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Overview 

Andover is a small, quaint town in Central Minnesota. It offers residents plenty of outdoor recreation, including two golf courses, regional parks, and lakes. With its local shopping and access to the amenities of Minneapolis, Andover is a popular destination for active adults.

Climate & Geography 

Temperatures in Andover range greatly throughout the year with summers in the 80s and winters dipping below freezing. The region’s average snowfall of 51 inches is significantly higher than the national average of 28 inches. 

Located in Anoka County, Andover is surrounded by many bodies of water, including Ham Lake, Lake George, Round Lake, Rum River, Rice Creek, and the Mississippi River. Protected areas near Andover include the Mississippi National River and Recreation Area, Cedar Creek Conservation Area, and Helen Allison Savanna Scientific and Natural Area. 

Recreation, Culture, & Entertainment 

Andover has many outdoor amenities, including the Bunker Park Stable, Run River Central Regional Park, and Coon Lake. Active adults also enjoy practicing their swing at the Majestic Oaks Golf Club and Bunker Hills Golf Club.

Locally, retirees enjoy a movie theater and the Andover Downtown Center, a small shopping complex. Residents can also easily visit downtown Minneapolis, only 30 minutes away, for high-end shopping, gourmet restaurants, and museums.

Cost of Living & Taxes

The cost of living in Andover is higher than the state and national averages because of high housing costs.

Minnesota taxes all forms of retirement income, including Social Security benefits, at rates ranging from 5.35 to 9.85 percent. Property taxes are similar to the national average, and the state offers a tax deferral program to qualifying retirees.

Health Care

The Minneapolis metro area scores well on Gallup’s Well-Being Index, ranking in the top 26 communities.

There are several nearby hospitals and medical centers that are rated high performing by U.S. News. These include Mercy Hospital-Grand Rapids, Maple Grove Hospital, North Memorial Health Hospital, and Hennepin Healthcare-Minneapolis.