A blue sky over the golf course and houses at Tampa Bay Golf and Country Club in San Antonio, Florida

At these communities near Tampa Bay, a Florida retirement may be more affordable than you think.

Homes for sale in Tampa and the surrounding area fall into many price ranges. Buyers looking for something that’s less than $300k have new-construction and resale options, and they can choose from single-family homes, attached duplexes and villas, or even condos with views of the water.

Active adults interested in Tampa Bay real estate might want to look at these 55+ communities with a diverse range of homes, locations, and amenities. All of them offer properties with price tags below $300k.

Tampa Bay Golf and Country Club - San Antonio, FL

Mid $100s - Mid $300s 

Tampa Bay Golf and Country Club is a gated 55+ community in San Antonio, just north of Tampa on Interstate 75. Memberships to the country club are available at several golf and social levels, or residents can pay as they play. Amenities in this engaging and neighborly community include pools, volleyball courts, tennis courts, a restaurant, a fitness center, and a library. Also, golfers enjoy teeing off on the 27-hole course. Activities like yoga classes, card games, and coffee socials are frequently held in the 15,000-square-foot clubhouse.

Several builders have contributed homes to Tampa Bay Golf and Country Club, and most resale homes in this community are at or beneath the $300k price range. Buyers will find dozens of models and floor plans ranging from 1,276 to 2,619 square feet with two to four bedrooms, two or three bathrooms, and attached two- or three-car garages. Many homes also have a den, patio space, and open floor plans.

Learn more information about Tampa Bay Golf and Country Club here.

Del Webb Bexley - Land O’Lakes, FL

Mid $200s - Low $400s 

Several new construction single-family homes can be found at one of Tampa’s most exciting 55+ communities in Land O’Lakes. Del Webb Bexley has an on-site lifestyle director who manages events and activities like educational seminars, tennis tournaments, and fitness classes.

The amenity center will include a large clubhouse with a fitness center, a pool, and courts for tennis, pickleball, and bocce ball. A community garden will be available once construction is complete, and residents will be able to enjoy the grand ballroom, billiards room, and all the outdoor lakes, walking trails, and bike paths. 

Buyers can tour six models at Del Webb Bexley. The Garden Series and the Classic Series are most likely to offer homes under $300k. They have 12 floor plans with two to five bedrooms, two to three bathrooms, and attached two-car garages. Some homes have extra garage space for golf cart parking or storage. Land O’Lakes is close to Downtown Tampa as well as the beach, great shopping, and beautiful parks and nature preserves.

Learn more information about Del Webb Bexley here.

Bay Island - South Pasadena, FL

Mid $100s - Low $400s

Waterfront condo living can be found for less than $300k at Bay Island, a 55+ community on the other side of the Tampa Bay, close to St. Petersburg and Clearwater. Residents have views of the Intracoastal Waterway, and they can use the marina, boat launch, and boat slips. There’s also a fishing dock, relaxing parks, walking trails, and six outdoor pools for all the warm-weather activities that buyers are looking for in a Florida retirement community.

A large high-rise building houses 708 condo homes, many of which have views of the water, balconies, and floor to ceiling windows. Resale homes can be found ranging from 540 to 2,600 square feet with one to three bedrooms, one to three-and-a-half bathrooms, and covered parking. Holiday parties, community events, and fitness classes are frequently held at Bay Island.

Also, South Pasadena is close to popular beaches like Treasure Island and Sunset Beach. John’s Pass, with all of its shopping and dining opportunities, is just a short drive away.

Learn more information about Bay Island here.

Encore at Fishhawk Ranch - Lithia, FL

High $200s - Mid $400s

For an intimate 55+ community with new and resale single-family homes, buyers may want to consider Encore at Fishhawk Ranch in Lithia. There are only 240 homes in this gated community, and residents are quick to become friends with their neighbors. Wine tastings, holiday parties, cooking demonstrations, and pool parties are frequently held.

More than 15 models are available with 1,594 to 2,721 square feet, two bedrooms, and two or two-and-a-half bathrooms. All floor plans also have a den and an attached two-car garage.

Encore is part of the Fishhawk Ranch master-planned community. The 55+ neighborhood has its own set of private amenities, including the Oasis Lifestyle Club, a fitness center, an entertainment room, a fire pit, and pickleball courts. Residents can also use the pools, patios, and multi-purpose rooms at the larger community center. Lithia is half an hour from Tampa and close to grocery stores, the Brandon Mall, and Lithia Springs Conservation Park.

Learn more information about Encore at Fishhawk Ranch here.

Timber Greens - New Port Richey, FL

Mid $100s - Mid $200s

New Port Richey is growing in popularity as a Florida retirement destination, and 55+ communities like Timber Greens offer lots of space and tons of amenities, with most resale homes falling in the $225,000 to $280,000 range.

Just outside of Tampa and close to the water, this community offers golf course living and resort-style features without the heavy price tag. Timber Greens has a clubhouse, a fitness center, an 18-hole golf course, a restaurant, and tennis courts. There’s also a great room, a card room, and a library.

Single-family and attached homes are available on a resale basis. Villas and duplexes have two bedrooms, two bathrooms, and attached one- or two-car garages. Single-family homes are modern and low-maintenance, offering two to four bedrooms, two bathrooms, and attached two-car garages.

Learn more information about Timber Greens here.