Ben Franklin bridge crossing into Philadelphia skyline during a purple sunset

If you want to live affordably near Philadelphia, check out these suburban communities.

Known as The City of Brotherly Love, Philadelphia includes an intriguing mix of the old and new, with inspiring historical districts, modern attractions, and some of the finest restaurants and medical organizations in the state. Plus, believe it or not, Philadelphia-area real estate is also not as expensive as most homebuyers might think.

There are plenty of reasons to retire in Pennsylvania, but a Philadelphia-area retirement offers some added benefits. Philly is located in a part of the state that is not prone to extreme weather. Temperatures rarely soar past 85 degrees and winters are usually mild. Average temperatures throughout the year hover around 55 degrees.

Active adults in this region can also easily get in and out of the city via an extensive public transportation system of regional and high-speed rail services, trolleys, and buses. Those who need to travel further can simply head to the Philadelphia Airport or 30th Street Station. The New York and New Jersey airports are also within driving distance.

There are over 100 active adult communities near Philadelphia, and many are located in reasonably-priced suburban towns. Being able to enjoy the excitement of the city and then drive home to a low-maintenance, peaceful residence is a luxury in itself. Read on to learn about some of our favorite 55+ communities right outside of Philly.

Centennial Station - Warminster, PA

Below $100k - High $200s

Active adults who live at Centennial Station don’t have to worry about maintenance. This sought-after 55+ community of 410 resale condominium homes has a homeowners' association (HOA) fee that covers trash and snow removal, landscaping, and common area maintenance.

Built between 1990 and 2000, this established neighborhood offers condo homes ranging from 456 to 1,412 square feet in elevator-equipped buildings. Features in many homes for sale include eat-in kitchens, recessed lighting, hardwood flooring, and walk-in closets.

Amenities at Centennial Station include a convenient on-site professional center, which has a hair salon, restaurant, bank, and dentist. The community's private clubhouse features an exercise room, indoor pool, art studio, and ballroom. Residents can also make use of the shuffleboard court, the tennis court, and walking trails. Neighbors also spend quality time together enjoying activities like ceramics classes, bingo, dance classes, water aerobics, and arts and crafts.

This established 55+ neighborhood is located in scenic Bucks County, just 26 miles from Philadelphia. Warminster is an up-and-coming town of about 32,000 residents. It is known for the public Five Ponds Golf Club, the Benjamin Wilson Senior Center, and over 409 acres of parks.

Request more information about Centennial Station.

Village of Willow Run - Royersford, PA

Below $100k - High $100s

View of a brown gazebo in Village the Willow Run, located in Royersford, Pennsylvania

Residents can enjoy a clubhouse, exercise room, outdoor pool, and a gazebo.

Cost-conscious home seekers are also drawn to Village of Willow Run, an established 55+ community with 150 resale single-family homes. Home models range from around 1,100 to 1,900 square feet with two or three bedrooms, two to three bathrooms, and attached one- or two-car garages. Other possible features include walk-in closets, appliances, skylights, and outdoor sheds.

Built from 1999 to 2003, the community is located about an hour north of all Philadelphia has to offer. Residents looking for activities close to home can enjoy the community clubhouse with an exercise room, outdoor pool, and a gazebo.

Known as a bedroom community, the borough of Royersford is located in Montgomery County. It has a vibrant main street with local businesses and two parks that sponsor special events like outdoor yoga and yard sales. It also borders the Schuylkill River, and the town’s main street crosses right over it into Spring City, which is considered Royersford’s sister town.

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The Greens at Westover - Norristown, PA

Mid $100s - Low $200s

Exterior view of a condo building in The Greens at Westover with a parking lot in front, located in Norristown, Pennsylvania

The Greens at Westover consists of 306 resale condos.

The Greens at Westover consists of 306 resale condos built between 1998 and 2004. The two floor plans are sized at 1,025 and 1,054 square feet with two bedrooms and one or two bathrooms. Residents can make use of convenient and adjacent lot parking. Features in some homes include central air conditioning, French doors, and upgraded appliances.

The clubhouse is the focal point of the amenities in this 55+ community, with its own indoor pool, exercise room, lounge, gathering room, and catering kitchen. There's also plenty more to do in the surrounding area.

Norristown is about six miles from the renowned King of Prussia Mall, one of the largest upscale shopping malls in the country. The community's ideal location is also just minutes from the Schuylkill River waterfront and RiverCrest Golf Club & Preserve. Norristown is also known for the Elmwood Park Zoo, which is a wonderful place for animal lovers.

Request more information about The Greens at Westover.

Village of Buckingham Springs - New Hope, PA

Low $200s - Mid $300s

View of a welcome sign and gate house located in Village of Buckingham Springs, New Hope, Pennsylvania

Village of Buckingham Springs is located in the charming town of New Hope.

Built from 1985 to 2001, Village of Buckingham Springs has 646 resale single-family homes. Models range from 1,056 to 1,680 square feet with two to three bedrooms, two bathrooms, and off-street parking or attached garages. Some of these homes include decks, hardwood floors, master suites, and breakfast nooks.

The HOA fee covers trash, snow removal, and common area maintenance. Community amenities include a heated outdoor pool and spa, a clubhouse with an exercise room and an indoor bocce court, as well as a convenient community bus.

The charming town of New Hope is located an hour away from Philadelphia in Bucks County. The area's downtown is a tourist mecca, with eclectic shops, waterside restaurants, the Bucks County Playhouse, and the scenic Bowman’s Hill Wildflower Preserve.

Request more information about Village of Buckingham Springs.