I bought my home in Saddlebrook Farms in November of 2012. One of the selling points was my parents. They bought their home in Saddlebrook Farms in September of 2001.
The land lease arrangement means I own all of the property. Lakes included, without the worry of maintenance. Snow is removed from my driveway as well as the streets. Trash and recycling are picked up promptly. Mowing is regular maintenance throughout the growing season.
Privacy is a guarantee, however there is never a feeling of being isolated. There are many clubs/activities to participate in. Most events are centered around our Lake Lodge which is always available free to homeowners.
I always tell people who ask, I have always been happy I bought a home at Saddlebrook Farms
I cannot tell you how difficult it is to work with SBF. The assessment has risen EVERY year since we bought our house there and, to be blunt, is now no longer worth the cost of living there. They like to point out all of the benefits of living there - and yes, there are many. but for what we've paid each month, we are not getting our value.
Most troubling, they are a nightmare to deal with when trying to sell a home. They are in the market of selling their new homes - so they really make it difficult for those who are attempting to sell an existing home. Resale options are very important and they make it too difficult so owners don't have many options.
If I had to do it over again, I would encourage my loved one NOT to buy in SBF.