Stephens City, VA 55+ Active Adult Retirement Communities

1 Community in Stephens City

Overview 

Stephens City is a town in rural Virginia with plenty of charm. Stephens City residents will find a quiet, close-knit community that is full of history. Furthermore, its affordability and access to resources like health care facilities and outdoor recreation make Stephens City a great location for active adults. 

Climate and Geography

Northern Virginia’s climate is categorized as humid subtropical, with hot, humid summers and mild winters. Residents can expect an average amount of precipitation and approximately 197 sunny days throughout the year.

Stephens City is located in the Shenandoah Valley, situated between the Ridge and Valley region of the Appalachians and the Blue Ridge Mountains. 

Recreation, Culture, & Entertainment 

Some of the top attractions in Stephens City include Valerie Hill Vineyard & Winery, Sherando Park, Newton History Center, Main Street Classics, The Family Drive-In Theatre, Appleland Sports Center, Cloth Peddler Quilt Shop, and Revive Massage. 

Residents can also get out and explorenature at one of the nearby national parks and wildlife preserves, where they can find space for hiking, camping, hunting, and other outdoor activities. 

The town is less than two hours from the Baltimore-Washington D.C. metro area, providing additional opportunities for day trips or weekend getaways to enjoy everything these cities have to offer.

Cost of Living & Taxes

The cost of living in Stephens City is slightly lower than the state average and slightly higher than the national average. 

The effective income tax rate is 4.83 percent for single filers and 5.83 percent for joint filers. Retirement income like Social Security benefits are exempt, and other retirement income may be elegibile for deductions based on certain criteria. Retiring homeowners may qualify for a property tax break program. 

Health Care

Stephens City residents can receive health care services from Winchester Medical Center which is about seven miles away and has recognition for high performance in procedures and conditions like chronic obstructive pulmonary disease, colon cancer surgery, heart failure, and knee replacement. Other hospitals in neighboring towns include Warren Memorial Hospital, Valley Health Shenandoah Memorial Hospital, and Jefferson Medical Center.

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