A sunset view of the fountain at the community entrance at Spruce Creek Country Club in Summerfield, Florida

With a budget of $300k, active adult homebuyers have a number of attractive choices in Summerfield, Florida.

Summerfield, Florida is a scenic city in Central Florida just south of Ocala and near The Villages. It’s becoming a popular place for both active adults and local buyers who want to get away from the congestion in the cities and live peacefully among trees, horse trails, and friendly neighbors.

With a budget of $300,000, buyers can find a home with plenty of space in a well-located community that offers amenities and lifestyle activities. We found five communities in and around Summerfield with attractive homes for sale in this price range.

Spruce Creek Country Club - Summerfield, FL

Mid $100s - Mid $400s

Dozens of floor plans are available at or below $300,000 at Spruce Creek Country Club, a 55+ community in Summerfield. Buyers can select a single-family home with 820 to 1,987 square feet, two or three bedrooms, one or two bathrooms, and an attached one- or two-car garage. Most models come with a den, outdoor space, open floor plans, and large master suites.

With 3,250 homes throughout the community, residents have an easy time finding neighbors who share their interests. There are more than 100 clubs and groups, and a full-time lifestyle director is on staff to organize and facilitate events and activities.

Eagle Ridge Golf Club provides four nine-hole golf courses, a putting green, a driving range, and a pro shop. There’s also a private clubhouse and plenty to eat and drink at Toppers Tavern. Additional amenities for non-golfers include The Horizon Center, which has game rooms, meeting rooms, shuffleboard courts, and a computer center. The Lake Vista Recreation Center has a fitness center, an indoor lap pool, a massage room, and fields and courts for basketball, softball, and horseshoes. The community also has outdoor pools, nature preserves, pickleball courts, and walking trails.

Learn more information about Spruce Creek Country Club here.

Stonecrest - Summerfield, FL

Low $200s - High $400s

Buyers seeking new construction homes for sale in Summerfield have some great options at Stonecrest. Offering both new and resale single-family homes, this 55+ community has over 20 home models. With between 1,238 and 2,200 square feet, homes in Stonecrest have two to four bedrooms, two to three bedrooms, and an attached two- or three-car garage. These homes have lots of outdoor space, plenty of storage, and in some cases, garage parking for a golf cart or motorcycle.

Several neighborhood centers and amenity areas are available at Stonecrest. Golfers will enjoy the Stonecrest Country Club, which has an 18-hole championship course as well as a par-3 executive course. There’s a putting green, a driving range, a pro shop, and a clubhouse that includes a restaurant and lounge. Pools, patios, and courts for shuffleboard, pickleball, and tennis can be found throughout the community. Also, the clubhouse has a fitness center, an indoor lap pool, a craft room, a library, and a billiards room.

Learn more information about Stonecrest here.

Spruce Creek South - Summerfield, FL

Low $100s - High $100s 

For extra affordability and lots of local equestrian activity, buyers might want to check out Spruce Creek South, a 55+ community with single-family homes well below $300k. Spruce Creek South has a golf course, tennis courts, pickleball courts, and shuffleboard courts as well as a sand volleyball court and fields for softball. The clubhouse includes a fitness center, an arts and crafts studio, a catering kitchen, and a library. Bogies Restaurant is a great place to gather with neighbors, and there’s a large pool and spa with views of the well-landscaped greenery.

The single-family homes in this community offer 820 to 1,968 square feet, two or three bedrooms, one or two bathrooms, and an attached one- or two-car garage. Large great rooms make entertaining and gathering easy, and the outdoor space may include a screened patio or an open lanai. Residents are close to beautiful boating and fishing spots, including Lake Weir and Little Little Weir.

Learn more information about Spruce Creek South here.

Harbor Hills Country Club - Lady Lake, FL

Low $200s - Mid $300s

Buyers looking for a new or resale home in a community without age restrictions can check out Harbor Hills Country Club in Lady Lake, which is just a few minutes from Summerfield. Harbor Hills is just off the shores of Lake Griffin, providing homeowners with a marina and boat launch. There’s also a large fishing lake, 18 holes of golf, 10 tennis courts, an outdoor pool, an indoor racquetball court, a steam room, and a modern fitness center. The clubhouse includes The Signature Grill and a lounge. Sunday brunch, Spanish class, and live shows are popular events in the community.

Homes in the $300k price range offer 1,997 to 3,806 square feet with two to four bedrooms, a den or office space, two to three-and-a-half bathrooms, and an attached two- or three-car garage. Open floor plans and large master suites with walk-in closets are standard. Buyers who select new construction homes will have the option to include upgrades such as space for golf cart parking in the garage, private pools, and back patios.

Learn more information about Harbor Hills Country Club here.

Lakeside Landings - Oxford, FL

Mid $100s - High $300s

Another active adult community just outside of Summerfield with options for buyers who have $300,000 to spend is Lakeside Landings in Oxford. New and resale properties are available as single-family homes, attached villas, and condos.

For downsizing buyers who favor low-maintenance living over sprawling spaces, the condos are ideal. They offer 1,349 to 1,402 square feet, one or two bedrooms, and two bathrooms. The attached homes have 1,559 to 1,757 square feet with two or three bedrooms, extra space to use as a den or office, two or three bathrooms, and an attached two-car garage. Single-family homes are divided into the Elite Series and Preferred Series. They have 1,560 to 3,193 square feet, two to four bedrooms, two or two-and-a-half bathrooms, and an attached two-car garage.

The amenities at Lakeside Landings are designed to bring neighbors together. There’s a clubhouse, an exercise room, meeting and multipurpose spaces, a ballroom, and a library with space for cards and billiards. Outside, there's a large pool and patio as well as a cabana bar, tennis courts, and a putting green. The sandy beach is a great place to soak up some sun, and there’s a fishing pier that overlooks a natural lake.

Learn more information about Lakeside Landings here.