The Most Affordable Retirement Communities in Charlotte, North Carolina

Charlotte is an active adult paradise. So, where can you retire affordably?

Beyond that, the Queen City also has several active adult communities with exceptionally affordable prices that makes it all the more appealing. Here are four of the most affordable retirement communities around Charlotte with homes starting as low as the low $100s.

Fairway Villas at Westport – Denver

High $100s – Mid $200s

Fairway Villas at Westport is a small, tight-knit community with only 27 single-family homes that’s located just a short drive from Charlotte in Denver — one of the city’s surrounding small towns.

There are four different floor plans to consider within the community that range from approximately 1,188 to 2,070 square feet of living space with two to four bedrooms, one-and-a-half to three-and-a-half bathrooms, and two-car garages

Residents at Fairway Villas will have access to many amenities, including a clubhouse, meeting rooms, lounge, and offices. Staying fit and working out are a breeze with an on-site fitness center featuring the latest in cardio and weightlifting equipment, an aerobics and dance studio, locker rooms, a golf course, multiple athletic courts, and walking and biking trails.

Along with the community’s amenities. there are also several organized clubs and interest groups that range from water aerobics and yoga to golf and tennis socials.

Magnolia Place – Lowell

Low $100s – Mid $100s

Magnolia Place is a great option to consider for active adults looking for an affordable, age-restricted community near Charlotte and all the city has to offer. The small community is less than 20 miles from Uptown and features 53 single-level, ranch-style townhomes that are available on a resale basis only.

Residences range in size from 1,290 to 1,462 square feet and have two bedrooms, two bathrooms, and a carport.

Amenities that can be found within the community include a clubhouse, catering kitchen, multipurpose room, and card tables. Beyond the amenities, homeowners can enjoy the many social aspects of Magnolia Place, including game nights and community parties that are scheduled throughout the year.

Polo Club at Matthews

High $100s – Low $300s

Located in one of Charlotte’s most sought-after suburbs that’s less than a 30-minute drive from the city’s center, the Polo Club at Matthews boasts 64 attached homes that are available as resale starting in the high $100s.

There are four floor plans for potential homebuyers to consider that range from 1,150 to 2,000 square feet and offer two to three bedrooms, two to three bathrooms, and a two-car garage.

Notable amenities in the Polo Club at Matthews include a clubhouse, exercise room, outdoor pool, and walking trails. Homeowners will also get to enjoy the perk of living a low-maintenance lifestyle with homeowners’ association fees taking care of all exterior maintenance and lawn care.

The Gables at Kepley Farm – Salisbury

High $100s – Low $200s

Rounding out the list of the most affordable retirement communities in Charlotte is The Gables at Kepley Farm in the charming town of Salisbury. The age-restricted neighborhood was originally built in 2005 and will have a total of 260 single-family homes upon completion.

The are four floor plans for potential homebuyers to choose between that range from  1,500 to 1,900 square feet in living space and have two bedrooms, two bathrooms, and an attached two-car garage.

The community’s amenities include a 4,000 square-foot clubhouse, great room with a fireplace and TV, hobby and game room, billiards, catering kitchen, exercise room, and library. For more time outdoors, residents can take advantage of The Gables’ expansive veranda as well as the community garden.

In addition to the community’s amenities, there’s a wide variety of social activities for residents to join. The list ranges from card nights and pot luck dinners to monthly breakfasts.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
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We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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