American flag-donned building in old town Sacramento

California isn't known for its affordability, but Sacramento is one city that can buck that trend.

The Sacramento area offers active adult homebuyers a wide range of prices with over 15 communities in the area, but some are more affordable than others. For retirees looking for a 55+ community that won’t break the bank, Sacramento has plenty of options.

Below we highlight the top five most affordable communities of Sacramento, California.

Suncountry - Sacramento

Low $200s - Low $300s

Located just minutes from Downtown Sacramento, Suncountry is a gated community which offers active adult homebuyers a traditional set of amenities, social clubs, and low maintenance homes.

Residents of Suncountry stay busy at the community’s two unique clubhouses. The main clubhouse has its own library, billiards, an outdoor pool and patio, as well as tennis and shuffleboard courts, and horseshoe pits. Homeowners also have access to a picnic area as well as R.V. parking.

In the second clubhouse, residents can enjoy a second set of multipurpose rooms, an outdoor pool and patio, and tennis court. Residents can also enjoy the scenery of Sacramento by utilizing the community’s walking and biking trails.

Suncountry has several activities and clubs for residents to enjoy. The community hosts dinners, field trips, golf tournaments, dances, and exercise classes. Residents can also enjoy book club, bowling, cards, and travel club.

The homes of Suncountry range from 980 to 1,500 square feet and are one-story, single-family homes. Homes feature two to three bedrooms and two bathrooms, as well as an attached two-car garage.

Destinations at Vineyard Point - Sacramento

High $200s - Low $300s

Built by trusted 55+ home builder Lennar, Destinations at Vineyard Point offers active adult homebuyers 177 single-family homes and desirable amenities.

Residents in Destinations at Vineyard Point enjoy the 2,500 square-foot clubhouse. Inside, residents can take advantage of the exercise room, aerobics and dance studio, gathering room, card tables, and catering kitchen. Homeowners also have access to the outdoor pool and spa as well as a sun deck.

Destinations at Vineyard Point offers residents activities and clubs such as card games, craft club, wine time, community dinners, and holiday parties.

The single-family homes of Destinations at Vineyard Point range from 996 to 1,314 square feet and have two to three bedrooms and two bathrooms. Every home also has a one- to two-car garage.

Versante - El Dorado Hills

Low $400s - High $400s

Versante is a 55+ community of just 100 homes, offering active adult homebuyers convenient amenities and spacious attached homes.

Residents of Versante have access to the community’s clubhouse complete with an exercise room, card room, library, lounge, and catering kitchen. Homeowners of the community also have the opportunity to enjoy the community’s outdoor pool and patio, as well as an outdoor spa. The community barbecue pit and the walking and biking trails are ideal for enjoying Sacramento’s mild weather.

The community is home to several activities and clubs, including bridge, bunco, and Mahjong. Versante also hosts ladies’ lunches, holiday dinners, and dinners at the clubhouse.

The attached homes of Versante range from 1,610 to 2,259 square feet and feature two to four bedrooms and two to three bathrooms. Every home in the community also features an attached two-car garage as well as an additional den or flex room that can easily be made into a home office or extra living space.

Four Seasons at Westshore - Sacramento

Mid $300s - Low $600s

Four Seasons at Westshore is an active adult community with a long list of amenities and activities, as well as ample floor plan options for homebuyers to choose from.

The Lodge is the center of the community with 22,700 square feet of space for amenities and activities. Inside the Lodge, residents can take advantage of the fitness center, the dance and aerobics studio, card room, and an arts and crafts studio. Residents can also enjoy the library, billiards, and ballroom.

Outdoors, homeowners can use the pool, spa, and patio. Sports are yet another option, as Four Seasons at Westshore has tennis, bocce, and shuffleboard courts.

Residents of the community can participate in community activities such as book club, art club, social club, and sunshine club. The community also hosts Mahjong, bunco, karaoke, bridge, and much more.

Active adult homebuyers will have a total of 28 unique floor plan options to choose from at Four Seasons at Westshore. The community is made up of 533 single-family homes that range from 1,295 to 2,828 square feet. Homes have two to three bedrooms and bathrooms, as well as a den or flex space and two- to two-and-a-half-car garage.

Heritage El Dorado Hills

Mid $400s - High $500s

The gated 55+ community of Heritage El Dorado Hills offers active adult homebuyers a community of 1,000 homes and unique amenities.

The 5,000 square-foot clubhouse is the center of activity at the Heritage El Dorado Hills community. Here, residents can enjoy the fitness center, aerobics and dance studio, card room, and catering kitchen.

Outdoors, homeowners can utilize amenities such as the pool and patio, barbeque area, dog park, gardening plots, and event lawn. The community is also home to pickleball, tennis, and bocce courts, making it easy for residents to stay active.

The single-family homes of Heritage El Dorado Hills range from 1,137 to 2,993 square feet, providing homebuyers with plenty of options to choose from. Eighteen individual floor plans feature two to three bedrooms, two to three-and-a-half bathrooms, and two- to three-car garages.