richmond virginia gardens

Richmond is full of history and affordable 55+ communities.

In the last ten years, Richmond, Virginia's population has steadily grown, and it’s easy to see why. The city offers arts, culture, and outdoor opportunities in a mid-sized metropolis, while still remaining very affordable.

The area is home to 40 age-restricted and active lifestyle communities, spanning a variety of sizes, lifestyles, and price ranges, making it a great option for retirees and active adults looking to buy a home. Most of the lower-priced communities offer single-family and attached homes in small communities.

While Virginia may not offer as many tax benefits as a state like Delaware, Richmond’s overall cost of living makes it an affordable place to live. The median home cost in Richmond is about $50,000 dollars less than the state average. This means that prospective home buyers can get a lot for their money in the area. Healthcare, daily living, and transportation costs are also lower than the state average.

Here are five of the best low-priced communities in the Richmond area.

Villas at Providence - Richmond

Mid $200s - High $200s

The Villas at Providence is a brand-new community in Richmond. The small community of 86 homes is centrally located to area amenities, but tight-knit.

Eagle Construction is offering their single-family Emory model, which includes three bedrooms and two baths in 1,800 square feet. The open design concept is laid out on one floor for easy entertaining and maintenance. The condo association takes care of trash removal, snow removal, and landscaping.

While a clubhouse and social space are not planned for the community, residents can find a golf course and country club right across the street, parks nearby, and downtown is just fifteen minutes away.

Cherry Grove - Mechanicsville

High $200s - High $300s

With 130 single-family and attached home models planned for this new community, Cherry Grove is another great option for active adults who want to buy a customizable home.

RCI Builders offers five floor plans designed for low maintenance living, including first-floor master suites with spacious bathrooms and walk-in closets.

Residents will get to known each other in this intimate setting in the many community spaces, including the clubhouse, outdoor pool, pickleball courts, putting green, and community garden.

The Villages at the Crossing - Glen Allen

High $200s - Mid $300s

Located in the leafy Richmond suburb of Glen Allen, The Villages at the Crossing is a small community of 135 attached homes.

Ryan Homes built the community between 2006 and 2009, and homes are now offered for resale. While slightly higher in price, homes here are larger, ranging from 1,800 to 3,900 square feet and can be on one or two levels.

The clubhouse provides residents with a community gathering space, where residents meet for clubs and special events. Residents stay active in the fitness room, outdoor pool, and on walking and biking trails nearby.

Villas at Dogwood - Chesterfield

High $200s - Mid $300s

Eagle Construction also built almost 100 homes in the community of Villas at Dogwood  between 2010 and 2015.

Homes in the community include a variety of models ranging from two to three bedrooms and two to three baths.

The intimate clubhouse provides residents with space to get to know each other and stay fit in the exercise room and outdoor pool. Homeowners have easy access to nearby shopping centers, golf courses, and the Swift Creek Reservoir.

Rock Creek Villas - Quinton

Mid $200s - Low $300s

Accessibility and ease of moving around a house can play a big factor in buying a home after 55. Rock Creek Villas in the Richmond suburb of Quinton prides itself on ADA-friendly homes.

Prospective residents can choose from resale and new homes in a variety of styles and floor plans, all with three bedrooms and two bathrooms.

The planned clubhouse and community gathering green will include social spaces, a putting green, bocce and shuffleboard courts. Residents are also steps away from the Brookwoods Golf Club. Being a little farther outside Richmond, residents can enjoy a rural environment, and are just a short drive from state forests and nature preserves.