Ocean County, NJ is home to some of the best active adult communities that are also quite affordable.

If there’s one constant in recent years when it comes to Ocean County, it’s that new people keep showing up to call it home. Since 1990, it has been one of New Jersey’s fastest-growing counties and is currently the sixth-most populous county in the state. It’s not hard to understand why so many people, especially those 55 and better, want to take up residence here. It’s perhaps the most centralized region of New Jersey in terms of access to all of the state’s attractions. From Brick to Little Egg Harbor, some of the best Jersey Shore beaches and boardwalks are here. Depending on where you are, it’s only about 50 miles to Philadelphia, 70 miles to New York City or 25 miles to Atlantic City. Plus, the cities and townships that make up the county are full of their own fun features and local businesses (not to mention some great ice cream and pizza). 

If you’re considering moving to an active adult community in Ocean County but want to keep prices as low as possible, here are your five best places to look. 

Leisure Village West - Manchester, NJ

Originally constructed between 1972 and 1993, Leisure Village West now boasts 2,692 home across 825 acres in Manchester Township. Homes here range from below $100s up to the high $100s, so there are plenty of opportunities to find an affordable residence in the community. To sweeten the deal, Leisure Village West also includes three clubhouses, two nine-hole golf courses, three lakes, multiple sports courts, and plenty more amenities. There are also over 50 clubs and community interest groups for residents to join.

Whiting Station - Manchester, NJ

Also located in Manchester, Whiting Station is a quaint, quiet 55+ community that consists of 332 single-family homes designed to provide stress-free, low-maintenance living. Resale homes here start below $100 and only rise up to the high $100s, so you’re sure to find some bargains as most homes feature two bedrooms, two bathrooms, and an attached garage. Living in Whiting Station also gives you access to the clubhouse, fitness center, outdoor pool, tennis court and much more. 

Leisure Village East - Lakewood, NJ

With over 100,000 residents, Lakewood is among the most-populated places in the state. But the active adult residents at Leisure Village East have found a way to find some quiet comfort in the middle of all that. The 9-hole golf course, 18,790 square-foot clubhouse, and scenic lakes that surround the 1,412 homes certainly helps. If you’re interested in living there, it also helps that residences here start at around $50K and only rise to the high $100s.

Covington Village - Lakewood, NJ

Also located in Lakewood is Covington Village, a 360-unit condo community spread across 35 acres. While most available condos here can be found in the low-to-high $100s, it’s possible you might still see some enter the market below $100K. Residences here range from 890 to 1,165 square feet and offer one or two bedrooms, hardwood floors, granite countertops, and a covered terrace. Residents also get access to a 12,000 square-foot clubhouse, outdoor pool, whirlpool spa, bocce ball courts, and scenic ponds. 

Gardens of Pleasant Plains - Toms River, NJ

Toms River is an active adult community hot spot in Southern New Jersey and Gardens of Pleasant Plains is a very affordable way to get in on the action. This community includes 437 duplexes and single-family homes available for resale, with prices ranging as low as $60K and rising up to the high $100s. Most homes here include two bedrooms, a bathroom, and a garage. Community amenities include a clubhouse with billiards and social rooms. It’s also located close to the Garden State Parkway, making it easy to visit New York City, Atlantic City, or anything in between.