Ocean County, NJ 55+ Active Adult Retirement Communities

Nestled on the coast of New Jersey, Ocean County offers natural beauty, vibrant 55+ communities, and recreational opportunities. The scenic shorelines are a fantastic backdrop for strolls on the beach, dips in the ocean, and breathtaking sunsets.

Golf enthusiasts can indulge in the numerous championship golf courses, while nature lovers can explore the county's diverse ecosystems. Here you can find lush forests and serene marshlands teeming with wildlife. The region also offers a rich cultural scene, with art galleries, museums, and theaters showcasing local talent.

Residents of retirement communities in Ocean County, NJ, can also enjoy fresh seafood, fine dining, craft beer, and wine. Ocean County is close to New York City and Philadelphia, allowing easy access to entertainment and cultural attractions.

Cost of Living in Ocean County, NJ

Like most of New Jersey, the cost of living in Ocean County is high, about 12% higher than the U.S. average. However, the county is 8% lower than the average for the state. Much of the higher cost of living is due to housing prices.

According to Realtor.com, the median listing price for homes in Ocean County, NJ, is $539,900, as of July 2024. Other costs, such as groceries and utilities, are slightly higher than the national average, while transportation is lower.

New Jersey's income tax ranges between 1.4% and 10.75% and does not tax Social Security. The state taxes other retirement income, but there’s an exemption for lower-income seniors. New Jersey's sales tax is average at 6.63%, although groceries, clothing, and prescription drugs are exempt.

New Jersey has an inheritance tax on any property over $500. This does not apply if a spouse, child, parent, or grandparent inherits it. Siblings are exempt for the first $2,500 of inherited property.

Property taxes in New Jersey are the highest in the country, and Ocean County isn’t an exception. The average homeowner in Ocean County pays 1.47% of the property's assessed fair market value.

Ocean County, NJ Climate & Geography

Winters in Ocean County are generally cool, with average temperatures ranging from the low 30s to the mid-40s. Snowfall can vary, but the area typically sees an average of 15-20 inches annually.

Summers in Ocean County are warm and pleasant, with average temperatures ranging from the low 70s to the mid-80s. Humidity levels increase during the summer months, contributing to the popularity of local beaches and watersports. The county receives an average annual rainfall of around 40-45 inches, ensuring lush greenery and ample water resources.

While Ocean County enjoys a generally mild climate, the area can be prone to severe hurricanes and tropical storms. These weather systems can bring strong winds, heavy rain, and occasional flooding.

Situated along the Atlantic Coast, Ocean County boasts stunning stretches of shoreline and beautiful beaches. Additionally, the county is home to several scenic rivers and waterways, including Barnegat Bay. There are plenty of opportunities for boating, fishing, and exploring the unique coastal ecosystems. Retirees can also explore Pine Barrens, a vast forested area known for charming towns and abundant wildlife.

Recreation, Shopping, & Entertainment in Ocean County, NJ

Ocean County offers a variety of active adult communities with many activities, cultural events, shopping destinations, and entertainment options to cater to diverse interests.

Golf and Racquet Sports in Ocean County, NJ

• Eagle Ridge Golf Club
• Ocean Acres Country Club
• Sea Oaks Golf Club
• Pine Barrens Golf Club

Hiking, Biking, & Boating in Ocean County, NJ

• Island Beach State Park
• Double Trouble State Park
• Cattus Island County Park
• Barnegat Branch Rail Trail

Museums and Historical Sites in Ocean County, NJ

• Tuckerton Seaport & Baymen's Museum
• Ocean County Historical Society Museum
• Insectropolis
• NJ Maritime Museum

Performing Arts in Ocean County, NJ

• Jay and Linda Grunin Center for the Arts
• Surflight Theatre
• Strand Center for the Arts
• Algonquin Arts Theatre

Shopping in Ocean County, NJ

• Ocean County Mall
• Jersey Shore Premium Outlets
• Downtown Toms River
• LBI Surf City

Festivals and Fairs in Ocean County, NJ

• Ocean County Fair
• BlueClaws Summer Concert Series
• LBI Chowderfest
• Ocean County Columbus Day Parade

Health Care in Ocean County, NJ

Ocean County is in proximity to major medical centers and hospitals, ensuring access to high-quality health care services. Notable medical centers in the area include Community Medical Center and Jersey Shore University Medical Center. Both hospitals offer a wide range of medical specialties and advanced technology, providing high-quality care for retirees.

Ocean County has plenty of fitness centers, yoga studios, and wellness centers. There are also several parks and nature reserves where residents can walk, hike, and cycle. Local farmers markets also provide fresh and locally sourced produce, supporting a healthy diet and lifestyle.

Retiring in Ocean County, NJ, FAQs

What are the best places to retire in Ocean County, NJ?

Manchester, Toms River, and Whiting are popular areas in the county that retirees flock to. Here are a few communities for adults 55 and older that residents rate highly:

• Holiday City at Berkeley
• Leisure Village West
• Westlake Golf and Country Club

These communities offer resort-style living with clubhouse amenities, golf courses, various single-family homes, and more.

How much does it cost to live in a 55+ community in Ocean County, NJ?

As of 2023, the average cost of residing in an age-restricted community is between $1,500 to $4,000 per month. This is due to HOA fees, onsite amenities, security services, and other expenses.