5 Affordable Communities in Northern California

Take a look at five affordable 55+ communities in Northern California.

Northern California is known for its idyllic climate, picturesque scenery, abundant recreation, diverse cultures, and sky-high housing prices. Active adults who live in this coveted area have resigned themselves to the fact that great living and expensive real estate typically go hand in hand.

However, you may be surprised to learn that there are some very affordable (by California standards, of course) 55+ communities selling homes from just the low $200s. That’s a steal in Northern California, where the average single-family home price just hit $800k. Surprisingly, these affordable homes can be found in more desirable areas of Northern California, like the Napa Valley wine region, the beautiful Sacramento area, and the Bay Area suburbs.

Check out these five affordable communities in NoCal.

Bella Vista ParkYountville, CA

High $100s – Mid $200s

Situated in the heart of wine country, Bella Vista Park offers active adults a premium location at a bargain price. With spacious manufactured homes ranging from the high $100s to the mid $200s, homebuyers can save big on lodging, which means more money left over to enjoy all that Yountville has to offer, including some of the best restaurants in the country.

The manufactured homes at Bella Vista Park range from approximately 600 to 1,900 square feet, with one to three bedrooms, one to two-and-a-half bathrooms, and carport parking. Many of these well-maintained homes feature updated appliances, modern hardwood floors, elevated front decks, backyard patios, private gardens, and/or sheds, with mountain and vineyard views.

Yountville is a must-visit destination for wine lovers across the globe, boasting world-class vineyards, Michelin-starred restaurants, and boutique shopping, as well as an idyllic Mediterranean climate. When Bella Vista Park residents aren’t out and about enjoying all the city has to offer, there’s a clubhouse on property featuring a pool and a spacious patio with plenty of covered seating. There are also miles of walking and biking trails to explore outside the community.

Request more information about Bella Vista Park.

Kindred & BalfourBrentwood, CA

High $500s

Aerial photo of a community in Brentwood, California
Brentwood is a growing community featuring warm weather, wineries, golf courses, and many restaurants.

If you’re looking for an affordable, brand new home in Northern California, Kindred & Balfour may be just the place to call home. Located in the East Bay Area just 50 minutes from San Francisco, this intimate community will be comprised of just 86 single-family homes upon completion.

Priced from the high $500s, these new homes at Kindred & Balfour are some of the lowest in the area, especially for new-build homes. They will be one-story homes ranging from 1,449 to 2,134 square feet, with two or three bedrooms, two or three bathrooms, and attached two-car garages. Designed with active adult needs in mind, they will feature open-concept floor plans, spacious living rooms, and primary bedrooms all in one level.

Brentwood is a growing community featuring warm weather, wineries, golf courses, many restaurants, and shopping areas, hiking nearby, and much more. The town boasts a large agricultural scene with many local farms that grow corn, cherries, apricots, tomatoes, olives, and much more.

Request more information about Kindred & Balfour.

Esplanade at Turkey CreekLincoln, CA

Low $500s

Located in the beautiful Sacramento suburb of Lincoln, Esplanade at Turkey Creek offers well-priced, brand-new homes in a scenic setting. Once built, this sprawling 55+ community will consist of 850 single-family homes and a variety of resort-like amenities

These single-story homes will feature square footage from 1,408 to 2,985 square feet, two to four bedrooms, den spaces, and two-and-a-half to three-and-a-half bathrooms. Each home has an attached two- or three-car garage.

Among some of the superb amenities planned at Esplanade at Turkey Creek include a private clubhouse, a fitness center, both an indoor and outdoor pool, tennis and pickleball courts, a spa, a cafe, a restaurant, and a bar. There’s plenty of recreation to be found outside the community as well, with miles of hiking trails close by, and a multitude of shopping, eateries, museums, and nightlife to be found in nearby Sacramento. The attractions of Lake Tahoe are only a few hour’s drive away as well.

Request more information about Esplanade at Turkey Creek.

