Ben Franklin bridge crossing into Philadelphia skyline during a purple sunset

If you want to live affordably near Philadelphia, check out theses suburban communities.

Known as The City of Brotherly Love, Philadelphia includes an intriguing mix of the old and new, with inspiring historical districts, modern attractions, and some of the finest restaurants and medical organizations in the state. And believe it or not, Philadelphia, PA area real estate is also not as expensive as most homebuyers might think.

There are plenty of reasons to retire in Pennsylvania, but a Philadelphia-area retirement offers some added benefits. Philly is located in Delaware County in a part of the state that is not prone to extreme weather. Temperatures rarely soar past 85 degrees and the winters are usually mild. Average temperatures throughout the year hover around 55 degrees.

Active adults in this region can also easily get in and out of the city via an extensive public transportation system of regional and high-speed rail services, trolleys, and buses. Those who like to travel farther can simply head to the Philadelphia Airport or 30th Street Station. The New York and New Jersey airports are also within driving distance.

There are over 90 active adult communities near Philadelphia, and many are located in reasonably priced suburban towns. Being able to enjoy the excitement of the city and then driving home to a low-maintenance peaceful residence is a luxury in itself. Read on to learn about some of our favorite retirement communities outside of Philly.

Centennial Station - Warminster

Below $100k - High $200s

Active adults who live at Centennial Station don’t have to worry about maintenance. This sought-after 55+ community of 410 resale condominium homes has a homeowners' association fee that covers trash and snow removal, landscaping, and common area maintenance.

Built between 1990 and 2000, this established neighborhood offers condo home models ranging from 456 to 1,412 square feet in elevator-equipped buildings. Features in many homes include eat-in kitchens, recessed lighting, hardwood flooring, and walk-in closets.

The amenities include a convenient on-site professional center, which has a hair salon, restaurant, bank, and dentist. A private clubhouse features an exercise room, indoor pool, art studio, and ballroom.

Residents also make use of the outside shuffleboard court, tennis court, and walking trails. Neighbors also spend quality time together enjoying activities like ceramics classes, bingo, dance class, water aerobics, and arts and crafts.

This established 55+ neighborhood is located in scenic Bucks County just 26 miles from Philadelphia. Warminster is an up-and-coming town of about 32,000 residents. It is known for the public Five Ponds Golf Club, the Benjamin Wilson Senior Center, and over 409 acres of parks.

 Village of Willow Run - Royersford

Below $100k - Mid $100s

Cost-conscious home seekers are drawn to Village of Willow Run, an established 55+ community with 150 resale single-family homes. The home models range from around 1,100 to 1,900 square feet with two or three bedrooms, two to three bathrooms, and attached one- or two-car garage. Options may include walk-in closets, appliances, skylights, and outdoor sheds.

Built from 1999 to 2003, the community is located about an hour north of all Philadelphia has to offer. Residents who want to stay in the neighborhood can enjoy a community clubhouse with an exercise room, outdoor pool, and a gazebo.

Known as a bedroom community, Royersford is located in Montgomery County. It has a vibrant main street with local businesses and two parks that sponsor special events like outdoor yoga and yard sales. It also butts up to the Schuylkill River, and the town’s main street crosses right over it into the town of Spring City, which is considered Royersford’s sister town.

The Greens at Westover - Norristown

Mid $100s - High $100s

The Greens at Westover consists of 306 resale condos built between 1998 and 2004. The two floor plans are sized at 1,025 and 1,054 square feet with two bedrooms and two bathrooms. Residents make use of convenient and adjacent lot parking. Features in many homes include central air conditioning, French doors, and appliances.

The amenities at this 55+ community center around a clubhouse with its own indoor pool and exercise room, plus a lounge, a gathering room, and a catering kitchen. There's also plenty more to do in the surrounding area.

Norristown is about six miles from the renowned King of Prussia Mall, one of the largest upscale shopping malls in the country. The community's ideal location is also just minutes from the Schuylkill River waterfront and Westover Golf and Country Club. Norristown is also known for the Elmwood Park Zoo, which is a wonderful place to take grandchildren.

Village of Buckingham Springs - New Hope

High $100s - High $200s

Built from 1985 to 2001, Village of Buckingham Springs has 646 resale single-family homes. The nine models range from 1,056 to 1,680 square feet with two bedrooms, two bathrooms, and off-street parking or attached garages. Some of these homes include decks, hardwood floors, master suites, and breakfast nooks.

A homeowners' association fee covers trash, snow removal, and common area maintenance. Community amenities include a heated outdoor pool and spa, a clubhouse with an exercise room and an indoor bocce court, and a convenient community bus.

The charming town of New Hope is located an hour away from Philadelphia in Bucks County. The area's downtown is a tourist mecca, with eclectic shops, waterside restaurants, the Bucks County Playhouse, and the scenic Bowman’s Hill Wildflower Preserve.