Kentucky 55+ Active Adult Retirement Communities

Kentucky beckons active adults seeking 55+ communities with its charming landscapes as well as affordable living. Nestled amidst rolling hills, horse farms, and scenic rivers, the state offers a warm community atmosphere perfect for retirement living.

Kentucky Climate & Geography

Kentucky is surrounded by water on three sides, with the Ohio River to the north and the Mississippi River to the west. The eastern border is marked by the Big Sandy River and the Tug River, while the Appalachian Mountains grace the northern and eastern regions.

Kentucky experiences a humid, subtropical climate with four distinct seasons. Winters are cold with occasional snow, however summers are warm and humid. Rainfall is spread evenly throughout the year, although higher areas in the southeast are influenced by oceanic climate due to the Appalachians.

Recreation, Culture, & Entertainment in Kentucky

Kentucky's rich history is intertwined with its renowned horse culture. Kentucky hosts legendary horse farms and the iconic Kentucky Derby, a spectacle of speed, style, and celebrity. Additionally, the state is home to Mammoth Cave National Park, the world's longest known cave system. The area offers an array of recreational activities such as horseback riding, cave tours, and camping.

Golf enthusiasts can delight in picturesque courses nestled against Appalachian Mountain backdrops and scenic waterways, catering to various skill levels.

Cost of Living & Taxes in Kentucky

Kentucky stands out as a tax-friendly state for retirees. Social Security benefits are exempt from taxes and retirement income exclusion of up to $31,110. Additionally, Homeowners over 65 benefit from a tax break, with $37,600 of assessed residential property value exempt from state taxes. Moreover, the state's cost of living is notably lower than the national average, with a 6 percent state sales tax.

Kentucky Health Care

Residents of 55+ communities in Kentucky have over 100 hospitals to choose from. These hospitals include nationally acclaimed University of Kentucky Albert B. Chandler Hospital and St. Elizabeth Healthcare Edgewood-Covington. These facilities offer high-quality care, with nationally ranked specialties as well as a wide range of procedures and conditions.