Charlotte vs. Raleigh: Where Should You Retire?

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

Which of these popular North Carolina cities is for you?

The state of North Carolina is an ideal location for active adults looking to settle down on the East Coast. The Tar Heel State offers mild temperatures year-round, southern charm, and easy access to both the stunning mountains of Western North Carolina and the sandy beaches of the coast.

Two of the state’s biggest cities—Charlotte and Raleigh—are popular areas to consider for retirement. Both have many positive attributes, including quick access to major interstates, international airports, and high-quality health care. Neither city lacks for things to do with countless museums, art galleries, and restaurants. We’ve highlighted aspects of each city to help you determine which town is the right fit for your lifestyle.

Charlotte

Downtown Charlotte, North Carolina skyline at dusk
Charlotte provides big city fun with greenspaces and outdoor recreation nearby.

As one of the fastest-growing cities in the South and the largest city in North Carolina, Charlotte has plenty to offer its residents. The city is consistently named one of the top places to live in the U.S. with no wonder why given its abundance of cultural amenities, growing restaurant scene, public transportation, and numerous health care facilities. Plus, there’s also plenty of activities and entertainment offerings with countless museums, theaters, and several professional sports teams to cheer on year-round.

Beyond the cultural amenities, the opportunities to get outside and stay active are plentiful in Charlotte with multiple popular parks and greenspaces spread throughout the city. The U.S. National Whitewater Center is another big draw for active adults who like to be outdoors. The center has a wide variety of outdoor activities to choose from, including whitewater rafting, kayaking, paddle boarding, and mountain biking.

The city’s constant growth and an influx of new residents bring a lot of exciting changes as well as additional resources and amenities. However, it also brings the typical hassles that come along with a larger population and faster pace like traffic, higher taxes, and increasing housing prices.

The Charlotte area is also home to over 40 age-restricted and active adult communities, including:

Raleigh

Photo of downtown Raleigh viewed behind a statue on the capital grounds
Raleigh has exciting attractions while maintaining a small-town feel.

Raleigh, the second-largest city in NC and the state capital, is much smaller than Charlotte. Considered a mid-sized city, it is home to several large tech corporations and top-rated hospitals. The area is also an art and entertainment hub full of history and charm with picturesque tree-lined streets and plenty to do.

Raleigh also features a diverse restaurant scene, impressive museums, science centers, and art galleries, plus the Carolina Ballet, the North Carolina Symphony, and the North Carolina Museum of Art. Outdoors, residents can take advantage of 180 miles of walking and biking trails, many public and private golf courses, William B. Umstead State Park, and flowering botanic gardens. As an added bonus, the city is conveniently located near a number of respected colleges and universities that offer continuing education options.

While it may not have the flashiness and fast pace of a bigger city like Charlotte, Raleigh is a great option for anyone looking to live in a place that has a wide selection of attractions but still maintains its small-town feel.

The Raleigh area is home to over 30 age-restricted and active lifestyle communities, including:

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

A side-by-side image of Charlotte, North Carolina and Nashville, Tennessee.

Charlotte vs Nashville: Which Is Better for Your Retirement?

While these cities share pleasant climates, big-city entertainment, and historic charm, each offers plenty of unique features to consider. Take a closer look at the similarities and differences between the retirement destinations of Nashville and Charlotte to help you decide which city best meets your needs.

The resort-style pool at Brightmore at Wellen Park in Venice, Florida

New Active Adult Communities Added to 55places.com

In this comprehensive roundup, we bring you the latest additions to 55places.com—a trusted resource for exploring active adult communities. Over the past 30 days, several new communities have joined the ranks, each offering different amenities and locations.

View of the Cumberland River and Downtown Nashville, an attractive place to retire to Tennessee.

Why You Should Retire in Tennessee

Whether you want to live in a city like Memphis or you want a small town like Jonesborough, you’ll find the ideal place to settle down in the Volunteer State. Tennessee has plenty of things to do, and here are five reasons why we think you’ll love it!

A side-by-side image of Houston, Texas and Dallas, Texas.

Houston vs Dallas: Where Should You Retire?

Both Houston and Dallas each one have their benefits and charm. It can be hard to pick one over the other. Let us help you weigh some of the factors to decide which one is right for you.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top