Indianapolis Area, IN 55+ Active Adult Retirement Communities

While most people picture race cars when they think of Indianapolis the metro area is so much more. Residents enjoy large city entertainment, quaint neighborhood shopping, a thriving farm to table restaurant scene, and a friendly midwest atmosphere. The lower cost of living is a major draw for retirees looking to stretch their budgets. 55+ communities in the Indianapolis area due to lower cost of living, nearby large city amenities, and variety of activities.

While most people picture race cars when they think of Indianapolis the metro area is so much more. Residents enjoy large city entertainment, quaint neighborhood shopping, a thriving farm to table restaurant scene, and a friendly midwest atmosphere. The lower cost of living is a major draw for retirees looking to stretch their budgets. 55+ communities in the Indianapolis area due to lower cost of living, nearby large city amenities, and variety of activities.

Indianapolis Area Cost of Living

The overall cost of living in the Indianapolis metro area is almost 10 percent lower than the national average. Housing is less expensive than the national average by about 24 percent, healthcare is close to national averages while groceries and utilities are about 6 percent less.

Indiana has a flat rate income tax of 3.23 percent and while Social Security is exempt other forms of retirement income are fully taxable. Individual counties may charge additional income tax. According to Kiplinger Indiana sales and property taxes are comparable to the rest of the nation.

There are many 55+ retirement communities in the Indianapolis area. Residents have a variety of choices in community size and if they prefer urban, suburban, or more rural areas. Costs for active adult retirement communities can vary quite a bit but generally range from the high $200s to mid $600s. 

Indianapolis Area Climate and Geography

Central Indiana enjoys four distinct seasons giving everyone a chance to enjoy their favorite outdoor activities from summer camping trips to outdoor ice skating in the winter. Summers are hot and humid with temperatures averaging from a low of 65 degrees to a high of 81 degrees. It is not uncommon for many days to hit 90 degrees or more and the highest recorded temperature at the Indianapolis airport was 105 degrees in July of 2012. Winter temperatures range from 25 to 37 degrees with the record low being -27 degrees in 1994. Annual snowfall averages around 25 inches. Spring weather can be unpredictable with sudden temperature changes, frequent rain and a higher risk of tornadoes. 

Central Indiana is fairly flat land with some remaining deciduous forests although most of the area is now agricultural. There is a surprising diversity of wildlife in the Indianapolis metro and it has been named as one of the most wildlife-friendly cities by the National Wildlife Federation. Birdwatchers will be excited to learn that the rivers and creeks in the metro area are part of the Mississippi Flyway, which sees hundreds of migrating birds throughout the year.

Recreation, Culture, and Entertainment Near Indianapolis

The Indianapolis metro area offers a wide variety of activities for 55+ active adults. There are plenty of hiking areas, lakes for fishing, cultural activities, multiple professional sports teams, and of course the world famous car racing scene. 

Golf Courses

  • Twin Bridges Golf Club in Danville
  • Quail Creek Golf Club in Pittsboro
  • West Chase Golf Club in Brownsburg
  • Eagle Creek Golf Club in Indianapolis
  • Deer Creek Golf Club in Plainfield
  • Eagle Pines Golf Club in Mooresville
  • The Club at Chatham Hills in Westfield
  • The Links at Heartland Crossing in Camby
  • The Links Golf Club in New Palestine

Performing Arts

  • Indiana Repertory Theatre in Indianapolis
  • Indianapolis Symphony Orchestra
  • District Theatre in Indianapolis
  • Booth Tarkington Civic Theatre in Carmel
  • Murat Theatre in Indianapolis
  • Indianapolis Artsgarden

Museums & Historical Sites

  • The Children's Museum of Indiana in Indianapolis
  • Indianapolis Motor Speedway Museum
  • Indiana State Museum in Indianapolis
  • Eiteljorg Museum in Indianapolis
  • Soldiers & Sailors Monument in Indianapolis
  • Indianapolis Art Center
  • USS Indianapolis National Memorial in Indianapolis
  • Indianapolis Museum of Art at Newfields in Indianapolis

Hiking, Boating, & Fishing

  • Eagle Creek Park in Indianapolis
  • Fort Harrison State Park in Indianapolis
  • Garfield Park Conservatory in Indianapolis
  • Marott Woods nature Preserve in Indianapolis
  • Sodalis Nature Park in Plainfield
  • Morse Reservoir fishing and boating in Noblesville
  • B&O Trailhead in Brownsburg

Other Activities

  • Indianapolis Zoo
  • Indianapolis Motor Speedway
  • Buck Creek Winery in Indianapolis
  • Easley Winery in Indianapolis

Indianapolis Area Healthcare

Residents of 55+ communities in the Indianapolis are have a variety of health care options to choose from.


