Communities Without Age Restrictions in the Sacramento Area

Exterior view of the community clubhouse and entrance sign at Pinnacle at Blackstone in El Dorado Hills, California.
You don't need to be over 55 to live in these attractive communities near Sacramento.

There are many wonderful benefits to living in a 55+ community, but some people prefer to live in a community where all ages are welcome. Perhaps they enjoy the sound of children giggling in neighboring yards, or they want to live close to loved ones. Others might enjoy living in a larger, single-family home, which communities without age restrictions typically offer. Still others may prefer fewer rules and a smaller homeowners’ association (HOA) fee than a 55+ community.

Whatever your reason, if you’re looking for a community with no age restrictions in the Sacramento area, you’ll want to read about the following five retirement communities in the Sacramento area that welcome all ages.

Mid $300s - Mid $400s

Exterior view of a model home at Crosswoods in Citrus Heights, California

Spanning across 88 acres, Crosswoods is an affordable, well-established community welcoming all ages. There are 451 attached homes in this community, built between 1972 and 1986. Residents here enjoy a serene lifestyle, with plenty of common green spaces and walking paths as well as the nearby Arcade Creek. Crosswoods is located in Citrus Heights, a suburb just 20 minutes north of Sacramento next to green spaces, golf clubs, and other great amenities.

The low-maintenance homes found at Crosswoods offer between 985 and 1,948 square feet. These single-story homes have two to four bedrooms, one to three bathrooms, and an attached two-car garage. Many homes offer desirable features such as fireplaces, granite countertops, laundry rooms, stainless steel appliances, and private outdoor patios or decks. There’s also plenty of guest parking located within the community. 

Thanks to a reasonable HOA fee, homeowners at Crosswoods have more free time to enjoy the amenities while the HOA takes care of yard work and maintenance. These amenities include access to three community pools, shaded walking path and biking paths, and open green spaces for enjoying nature. Every home in the community is on a cul-de-sac, so traffic is kept to a minimum and all homes back up to nature.

Outside the neighborhood, residents will find plenty of diversions, such as a nearby casino, the Rusch Botanical Gardens, and the Stock Ranch Nature Preserve all located just a few minutes away. When residents want to get out of town, the Sacramento International Airport is half an hour away. 

Mid $400s - Low $900s

Bird's eye view of the Sierras around Lake Tahoe from the valley in Auburn, California.

Comprised of 1,121 single-family homes, Auburn Lake Trails is a sprawling gated community for residents of all ages. Located about 40 miles from Sacramento, this friendly community is located near everyday conveniences, restaurants, and a myriad of attractions, including The Gold Discovery Museum, Crocker Museum of Art, Folsom City Zoo Sanctuary, Jensen Botanical Garden, and Auburn Placer Performing Arts Center.

Homebuyers are sure to find a home here to fit both their budget and wish list. The one- and two-story homes range from 1,144 to 4,036 square feet with two to five bedrooms, two to four bathrooms, and attached two- to three-car garages. Expect to find in-demand features and upgrades in these stylish homes, including open-concept floor plans, living room fireplaces, kitchens with breakfast bars, master suites with walk-in closets, dining rooms, and backyard decks. Some homes are even more additional upgrades, such as private pools and spas.

The amenities available in the community include three different event and activity centers, where residents gather to mingle and attend events. Some of the notable amenities found at The Barnloft include a stage, a warming kitchen, a dining area, and multipurpose gathering spaces. The Lakeside Clubhouse and ALT Gallery also feature a kitchen and multipurpose spaces, and The Lakeside Clubhouse includes a library as well.

A resort-style pool, 9-hole golf course, and tennis, pickleball, and basketball courts can all be enjoyed outdoors. Horse lovers of all ages delight in the on-site equestrian facilities, including closed stables and a riding arena. Residents also enjoy being within a few feet of scenic walking and biking trails.

Low $400s - Mid $600s

The Main Street with a clock tower in Grass Valley, California.

Morgan Ranch is comprised of 421 single-family homes in Grass Valley, about an hour’s drive from Sacramento. Featuring panoramic views of the Sierra Nevada mountains, this mid-sized community features homes built between 1989 and 2007.

These single-family homes range from 1,015 to 2,900 square feet and offer two to five bedrooms, two to three bathrooms, and an attached two- or three-car garage. Homebuyers have the option to choose from either a single-story or two-story floor plan. Many homes boast desirable features such as open floor plans, chef’s kitchens, vaulted ceilings, master suites with walk-in closets, hardwood floors, and private decks with spacious yards. Many homes have also been stylishly remodeled.

One unique aspect of Morgan Ranch is that the community doesn’t require residents to pay an HOA fee, which is great for residents on a budget or who wish to take care of their own landscaping and maintenance. There are fewer amenities, however, which may be desirable for active adults who don’t wish to pay for amenities they don’t use.

There are plenty of parks and natural spaces to enjoy within the community. Nearby, there are two country clubs and attractions such as Grass Valley Museum, Nevada County Historical Society, and the Northstar Mining Museum. Nearby historic Downtown Grass Valley offers several restaurants, bars, and boutiques, as well.

Low $300s - Mid $500s

A tree-lined street at Swallows Nest in Sacramento, California

The only community featured here located in Sacramento proper is Swallows Nest, with 266 attached and single family homes. This small community welcomes residents of all ages. Located near the Sacramento River, Swallows Nest offers residents a low-maintenance lifestyle with resort-like amenities and a picturesque location. An HOA fee provides 24-hour private security, exterior insurance, and all shared space maintenance, including front yard gardening.

Homes in this gated community were built between 1982 and 2001 and feature 1,166 to 2,791 square feet, with two to four bedrooms, two or three bathrooms, and attached two-car garages. These open-floor-plan homes boast a stylish California bungalow style with vaulted ceilings, fireplaces, tile or hardwood floors, and breezy ceiling fans. Attached two-car garages feature extra storage space.

Some of the amenities found in this community include a clubhouse, three swimming pools, a 9-hole golf course, and tennis and pickleball courts. Outdoor enthusiasts will appreciate a leisurely stroll or bike ride through the several private parks and walking trails in the community. Only a few minutes away, Downtown Sacramento offers a wealth of cultural and leisure offerings, including The Crocker Art Museum, The California State Railroad Museum, the State Capitol, the Golden 1 Center, and Railyards Stadium. Of course, dozens of notable restaurants and shops can also be found downtown.

Can you spot the $207,744 difference between these identical homes?

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