Maryland is full of beautiful active adult communities that are also very affordable.

Although it features fewer active adult communities than some of the more popular retirement states, Maryland is not without its share of 55+ neighborhoods.

In fact, Maryland is home to several enticing active adult communities that are spread out over the state’s regions. Often smaller in size than the sprawling resort-style sites found in some other states, 55+ communities in Maryland, nonetheless, provide amenities that offer retirees an engaging lifestyle.


Home to popular metropolitan areas, such as Baltimore, Annapolis, and portions of Washington D.C., homebuyers looking in Maryland will find many 55+ communities in prime locations, many of which are low cost. Read on below to see some of the top lowest-priced active adult communities in Maryland.

Leisure World of Maryland - Silver Spring, MD

With condos starting below $100k, homebuyers will find much to like at Leisure World of Maryland. This 5,600-home active adult community offers resale attached homes, single-family homes, and condos, built by multiple developers.

Each home design offers anywhere from one to three bedrooms, one to two-and-a-half bathrooms, and an attached one to two-car attached garage space or assigned parking spot. Most homes are designed with open floor plans and can be customized to include features such as dens, fireplaces, and study rooms.

The community also features two clubhouses, where residents can enjoy meeting spaces, a library, theater, ballroom with a dance floor, three restaurants, classrooms, and much more. Residents will also have access to the community’s state-of-the-art fitness center and indoor and outdoor pool areas, providing the perfect spaces for prime relaxation.

For golf enthusiasts, the Leisure World Golf Course is an 18-hole championship golf course. The course hosts mixer events, tournaments, and lessons, meaning that regardless of your skill level, golf lovers can take full advantage of the course. No matter what your preference, Leisure World of Maryland provides endless opportunities for residents to spend their time.

Crestwood Village - Frederick, MD

Crestwood Village is a vibrant 55+ community in Frederick, Maryland that is comprised of 550 homes. Homes start in the low $100s and go up to the mid $200s. These resale single-family and attached homes were constructed between 1979 and 1999 and range in size from 609 to 1,960 square feet.

Attached homes typically feature open floor plans and come with one to two bedrooms, one to two bathrooms, and an attached one-car garage. Meanwhile, single-family homes are typically ranch style and have two bedrooms, one to two-and-a-half bathrooms, and an attached one-car garage.

Active adults can enjoy the resort-style amenities and activities. The clubhouse includes meeting spaces, an indoor spa, a catering kitchen, tennis courts, an exercise room, and an outdoor pool and patio. For those looking for big city attractions, Crestwood is just an hour away from big metropolitan areas, such as Baltimore and Washington D.C..

SummersGate - Salisbury, MD

Starting in the mid $100s, SummersGate is an excellent community in Salisbury, Maryland. The community began construction in 2008 and offers 100 condo units, 94 attached villas, and 22 single-family homes. Residences are available as new construction or resale.

Condo units come in two floor plans with 1,230 or 1,346 square feet of living space and two bedrooms and two bathrooms. The attached villa homes offer between 1,820 to 2,030 square feet and include a number of customizable options, with one to five bedrooms, one-and-a-half to four bathrooms, and an attached two-car garage.

Single-family homes, meanwhile, are between 1,386 and 1,399 square feet and include three bedrooms, two bathrooms, and an attached two-car garage. Both attached and single-family homes are available as new construction or resale.

SummersGate also includes a 7,300 square-foot clubhouse that includes a library, game rooms, and meeting spaces. For athletics, the clubhouse also includes an exercise room, allowing residents to work out in the comforts of their community. There are also surrounding parks and natural spaces, perfect for leisurely strolls and long walks. Outside the clubhouse is the heated pool and spa and the adjoining patio.

Village of Cecil Woods - Elkton, MD

Built by McKee Builders, Village of Cecil Woods is a 55+ community that upon completion will be made up of 235 single-family homes. Houses start below $100k and come in three models that range from 1,588 to 1,880 square feet. Each home includes three bedrooms, two bathrooms, and optional one-car garages. Some of the standard features include eight-foot ceilings, spacious master bedrooms, gourmet kitchens, laminate countertops, sodded yards, and Energy Star Certified appliances. The clubhouse provides great indoor amenities that all residents can enjoy. The exercise room is great for staying in shape without having to go far. The lounge and catering kitchen can be used for hosting parties and events. The community also includes scenic ponds, one of which is set aside specifically for fishing, and walking and biking trails.

The Parke at Ocean Pines - Ocean Pines, MD

The Parke at Ocean Pines is an active adult community that is comprised of 503 single-family and attached resale homes. Homes begin in the high $100s, with single-family homes ranging in size from 1,528 to 2,330 square feet and attached homes being anywhere between 1,195 to 2,540 square feet.

Homebuyers can personalize these budget-friendly homes to their specific needs and wants, or select homes that the owners already upgraded. Besides its affordable homes, The Parke at Ocean Pines includes high-end amenities, with examples being the community’s 18-hole golf course, yacht club with restaurant, numerous lakes, and walking trails.

The community also includes two volunteer fire stations and a police force for keeping all residents safe. Other amenities include the clubhouse and fitness center. Right outside, residents are treated to the outdoor pools, a tennis complex, basketball courts, and much more.

Albert Courts - Thurmont, MD

For those seeking a more intimate environment, Albert Courts is a wonderful community to consider. Starting in the high $100s, Albert Courts includes just 100 attached and condominium units, making this a close-knit and calm community.

Typically, the homes range from 1,400 to 2,100 square feet and offer two to three bedrooms and two to three-and-a-half bathrooms. Some homes offer a one-car garage space as well. These spacious homes are low-maintenance and provide open floor plans.

This picturesque community also features great amenities. The gazebo within the community is an ideal spot for retirees to sit back and relax. Albert Courts is surrounded by parks and natural spaces, allowing residents to enjoy the beauty of the area.

Cameron Grove - Upper Marlboro, MD

Located in beautiful Upper Marlboro, Cameron Grove consists of 740 single-family and attached homes and condos. Condos in the community are in three-story secured elevator buildings. Each unit has two to three bedrooms and one-and-a-half to two-and-a-half-bathrooms, with parking available in the building parking lot. Cottage homes offer great low-maintenance living.

Each home is between 1,696 to 2,163 square feet of living space with two to three bedrooms, two to three bathrooms, and an attached two-car garage. Most models are single-level homes with others offering second-story lofts. Finally, single-family homes offer luxurious low-maintenance designs that include two to three bedrooms, two bathrooms, and an attached two-car garage. 

In addition to its home designs, Cameron Grove residents have access to a 20,000 square-foot clubhouse. Serving as the central hub of the community, residents can come together and socialize while enjoying luxuries such as the clubhouse movie theater, meeting rooms, and bar. Other amenities include a fitness center, an indoor and outdoor pool, dog park, and walking and biking trails.