Folsom, CA 55+ Active Adult Retirement Communities

Overview

Folsom is a city in Sacramento County, California. Its prime location and fascinating landscapes have made it a desirable option for retirees. Besides that, the city is home to a quaint downtown with malls and antique shops. Folsom is known for its neighborly feel and plenty of outdoor attractions. 

Climate & Geography 

Located in Northern California, Folsom's summers are sunny and humid, and its winters are cold and wet. Residents can expect to see less rain than the national average and over 200 sunny days a year. 

Folsom consists of rolling hills, valleys, and mountains that surround the city's outskirts. Folsom is located in the foothills of the Sierra Nevada where residents can find even more mountain ranges and deserts. 

Recreation, Culture, & Entertainment 

Those looking to get outside in Folsom have plenty of options to choose from. Popular greenspaces include Lake State Recreation Area, Lake Natoma, Folsom Aquatic Center, and the Folsom City Zoo Sanctuary. Residents can hike, fish, and camp in many of these areas.

Folsom’s downtown has plenty of places to eat, drink, and shop. A popular location for locals is Folsom Premium Outlets, where residents can find everything they need and more. The city is also home to many historical museums, antique shops, and breweries. 

Residents can also easily access the amenities of Sacramento, just a half-hour drive from Folsom.

Cost of Living

The overall cost of living in Folsom is higher than the national average but similar to the state average. This is due to the high housing costs, which are typical of California but much higher than the rest of the U.S. 

California does not tax Social Security income, but it does fully tax all other forms of retirement income. Retirees over 65 can claim an extra $118 exemption that comes right off their tax bill. Property taxes are below average, and the combined sales tax rate in Folsom is 7.75 percent.

Health Care 

The Sacramento metro area scores well on Gallup's Well-Being Index, ranking in the top 55 communities across the country.

Mercy Hospital of Folsom is the only hospital in the city, and it is rated high performing in treating heart failure by U.S News. Just 15 miles outside of Folsom there are three highly rated hospitals. They are Sutter Roseville Medical Center, Mercy San Juan Medical Center, and Kaiser Permanente Sacramento Medical Center, each of which is rated high performing in at least three procedures.