Reasons To Consider a South Carolina Retirement

Lake view during autumn at dusk of Table Rock Mountain in Pickens, South Carolina.
Here are 5 reasons why you should retire in the Palmetto State.

South Carolina active adult communities have a bit of everything, and retirees are noticing. Once just a stopping point for retirees flocking to Florida from the northeast, South Carolina is now a favorite destination for active adults. While there are many reasons why active adults retire in South Carolina, here are the top five reasons for you to consider.

1. Affordablility

Aerial view of Rainbow Row in Charleston, South Carolina.

South Carolina is a tax-friendly state with a relatively low cost of living. It’s an ideal destination for active adults looking for an affordable retirement location.

Homeowners over 65 qualify for certain tax exemptions. Also, Social Security and many disability payments aren’t taxable. Median home prices are often below the national average, although homes in some popular South Carolina cities can be more expensive. However, active adults can still achieve an affordable retirement along the South Carolina coast.

2. Desirable Climate

View of a sunset over a pond surrounded by greenery in Beaufort, South Carolina.

The subtropical climate in South Carolina provides plenty of warm days while still offering a noticeable change in seasons. Depending on the location within the state, daytime temperatures can climb into the low 90s during the height of summer and drop to the high 40s during the winter months.

During winter nights, upstate areas may reach freezing temperatures, and light snowfall is possible but uncommon. In general, coastal cities tend to have warmer weather, though they can be affected by hurricanes and tropical storms from the late summer through early fall.

3. Attractive Coastal Communities

View along a boardwalk of a sunrise over a sand dune in Myrtle Beach, South Carolina.

Among retirees, South Carolina may be best known for its coastal cities like Myrtle Beach and Hilton Head Island. These beautiful areas feature sunny beaches and plenty of water-based activities. They’re ideal for both vacations and retirement.

There are also many coastal retirement communities in South Carolina designed specifically for 55+ active adults. Just a few include Sun City Hilton Head in Bluffton and Seasons at Prince Creek West in Murrells Inlet.

4. Steeped in Rich History

The pineapple fountain in the park along the waterfront of Charleston, South Carolina.

Although South Carolina’s coastal communities continue to attract relocating retirees, many active adults prefer the rich history found in the antebellum city of Charleston. Here, residents can take a step back in time as they explore local museums and historic homes. They can also appreciate the city’s thriving modern-day culture.

Del Webb Charleston at Nexton is set outside of the city to take advantage of the state’s picturesque countryside while still enjoying proximity to historic sites and bustling city life. The active adult communities within Charleston are The Elms of Charleston, Overture Daniel Island, and Overture West Ashley.

5. Spectacular Golf Courses

View of a pond and some sand traps on a Myrtle Beach golf course.

Although golf is just one of the many South Carolina activities that appeal to active adults, it has flourished throughout the Palmetto State. Some popular courses include The Ocean Course at Kiawah Island, Harbour Town Golf Links at Hilton Head Island, Tidewater Golf Club in Myrtle Beach, and the May River Golf Club at Palmetto Bluff.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting Message/data rates may apply. I also agree to’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

Retired woman enjoys swimming in her active adult community.

Your Guide To Exploring Types of Active Adult Communities

If you’re considering downsizing and upgrading to a more carefree lifestyle, you may be surprised to find how many types of active adult communities there are. Explore the right active adult communities for you with our guide.

A boat pier at sunrise in Lake Placid, Florida.

Lake Placid Living: A Look at 55+ Communities in This Central Florida Gem

8 minute read Located in the heart of Central Florida, Lake Placid offers the best qualities of small-town America. Surrounded by scenic lakes, nature preserves, and cultural attractions, the “Town of Murals” is perfect for active adults. With two 55+ communities in Lake Placid—Covered Bridge and Tomoka Heights—the area’s affordability makes it an appealing option

Relaxed 55+ adults camping with friends and drinking a cup of coffee while enjoying retirement.

How to Choose the Right Retirement Community for You

Choosing the right retirement community is an important decision. There are questions you should ask yourself when considering an active adult community. These are some of the most important questions to ask yourself when choosing the retirement community for you, as well as some active adult communities to consider.

Mature couple plays tennis, enjoying an active adult lifestyle.

How Can I Be Sure the Active Adult Lifestyle Is Right for Me?

As you approach retirement, it’s natural for your lifestyle needs to change. That lively neighborhood with young families may have been perfect in the past. However, now you might prefer something different. What does an active adult lifestyle involve?

Award badge over an outdoor, resort-style pool at On Top of the World in Ocala, Florida.

The Best Large 55+ Communities

Join us on a journey to uncover the gems among the largest 55+ communities. These fifteen attractive neighborhoods all offer 1,000 homes or more.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top