooms, two or two-and-a-half baths, and a two-car garage. The stately single families range from 2,162 to 2,907 square feet with two or three bedrooms and bathrooms as well as two-car garages.

The resort-style features of this community include a clubhouse, indoor and outdoor pools, a spa, fitness center, tennis courts, a putting green and driving range, and a cozy lounge with a fireplace. Four Seasons is close to Upper Montclair Golf Club and many other courses, plus parks, world-class shopping, and fine dining. Best of all, it is only twelve miles from The Big Apple.

Bear's Cove - Ramsey

Low $600s - High $900s

Ramsey is about an hour from New York City and at the very top of New Jersey. The one active adult community here is Bear’s Cove, which offers a very exclusive lifestyle for homebuyers. This sophisticated, gated community of 104 attached townhomes was built from 2011 to 2014 by Continental Properties. The three distinct floor plans range from 2,706 to 3,024 square feet and have three bedrooms, two and a half baths, and attached two car garages. Design features include first-floor master suites and ten-foot ceilings.

Residents enjoy the private, 4,500 square-foot clubhouse, fitness center, pool, spa, and putting green. Bear’s Cove is right by the Hudson River, Bear Mountain State Park and Harriman State Park. It is also close to Route 17, which is dotted with prestigious shopping outlets, restaurants, and stores.