Millsboro, DE 55+ Active Adult Retirement Communities

Millsboro is a small town located in Southern Delaware, just under an hour away from Dover. Millsboro is a laid-back town that offers locals a close-knit community feel. Close to the beach and several state parks, 55+ communities in Millsboro are the perfect location for retirees who love nature.

Climate & Geography

The climate in Millsboro is humid subtropical. Therefore residents experience four seasons with hot, humid summers and winters that are cold to mild. Residents can expect fewer sunny days than than the national average, more rainfall and less snowfall throughout each year.

Recreation, Culture & Entertainment

The Millsboro area offers residents lots to do in terms of outdoor recreation. Cupola Park is situated alongside the water, and provides residents with access to boat ramps and fishing opportunities. Additionally, there are a number of state parks in the surrounding area, providing locals with plenty of opportunity to explore outdoors. Millsboro is just 20 miles away from Delaware Seashore State Park, where locals can surf and swim during the summer. Peninsula Golf and Country Club features lush golf courses, as well as a spa, fitness classes, and a pool.

Besides outdoor recreation, Millsboro also has plenty to offer locals with an interest in history. Nanticoke Indian Museum, which is listed as a national historical landmark, is a Native American museum in Millsboro. The museum features a variety of artifacts and teaches visitors about how Native Americans lived in years past.

Millsboro offers members of the community a number of festivals and events during the year. Millsboro is just under an hour away from Dover for anyone interested in more extensive shopping and entertainment options.

Cost of Living & Taxes

The cost of living in Millsboro is just slightly higher than the national average, and lower than the state average. Health care costs are the highest index, while grocery and utility costs are just slightly above average. The cost of homes, housing, and transportation are all below average.

Delaware is considered quite tax friendly to retirees. Social Security benefits are fully exempt from state income tax, although all other forms of retirement income are taxed. Millsboro 55+ community residents who are 60+ are eligible for a $12,500 deduction. Property taxes are also quite low and the state has no sales tax.

Health Care

Delaware ranks very high on Gallup’s Well-Being Index, coming in as the No. 8 state in the country.

There are no hospitals in Millsboro, however, Nanticoke Memorial Hospital is in nearby Seaford, and Atlantic General Hospital is in Berlin, Maryland. Bayhealth Kent General Hospital, located in Dover, is ranked as the No. 3 hospital in the state by U.S. News, and is rated high performing in nephrology.