Communities Near Indianapolis Area
Buy
Rent
loading

Price Range

Rent or Buy

Home Types

Age Restriction

New Construction or Resale

Community Size

Gated

Amenities

Price Range

Bedrooms

Bathrooms

SqFt

22 communities near Indianapolis Area

0 Homes for Sale

Osborne Trails - Westfield, IN

Osborne Trails

For Sale
  • High $200ks - High $400ks
  • 792 Homes (5 for sale)
  • 55+ Age Restriction
  • New And Resale Homes
  • 2019 - Present
  • No Reviews
View Community Contact Agent

Britton Falls

For Sale
  • Low $300ks - Mid $400ks
  • 1050 Homes (5 for sale)
  • 55+ Age Restriction
  • New And Resale Homes
  • 2006 - Present
  • 1 reviews
View Community Contact Agent

Vandalia by Del Webb

For Sale
  • Mid $300ks - Low $500ks
  • 475 Homes (4 for sale)
  • 55+ Age Restriction
  • New And Resale Homes
  • 2015 - Present
  • 1 reviews
View Community Contact Agent

Kimblewick

For Sale
  • Mid $300ks - Mid $500ks
  • 500 Homes (6 for sale)
  • 55+ Age Restriction
  • New Homes Only
  • 2020 - Present
  • No Reviews
View Community Contact Agent

55+ Monthly Data Trends in the Indianapolis, IN Area

The Cottages at Carmel

For Sale
  • Low $400ks - Mid $400ks
  • 40 Homes (1 for sale)
  • No Age Restrictions
  • Resale Homes Only
  • 2009 - 2017
  • No Reviews
View Community Contact Agent

Regency Reserve

For Sale
  • Low $300ks
  • 61 Homes (1 for sale)
  • 55+ Age Restriction
  • New Homes Only
  • 2017 - Present
  • No Reviews
View Community Contact Agent

White Oak Farms

For Sale
  • High $100ks - High $200ks
  • 90 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2003 - 2005
  • No Reviews
View Community Contact Agent

Bentley Commons

For Sale
  • High $100ks - Mid $200ks
  • 124 Homes (1 for sale)
  • 55+ Age Restriction
  • Resale Homes Only
  • 2001 - 2013
  • No Reviews
View Community Contact Agent

Morningside Bellshire

For Sale
  • Low $300ks - Low $500ks
  • 122 Homes (3 for sale)
  • No Age Restrictions
  • New Homes Only
  • 2018 - Present
  • No Reviews
View Community Contact Agent

Village at New Bethel

For Sale
  • High $200ks - High $400ks
  • 500 Homes (11 for sale)
  • No Age Restrictions
  • New And Resale Homes
  • 2006 - Present
  • No Reviews
View Community Contact Agent

Outlook Hamilton

For Rent
  • 170 Homes
  • 55+ Age Restriction
  • New Homes Only
  • 2021 - 2023
  • No Reviews
View Community Contact Agent

Bridlewood Reserve

For Sale
  • Low $400ks
  • 157 Homes (1 for sale)
  • No Age Restrictions
  • New And Resale Homes
  • 2018 - Present
  • No Reviews
View Community Contact Agent

The Courtyards of Carmel

For Sale
  • Low $500ks
  • 149 Homes (2 for sale)
  • 55+ Age Restriction
  • New Homes Only
  • 2021 - Present
  • No Reviews
View Community Contact Agent

Fairmont at Whelchel Springs

For Sale
  • Mid $300ks - High $400ks
  • 141 Homes
  • No Age Restrictions
  • New Homes Only
  • 2018 - Present
  • No Reviews
View Community Contact Agent

Stoney Meadow

For Sale
  • Mid $200ks - High $300ks
  • 113 Homes (1 for sale)
  • 55+ Age Restriction
  • Resale Homes Only
  • 2006 - 2020
  • No Reviews
View Community Contact Agent

Discover What’s Next

Our informative newsletter serves as your ultimate guide, providing valuable knowledge and recommendations on real estate and retirement.

Subscribe Now

Blackthorne Villas

For Sale
  • High $200ks - High $300ks
  • 107 Homes (1 for sale)
  • 55+ Age Restriction
  • Resale Homes Only
  • 2008 - 2018
  • No Reviews
View Community Contact Agent

Reserve at Rocklane Ridge

For Sale
  • High $200ks - Mid $300ks
  • 96 Homes (1 for sale)
  • No Age Restrictions
  • Resale Homes Only
  • 2017 - 2020
  • No Reviews
View Community Contact Agent

The Courtyards of Westfield

For Sale
  • Low $500ks - High $600ks
  • 89 Homes (4 for sale)
  • Age Restriction
  • New Homes Only
  • 2022 - Present
  • No Reviews
View Community Contact Agent

Merion

For Sale
  • Mid $400ks - High $500ks
  • 70 Homes (2 for sale)
  • No Age Restrictions
  • New And Resale Homes
  • 2017 - Present
  • No Reviews
View Community Contact Agent

McCord Pointe Stillwater

For Sale
  • Low $300ks - Mid $400ks
  • 70 Homes
  • No Age Restrictions
  • New And Resale Homes
  • No Reviews
View Community Contact Agent

The Enclave at Lyster Lane

For Sale
  • Low $300ks - High $300ks
  • 60 Homes
  • No Age Restrictions
  • New Homes Only
  • 2018 - Present
  • No Reviews
View Community Contact Agent

Liberty Villas

For Sale
  • Mid $300ks - High $300ks
  • 56 Homes
  • No Age Restrictions
  • New Homes Only
  • 2021 - Present
  • No Reviews
View Community Contact Agent

$369,000

1056 Southern Hills Drive, Banning, CA

Meadow Ranch Community

  • 3 bed
  • |
  • 3 bath
  • |
  • 2320 SqFt
MLS CV23099287
Call Us: (800) 928-2055

Want to learn more about active adult communities around Indianapolis Area? We can help!...

See in Map List View

View the map to explore communities

Map Image of Indianapolis Area
Remove Boundaries ×
Scroll to Top