Rancho de NapaYountville, CA

Mid $100s – Low $500s 

Flags honoring veterans in Yountville, California
Yountville is a must-visit destination for wine lovers across the globe. (Image credited to Leonard Zhukovsky / Shutterstock.com)

Another affordable 55+ Yountville community, Rancho de Napa sells well-maintained, cozy manufactured homes in an ultra-appealing and highly sought-after location that’s walking distance from popular eateries, award-winning wineries, and shopping boutiques. Current homes for sale range from the mid $100s to the high $400s.

This friendly, established community is comprised of 235 homes, and it’s surrounded by mature trees and lush greenery, with views of the mountains beyond. Homes here typically range between 1,180 and 1,600 square feet with two to three bedrooms and two bathrooms, and many boast desirable features such as covered parking, covered porches, and wraparound decks.

Amenities at Rancho de Napa include a private clubhouse for social gatherings as well as an outdoor pool. There are also bocce ball courts and a relaxing outdoor spa, perfect for unwinding after a day of wine tasting or biking the nearby trails.

Request more information about Rancho de Napa.

Regency at Folsom RanchFolsom, CA

High $600s

Just 25 miles east of Sacramento, Regency at Folsom Ranch offers buyers brand new homes and a stunning location. Although these may be the priciest homes on this list, these spacious new homes are a bargain considering the location, size, and amenities that buyers get in this stunning 55+ community. With luxurious single-family homes starting in the high $600s, residents of this sought-after community enjoy plenty of space and an abundance of resort-like amenities.

Homes at Regency at Folsom Ranch are offered in five models, in one- and two-story floor plans, with 1,398 to 2,441 square feet. These spacious homes offer two to three bedrooms, two-and-a-half bathrooms, two-car garages and feature desirable open-concepts, gourmet kitchens, first-floor master suites, and scenic mountain views.

An 18,000-square-foot clubhouse will be the heart of this community and includes a well-equipped fitness center. Outdoors, the amenities will include a heated pool, a fire pit, a lounge area, pickleball and bocce ball courts, and a putting green. Walking and biking trails and two dog parks are also planned.

Request more information about Regency at Folsom Ranch.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting [email protected] Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

A hand holding a red arrow pointing up with wood model homes in the background.

5 Reasons Not to Overprice Your Home

When selling a property, trying to get as much money as possible is a given. But, being aware of why you might be overpricing your home, and why it’s a bad idea, can be the difference between a deal and deadweight property.

Tiny, colorful model homes on stacks of coins.

Should Residents of 55+ Communities Pay Less Property Tax?

Active adults often have a particular budget in mind. In addition to the sticker price of a home, however, active adults may need to plan for other expenses, like utilities, repairs, and real estate taxes. Homeowners may start to wonder, “Do senior citizens pay property taxes?”

A mature woman smiling while sitting on the couch and using an app to help her sell her house.

Online Resources to Help Sell Your Home Fast

Selling your home can be difficult, especially if you’ve spent a lifetime raising your family and building memories within those walls. The process may be easier if you use some simple online resources to understand your home’s potential value and find professionals who can help you make your home look its best before it goes on the market.

A bag of money balancing on a seesaw with a wood house model.

10 Financial Benefits of Downsizing Your Home

Not only will downsizing relieve some of the stress of maintaining a larger home, but it will also provide some hefty financial benefits. Here are 10 ways downsizing your home can lead to an upsized bank account.

Inexpensive Ways to Boost Your Home Value Before Selling

Sellers want to get the best price for their home as this can have a significant impact on their budget for their next home. Luckily, there are lots of low- and no-cost ways to boost the value of your home. A bit of cleaning and sprucing up can pay serious dividends by the time you sign the papers on closing day.

A "For Sale By Owner" sign in front of a beautiful house.

Suburban vs. City Retirement: Which Is Right For You?

When it comes to choosing your ideal retirement location, you’ll probably be flooded with options. To pare it down, it’s important to weigh the options of retiring in a city or the suburbs. 55places is here to help.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top