A scenic overlook at Heritage Hills in Clermont, Florida

Downsizing active adults will appreciate the low-maintenance lifestyle in these 55+ communities around Leesburg and Clermont in Central Florida.

One of Florida’s best-kept secrets is its central region, specifically the area north of Tampa and west of Orlando where the largest towns are Clermont, Leesburg, and Mount Dora. This area of the state provides pristine golf courses, tons of outdoor recreation in parks and on nature trails, and small historic towns with an interesting selection of antique shops and boutiques as well as cozy local restaurants where the waitstaff are quick to learn your name and your favorite dish.

Buyers looking for affordable Florida retirement communities will be thrilled with the prices and the opportunities in this region. Anyone thinking of downsizing will also appreciate the low-maintenance lifestyle and simplicity that’s found in these 55+ communities around Leesburg and Clermont.

Scottish Highlands - Leesburg, FL

Below $100k - Mid 100s

Landscaping, community maintenance, and trash collection are provided by the HOA at Scottish Highlands, leaving active adult residents more time to explore the community amenities and enjoy the entertainment and recreation available in the surrounding area.

Pancake breakfasts, game nights, and book club meetings are just some of the social activities taking place in the clubhouse on a regular basis. There are indoor and outdoor pools to enjoy, a fitness center, tennis, shuffleboard, and bocce. Scenic lakes are spread throughout the grounds, and the community is close to Venetian Gardens Park, a favorite habitat for winter ducks and a pretty place for a stroll.

The homes at Scottish Highlands are great for buyers who want a manageable amount of space and easy upkeep. Single-family homes are between 1,050 and 2,000 square feet with two or three bedrooms, two bathrooms, and an attached one-car garage. Some properties are available with sunrooms, screened lanais, and upgrades like stainless steel appliances and tile flooring.

Baytree - Tavares, FL

Low $100s - Low $200s

With only 221 properties at Baytree, this 55+ community in Tavares is an excellent place for downsizing. It’s intimate and friendly, and neighbors are known to get together for social dinners, sewing groups, holiday parties, and other community events.

There’s an 18-hole golf course available to residents for a low fee as well as a dining and recreation room in the clubhouse. Other amenities include a cafe, a library, four shuffleboard courts, and walking trails winding through this scenic neighborhood. Tavares is surrounded by lakes, which will be particularly attractive to buyers who enjoy fishing and boating.

Homebuyers will find attached villa homes from 1,004 to 1,694 square feet with two or three bedrooms, two bathrooms, and an attached one- or two-car garage. Formal dining rooms, wide doorways, open floor plans, and lots of storage space make these homes welcoming and pleasant. There are also single-family homes available, as small as 810 square feet and as large as 2,150 square feet. Family rooms, vaulted ceilings, and two or three bathrooms are included in these models. There are two or two-and-a-half bathrooms and an attached garage for one or two cars.

Sullivan Ranch - Mount Dora, FL

Mid $100s - Mid $500s

Mount Dora is a community known for annual festivals, regattas on the lake, exquisite shopping downtown, and a modernist museum with an interesting collection of furniture. Sullivan Ranch is a 55+ community with a similarly charming aesthetic; there’s an old wooden bridge at the entrance and cobblestone streets throughout the neighborhood. It’s an excellent choice for buyers who want to downsize into a community that’s surrounded by the gentle hillsides and small-town atmosphere that Florida isn’t usually known for.

New and resale homes are available at Sullivan Ranch, so buyers hoping to create their own space can work with builders to finalize the just-right details. Attached homes are in the Garden Series and are manageable in size. With two bedrooms, two bathrooms, a den, and an attached two-car garage, they’re ideal for active adults who don’t need more than 1,400 or 1,500 square feet.

Sullivan Ranch also features a clubhouse with a fitness center, media room, and multi-purpose room. Residents enjoy the sundeck and outdoor pool.

Heritage Hills - Clermont, FL

High $100s - Mid $300s

Another desirable 55+ community with both new construction and resale homes is Heritage Hills, a well-located neighborhood that’s also surrounded by picturesque lakes, sloping hills, and places to explore.

There’s a putting green with a sand trap, picnic areas and scenic trails with gorgeous views, an outdoor resort-style pool, and a spa. Residents can also enjoy the shuffleboard courts, tennis courts, pickleball courts, and bocce ball courts. Inside the clubhouse, buyers will find the Marseille Room Fitness Center, an aerobics and dance studio, a ballroom, a computer room, a library, and separate lounges for ladies and men. It’s an elegant but laid-back community, and it’s perfect for downsizing active adults looking for attractive central Florida homes for sale.

Attached villas come in two models. The St. Lucia and the St. Marten each have two bedrooms, two bathrooms, and an attached one-car garage. There are between 1,400 and 1,517 square feet. Single-family homes are also available with more space and extended options and upgrades, especially with the new construction models.

Highland Lakes - Leesburg, FL

Below $100k - High $100s

Live among wildlife and native plants at Highland Lakes, a 55+ community in Leesburg surrounded by protected wetlands and serene lakes. Residents can fish, store their RV and boats, and take full advantage of the nature trails, driving range, and outdoor lap pool. The community also has a clubhouse with an exercise room, an art gallery, and indoor pools, walking tracks, pickleball courts, and tennis courts. There’s a woodworking shop as well as shuffleboard, horseshoe pits, and a softball field.

Resale homes are designed with downsizing active adults in mind. Two bedrooms, two bathrooms, and an attached one-car garage are standard in the attached villas, which have 1,120 to 1,293 square feet. Eight models are available for buyers who want a single-family home. They start at 1,040 square feet and only get as high as 1,852 square feet, allowing for simple and low-maintenance living. Located in the Upper Ocklawaha River Basin, Highland Lakes is close to Lake Harris, where there are great opportunities for fishing, kayaking, boating, and picnicking.