Photo of a patio table next to the clubhouse in Carillon North in Grayslake, Illinois

Active adults looking for a lakefront retirement in Northern Illinois should take a peek at these communities.

The abundance of outdoor recreation opportunities in Northern Illinois is one feature that makes the area desirable for active adults planning to retire in the Prairie State. But when it comes to water recreation, there’s more to Northern Illinois than Lake Michigan; the region also boasts Chain O’Lakes, the state’s largest concentration of natural lakes.

With more than 7,100 acres of water, 488 miles of shoreline, and 45 miles of river, Chain O’Lakes consists of 15 lakes connected by the Fox River and smaller channels. The lakes have long been a popular spot for boating, fishing, birdwatching, swimming, jet skiing, and a variety of other watersports, making the surrounding area a prime destination for Illinois retirees.

Chain O’Lakes boasts plenty to see and do throughout the year, and the shoreline offers marinas, resorts, campgrounds, restaurants, and bars. Many of these well-established institutions host regular events throughout the year, including boat races, fishing tournaments, and concerts. Throughout Chain O’Lakes, boaters can even visit islands and floating vendors that sell right from the middle of the lakes.

Active adults looking to retire on a lake in Northern Illinois can find a variety of active lifestyle communities with homes for sale. If the lakefront lifestyle appeals to you, keep reading to learn about five active adult communities near Chain O’Lakes in Illinois.

Carillon North - Grayslake, IL

Mid $100s - Low $300s

Photo of the entrance sign at Carillon North in Grayslake, Illinois

Carillon North puts residents less than six miles from Chain O'Lakes.

The gated 55+ community Carillon North in Grayslake, located adjacent to the 1,200-acre Rollins Savanna Forest Preserve, puts residents less than six miles from Chain O’Lakes. This age-restricted community of 361 single-family and attached homes also offers a low-maintenance lifestyle and popular amenities.

For those who want to downsize, the attached townhomes range from 1,268 to 1,694 square feet with one to three bedrooms, one or two bathrooms, and an attached two-car garage. The more spacious single-family homes range from 1,680 to 2,322 square feet and include two to three bedrooms, two to two-and-a-half bathrooms, and an attached two-car garage. The homeowners' association (HOA) is available to take care of services such as lawn care, exterior home maintenance, landscaping, and snow removal.

With more free time, residents of Carillon North can spend more time enjoying the community’s amenities, which include a 10,000-square-foot clubhouse with a ballroom, a fitness center, an indoor pool and spa, arts and crafts studios, and hobby and game rooms. Outdoor amenities include a 9-hole, par-3 golf course, a tennis court, and walking and biking trails.

Request more information about Carillon North.

Patriot Estates - McHenry, IL

High $100s - Mid $200s

Photo of a creek in McHenry Country, Illinois

Residents of Patriot Estate enjoy a lock-and-leave lifestyle ideal for travelling.

At Patriot Estates in McHenry, active adult homebuyers can find both new and resale homes for sale. Upon completion, this 55+ community will consist of 201 single-family and attached homes.

The attached duplex homes range from 1,376 square feet to 1,4000 square feet with two bedrooms, two bathrooms, and attached two-car garages. The single-family homes range from 1,257 to 1,957 square feet with two bedrooms, dens, two bathrooms, and attached two-car garages. Many of these ranch-style homes offer finished basements for added living space.

The HOA for the attached homes takes care of exterior home maintenance, driveway maintenance, lawn care, and snow removal, which allows residents to enjoy a lock-and-leave lifestyle ideal for traveling. Owners of single-family homes also enjoy a low-maintenance lifestyle with the HOA covering snow removal.

Residents of the community enjoy membership to The Greens of Irish Prairie Clubhouse just five minutes away. The clubhouse includes an exercise room, indoor and outdoor pools, gathering spaces, and multiple athletic courts.

Request more information about Patriot Estates.

Saddlebrook Farms - Grayslake, IL

Below $100k - High $200s

Photo of a red house on the bank of a lake in Saddlebrook Farms in Grayslake, Illinois

Saddlebrook Farms surrounds residents with a scenic rural feel while located near daily conveniences.

With 100 acres of lakes, nature preserves, and even a working farm, Saddlebrook Farms in Grayslake surrounds residents with a scenic, rural feel while located near daily conveniences and outdoor recreation options. With plans for 2,000 single-family homes, this 55+ community features both new and resale homes for sale.

At the heart of the community, the 4,000-square-foot clubhouse overlooks a scenic lake. Renovated from a historic cabin, the amenities at the clubhouse include a fitness center, a card room, and hobby and game rooms. Outdoors, residents have access to fishing lakes, gardening plots, and walking and biking trails. As an added feature, residents can take advantage of RV and boat storage.

Saddlebrook Farms offers some of the most affordable homes for sale in Northern Illinois. The single-family homes range from 1,169 to 2,516 square feet with one to three bedrooms, dens, one to two-and-a-half bathrooms, and attached one- or two-car garages.

Request more information about Saddlebrook Farms.

Leisure Village - Fox Lake, IL

Below $100k - High $100s

A bridge over a marsh at Chain O' Lakes State Park in Illinois

The community is close to Chain O'Lakes State Park, where residents enjoy extensive land and water recreation.

For active adults who want to retire near a lake in Illinois, Leisure Village in Fox Lake boasts some of the best opportunities to do so. This gated 55+ community, which consists of 360 attached homes, offers residents a low-maintenance lifestyle near Chain O’Lakes.

Located less than a mile from Grass Lake, one of the largest lakes in the system, Leisure Village offers residents an opportunity to retire affordably near a lake in Illinois. The community is also close to Chain O’Lakes State Park, where residents can enjoy extensive land and water recreation.

The resort-style amenities at Leisure Village include a recreation center with a 250-seat lecture hall, an exercise room, a catering kitchen, a game room, and studios for arts and crafts, woodworking, and ceramics. The outdoor amenities include an Olympic-size swimming pool, a 9-hole golf course, walking and biking trails, and athletic courts for tennis, pickleball, and bocce.

Request more information about Leisure Village.

Andaré at Remington Pointe North - Volo, IL

Mid $200s - High $200s

Digital rendering of a clubhouse and bocce ball courts at Andaré at Remington Pointe North in Volo, Illinois

Located in Volo, residents can reach Fox River, Pistakee Lake, and Fox Lake within five miles.

With plans for just 89 single-family homes, Andaré at Remington Pointe North is an exclusive up-and-coming 55+ community. Located in Volo, residents can reach Fox River, Pistakee Lake, and Fox Lake within five miles.

At Andaré at Remington Pointe North, builder Lennar Homes offers brand new single-family homes for sale, giving interested homebuyers an opportunity to customize their residence to suit their needs and preferences. There are seven available floor plans ranging from 1,224 to 2,171 square feet with two or three bedrooms, dens, two bathrooms, and attached two-car garages. The HOA takes care of lawn care and snow removal, allowing residents to enjoy a well-tended lawn without all of the upkeep.

The community will also offer amenities and lifestyle activities. The clubhouse will include multipurpose rooms, a fitness center, and a patio. Outside, amenities include a fire pit, athletic courts, and walking and biking trails.

Request more information about Andaré at Remington Pointe North.