Madison, AL 55+ Active Adult Retirement Communities

1 Community in Madison

Overview

Located in Northern Alabama, Madison is a quaint city that has been identified as one of the fastest growing cities in the southeastern United States. Situated within the Huntsville metropolitan area, Madison offers residents a mix of the rural and urban, such as scenic nature trails and unique dining experiences, along with a pleasant climate during the winter.

Climate & Geography

The state of Alabama has a humid subtropical climate, which is characterized by summers that are long, hot, and humid, while winters are short and mild to cold. Residents of Madison can expect much higher-than-average amounts of rainfall, very little snowfall due to the mild winters, and approximately 202 sunny days throughout each year.

Madison lies between the cities of Huntsville and Decatur, the latter of which is on the banks of the Tennessee River. 

Recreation, Culture, & Entertainment 

For outdoor recreation, active adults can visit sites such as the Rainbow Mountain Loop Trail or Dublin Memorial Park: the 1.5-mile loop trail is accessible year round and can be used for hiking, walking, and running; Dublin Memorial Park is a 60-acre park with indoor and outdoor facilities, including an eight-lane swimming pool, multiple athletic courts, and a paved walking trail.

Madison City Farmers Market offers a wide variety of fresh, local produce, meat, cheese, jams, baked goods, plants, and more. 

Retirees looking for unique dining experiences can take tours and tastings at the family-owned winery Mad County Winery, or choose from the wide variety of cuisine on offer at the local restaurants. 

Madison is less than 30 minutes from Huntsville and Decatur, providing easy access to even more amenities, shopping, dining, and entertainment options. Residents who want to visit metropolitan areas can reach Nashville in about two hours—perfect for a day trip or a weekend getaway.

Cost of Living & Taxes

The cost of living in Madison is slightly higher than the state average, but lower than the national average. Transportation costs are lowest relative to the averages, while the cost of groceries, housing, and utilities are just below average. Health care costs are the only index that is above average.

Alabama is considered one of the most tax-friendly states for retirees. Social Security benefits and traditional pension plans are exempt from state income tax. There’s also no tax on federal government pensions, certain Alabama state and local government pensions, or military retirement plans. 

Health Care

There are six hospitals within 15 miles of Madison. Huntsville Hospital is ranked No. 2 in Alabama. The hospital is rated high performing in six procedures and conditions according to U.S. News.

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