Lexington, KY 55+ Active Adult Retirement Communities

1 Community in Lexington

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Overview

Lexington, the second largest city in Kentucky, is popular for both its outdoor and indoor recreational activities. The city is known for its bourbon, horse racing, and bluegrass music, and there are plenty of ways for retirees to enjoy all that Lexington has to offer.

Climate and Geography

Lexington’s climate varies greatly throughout the year with temperatures ranging in the mid 20s in the winter to the high 80s in the summer. The city experiences an average of 46 inches of rain and 10 inches of snow per year. 

Lexington’s terrain consists mainly of gently rolling plateau, and its fertile soil gives the area excellent pastures and farmland. Many creeks through Lexington flow into the larger Kentucky River, which is on the southern border of town.

Recreation, Culture, & Entertainment 

Popular for horse breeding and racing, residents can place their bets at Keeneland and the Kentucky Horse Park. Fans of craft bourbon and liquor love the Lexington Brewing and Distilling Company, the James E. Pepper Distillery, and Bluegrass Distillers, among others.

Lexington is also a historic city, and retirees can visit the Mary Todd Lincoln House and the Henry Clay Estate. Other popular amenities include the University of Kentucky’s Arboretum and Raven Run Nature Sanctuary.

In addition to its local offerings, Lexington is 1 ½ hours from both Louisville and Cincinnati

Cost of Living & Taxes

The cost of living in Lexington is higher than the state average because of high housing and grocery costs. However, Lexington’s overall cost of living is below the national average.  

Retirement benefits such as Railroad Retirement and Social Security are not taxed in Kentucky. While all other forms of retirement income are taxed, there is a large deduction available for retirees. In addition, both property and sales taxes in the state are low. 

Health Care

According to Gallup’s Well-Being Index, the Lexington metro area scores well in the community factor, ranking in the top 50 communities.

The University of Kentucky Albert B. Chandler Hospital in Lexington is nationally ranked by U.S. News and specializes in cancer, geriatrics, nephrology, and orthopedics. Other high performing hospitals in the city include St. Joseph Hospital Lexington, Baptist Health Lexington, and St. Joseph East Hospital.