The Best Lowest-Priced Communities in the Jacksonville Area

Interested homebuyers can find plenty of affordable homes for sale in the Jacksonville area.

The Jacksonville real estate market is growing along with the city’s population and popularity. Many things draw new residents to this area on the northern edge of Florida’s Atlantic coast, including the climate, the beaches, and the natural beauty that hasn’t been compromised by tourists and commercialism as much as other popular Florida destinations. There’s more than enough recreation to keep new residents busy, like golf, tennis, fishing, boating, shopping, and entertainment.

But living in the Jacksonville area doesn’t have to be expensive. These are the most affordable 55+ communities in Jacksonville and nearby cities.

Freedom at Arbor MillJacksonville, FL

Mid $200s – High $200s

Tables and chairs on the patio beside the outdoor pool at Freedom at Arbor Mill in Jacksonville, Florida
Freedom at Arbor Mill is close to many shopping centers and grocery stores.

Freedom at Arbor Mill will have 156 single-family homes. This 55+ community is part of Oakleaf Plantation, and buyers can choose a new home in one of four models.

The Avon floor plan has three bedrooms and two bathrooms with about 1,585 square feet. The Bristol has 1,678 square feet, while the Clifton has 1,799 square feet and a huge great room. The Dalton is the largest model with four bedrooms and two bathrooms and around 1,983 square feet.

Amenities are under construction, and there will be an outdoor pool and patio and an amenity center with an exercise room, once complete. Residents can also expect pickleball courts, bocce ball courts, and a dog park. Freedom at Arbor Mill is close to many shopping centers and grocery stores, and golfers will appreciate the proximity to courses like Eagle Landing Golf Club.

Request more information about Freedom at Arbor Mill.

SweetwaterJacksonville, FL

Low $200s – Low $400s

Trees surrounding the pavilion at Sweetwater in Jacksonville, Florida
This 55+ community has an outdoor resort-style pool, a modern fitness center, and a movement studio.

When physical activity is a priority, buyers need a community that supports and encourages good health. Active adults can find that at Sweetwater, one of the best VALUES
( in Jacksonville real estate.

This 55+ community has an indoor lap pool, an outdoor resort-style pool, a modern fitness center, and a movement studio. There’s also a tennis court, a putting green, and two bocce ball courts. Well-landscaped paths for walking, biking, or jogging are available, and residents will also have access to a sewing studio, a ceramics studio, and a library. Plenty of social events happen at Summerland Hall, a 22,000-square-foot clubhouse.

Depending on your budget, there are condos, single-family homes, and attached villas to choose from. Condos are most affordable and still very spacious. They range from 1,810 to 2,129 square feet and have two or three bedrooms and two bathrooms. Villas and carriage homes won’t hurt your bottom line either. They come in six floor plans and have two bedrooms, a den, and two bathrooms.

Request more information about Sweetwater.

WaterSong at RiverTownSt. Johns, FL

Mid $200s – High $300s

A wooden boardwalk over the water at WaterSong at RiverTown in St. Johns, Florida
Some of the best fishing in northern Florida is in this area.

New construction is also happening in St. Johns, about 20 minutes south of Jacksonville. WaterSong at RiverTown will be an affordable 55+ community that features luxury amenities and access to the St. Johns River.

The clubhouse will include a fitness center and yoga studio, and there will also be pools, patios, and athletic fields. Mattamy Homes is building 800 single-family and attached homes in a variety of models and floor plans.

WaterSong will be part of the master-planned RiverTown community, which offers an additional set of amenities that are accessible to residents. These include a fishing pier and a boardwalk. There’s also a kayak launch, a restaurant, and a cafe.

St. Johns is a growing Jacksonville suburb, and new residents will appreciate everything that’s close to this community. Some of the best fishing in northern Florida is in this area, and nature lovers will want to check out Gourd Island Conservation Center for hiking, biking, and wildlife viewing.

Request more information about WaterSong at RiverTown.

Freedom at Azalea RidgeMiddleburg, FL

Mid $200s – High $200s

A dock on the St. Johns River in Downtown Jacksonville, Florida
This 55+ community offers 136 single-family homes.

Reasonably priced and just a few minutes from Jacksonville is Freedom at Azalea Ridge in Middleburg. This 55+ community offers 136 single-family homes in the same four models as Freedom at Arbor Mill. Amenities will include a clubhouse, fitness center, an outdoor pool, and a fireplace that’s part of a cozy pavilion.

Middleburg is an excellent place for outdoor recreation. Hunters and campers will enjoy Jennings State Forest, and Black Creek, a 13-mile tributary of the St. Johns River, is a great place to fish and hike. Residents of Freedom at Azalea Ridge will also enjoy local shopping, nearby grocery stores, and an easy trip to Downtown Jacksonville for live music and fine dining.

Request more information about Freedom at Azalea Ridge.

Villages of SeloySt. Augustine, FL

Mid $200s – Mid $300s

Flowers in front of the community sign for Villages of Seloy in St. Augustine, Florida
Buyers looking for a bargain might enjoy Villages of Seloy.

Half an hour southeast of Jacksonville is the historic city of St. Augustine. Buyers looking for a bargain in this neighborhood might enjoy Villages of Seloy, where attached townhomes in four spacious models provide comfortable homes and outstanding amenities.

This age-restricted community is near shopping, restaurants, and entertainment. It’s just a few minutes from the beach and interesting points of interest like the St. Augustine Lighthouse and the historic fort, Castillo de San Marcos.

The new and resale homes available here are between 1,874 and 2,461 square feet. They have two bedrooms and two bathrooms, and the Castillo model also has a den. Amenities include a clubhouse with a fitness center and multipurpose room as well as a media room, library, and business center. There’s an outdoor pool and patio as well as a catering kitchen for special events and holiday parties.

Request more information about Villages of Seloy.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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