Active adults looking for a lakefront retirement in Northern Illinois should take a peek at these communities.

The abundance of outdoor recreation opportunities in Northern Illinois is one feature that makes the area desirable for active adults planning to retire in the Prairie State. But when it comes to water recreation, there’s more to Northern Illinois than Lake Michigan; the region also boasts Chain O’Lakes, the state’s largest concentration of natural lakes.

With more than 7,100 acres of water, 488 miles of shoreline, and 45 miles of river, Chain O’Lakes consists of 15 lakes connected by the Fox River and smaller channels. The lakes have long been a popular spot for boating, fishing, birdwatching, swimming, jet skiing, and a variety of other watersports, making the surrounding area a prime destination for Illinois retirees.

Chain O’Lakes boasts plenty to see and do throughout the year, and the shoreline offers marinas, resorts, campgrounds, restaurants, and bars. Many of these well-established institutions host regular events throughout the year, including boat races, fishing tournaments, and concerts. Throughout Chain O’Lakes, boaters can even visit islands and floating vendors that sell food and drinks right from the middle of the lakes.

Active adults who want to retire on a lake in Northern Illinois can find a variety of active lifestyle communities with homes for sale. If the lakefront lifestyle appeals to you, keep reading to discover five active adult communities with homes for sale near Chain O’Lakes in Illinois.

Carillon North - Grayslake, IL

Mid $100s - Low $300s

The gated 55+ community Carillon North in Grayslake, located adjacent to the 1,200-acre Rollins Savanna Forest Preserve, puts residents less than six miles from Chain O’Lakes. This age-restricted community of 361 single-family and attached homes also offers a low-maintenance lifestyle and popular amenities.

For those who want to downsize, the attached townhomes range from 1,268 to 1,684 square feet and come with a homeowners’ association (HOA) that takes care of exterior home maintenance, lawn care, landscaping, and snow removal. The more spacious single-family homes range from 1,680 to 2,322 square feet and still include lawn care, landscaping, and snow removal.

With more free time, residents of Carillon North can spend more time enjoying the community’s amenities, which feature a 10,000-square-foot clubhouse with a ballroom, a fitness center, an indoor pool and spa, arts and crafts studios, and hobby and game rooms. The outdoor amenities include a 9-hole, par-3 golf course, a tennis court, and walking and biking trails.

Learn more information about Carillon North here.

Patriot Estates - McHenry, IL

High $100s - Mid $200s

At Patriot Estates in McHenry, active adult homebuyers can find both new and resale homes for sale. Upon completion, this 55+ community will consist of 201 single-family and attached homes.

The attached duplex homes offer approximately 1,400 square feet of living space with two bedrooms, two bathrooms, and attached two-car garages. The single-family homes range from 1,257 to 1,957 square feet with two bedrooms with dens, two bathrooms, and attached two-car garages. Many of the ranch-style homes offer finished basements for added living space.

The HOA for the attached homes takes care of exterior home maintenance, driveway maintenance, lawn care, and snow removal, which allows residents to live a lock-and-leave lifestyle ideal for traveling. Residents of the single-family homes also enjoy a low-maintenance lifestyle since the HOA covers snow removal.

Residents of the community enjoy membership to The Greens of Irish Prairie Clubhouse just five minutes away. The clubhouse includes an exercise room, indoor and outdoor pools, gathering spaces, and tennis courts.

Learn more information about Patriot Estates here.

Saddlebrook Farms - Grayslake, IL

Below $100k - High $200s

With 100 acres of lakes, nature preserves, and even a working farm, Saddlebrook Farms in Grayslake surrounds residents with a scenic, rural feel while located near daily conveniences and outdoor recreation options. With plans for 2,000 single-family homes, this 55+ community features both new and resale homes for sale.

At the heart of the community, the 4,000-square-foot clubhouse overlooks a scenic lake. Renovated from a historic cabin, the amenities at the clubhouse include a fitness center, a card room, and hobby and game rooms. The outdoor amenities feature fishing lakes, gardening plots, and walking and biking trails. As an added feature, residents can take advantage of RV and boat storage.

Saddlebrook Farms offers some of the most affordable homes for sale in Northern Illinois. Many of the single-family homes range from 1,169 to 2,156 square feet with one to three bedrooms with dens, one to two-and-a-half bathrooms, and attached one- or two-car garages.

Learn more information about Saddlebrook Farms here.

Leisure Village - Fox Lake, IL

Below $100k - Low $100s

For active adults who want to retire near a lake in Illinois, Leisure Village in Fox Lake boasts some of the best opportunities to do so. This gated 55+ community, which consists of 360 attached homes, offers residents a low-maintenance age-restricted lifestyle near Chain O’Lakes.

Located less than a mile from Grass Lake, one of the largest lakes in the system, Leisure Village offers residents an opportunity to retire affordably near a lake in Illinois. The community is also located near Chain O’Lakes State Park, where residents can enjoy extensive land and water recreation.

The resort-style amenities at Leisure Village feature a recreation center with a 250-seat lecture hall, an exercise room, a catering kitchen, a game room, and studios for arts and crafts, woodworking, and ceramics. The outdoor amenities include an Olympic-size swimming pool, a 9-hole golf course, walking and biking trails, and athletic courts for tennis, pickleball, and bocce ball.

Learn more information about Leisure Village here.

Andaré at Remington Pointe North - Volo, IL

Mid $200s - High $200s

With plans for just 24 single-family homes, Andaré at Remington Pointe North is an exclusive up-and-coming 55+ community. Located in Volo, residents can reach Fox River, Pistakee Lake, and Fox Lake within five miles.

At Andaré at Remington Pointe North, builder Lennar Homes currently offers brand new single-family homes for sale, giving interested homebuyers an opportunity to customize their residence to suit their needs and preferences. The seven floor plans range from 1,224 to 2,171 square feet with two or three bedrooms with dens, two bathrooms, and attached two-car garages. The HOA takes care of lawn care and snow removal, allowing residents to enjoy a well-tended lawn without all of the upkeep.

The community will also offer amenities and lifestyle activities. The clubhouse will include multipurpose rooms, a fitness center, and a patio. Outside, the amenities will include a fire pit, athletic courts, and walking and biking trails.

Learn more information about Andaré at Remington Pointe North here.