Shrub Oak, NY 55+ Active Adult Retirement Communities

1 Community in Shrub Oak

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Overview

Shrub Oak is a small unincorporated town in Eastern New York. The town is known for its old-world and friendly culture. This attractive area serves as a suburb of Yorktown, giving residents the opportunity to live in a quiet community and maintain access to big city amenities. 

Climate and Geography

Shrub Oak has a humid continental climate. Summers are hot and humid, often reaching the 80s. Winters are typically cold with an average of 35 inches of snowfall per year. Shrub Oak has an average of 200 sunny days. 

Shrub Oak is close to scenic areas such as Mohegan Lake and Oceola Lake. Shrub Oak Brook runs through town, giving the area its name. 

Recreation, Culture, & Entertainment 

Homeowners of Shrub Oak have ample opportunities to explore the outdoors. Some of the area’s parks include Granite Knolls Park or Franklin D. Roosevelt State Park. 

Other local attractions include the John C. Hart Memorial Library and Brian J. Slavin Aquatic Facility. Shopping centers such as Shrub Oak Shopping Center and Jefferson Valley Mall are also nearby. 

Shrub Oak is conveniently located less than an hour away from Yonkers and is just about 50 miles from New York City.  

Cost of Living & Taxes

The cost of living in Shrub Oak is higher than both the state and national averages.This is primarily due to high housing costs and utilities. 

New York does not tax Social Security benefits or public pensions. All other forms of retirement income are taxed at rates ranging from 4 to 8.82 percent and are eligible for a deduction of up to $20,000. The state also offers two STAR exemptions to help lower property taxes for qualifying retirees. New York’s sales tax is one of the highest in the country, but items such as groceries, clothing, and medication are exempt. 

Health Care

There are several hospitals in Shrub Oak’s surrounding area that are rated high performing by U.S. News. Some of these include New York-Presbyterian-Hudson Valley Hospital, Northern Westchester Hospital, and Phelps Memorial Hospital Center. All of these hospitals are within 15 miles from Shrub Oak.