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Overview

Egg Harbor is located in the Atlantic City metro area of New Jersey. Its relaxed environment and coastal location make it a popular option for retirees looking for a comfortable lifestyle. Besides this, retirees enjoy its low cost of living and proximity to major cities.

Climate & Geography 

Egg Harbor is a township in Southern New Jersey. Residents can expect warm and humid summers, cold winters, and about 200 sunny days each year.

Due to its coastal location, Egg Harbor is home to a number of beaches and small bodies of water. It is also a part of the New Jersey National Reserve because its large wildlife and natural areas. 

Recreation, Culture & Entertainment 

There are plenty of opportunities for outdoor recreation in Egg Harbor, especially in the summer months. Two popular destinations include the Malibu Beach and Pork Island Wildlife Management Areas, where residents can swim, camp, hike, and more. Retirees can also practice their swing at several golf courses in the area, including Harbor Pines Golf Club, Twisted Dune Golf Club, Ballamor Golf Club, and Green Tree Golf Course. 

Aside from outdoor recreation, residents can find all their daily necessities at Harbor Square the Lenox Factory Outlet, the two main shopping centers in the area. 

For more entertainment, dining, and shopping, residents head to Atlantic City, less than a half-hour away.

Cost of Living & Taxes 

The overall cost of living in Egg Harbor is below the national average, which is due to low housing and health care costs. 

New Jersey does not tax Social Security benefits and offers a large deduction for all other retirement income. The state also offers a Property Tax Reimbursement Program, which reimburses eligible retirees for property tax increases. The combined sales tax rate in Egg Harbor is at 6.63 percent. 

Health Care  

New Jersey scores well in the social factor of Gallup’s Well-Being Index.

Though there are no hospitals in Egg Harbor, though there are several hospitals located in nearby cities. Two hospitals that are rated high performing by U.S. News are AtlantiCare Regional Medical Center in Atlantic City and Hackensack Meridian Health Southern Ocean Medical Center in Manahawkin.

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