If you’re an avid boater dreaming of retirement on or near the water, you’re in luck! Across the country, numerous 55+ communities offer everything from marina access and lakeside living to nearby boating opportunities and boat storage. Whether your heart belongs to calm inland lakes, scenic rivers, or coastal waters, there’s a community designed with you in mind.
This guide highlights some of the best boating-friendly active adult communities by state. For each state, we’ll cover why it’s great for boaters, popular locations for water recreation, and typical weather conditions—so you can find the perfect place to drop anchor and relax.
Let’s take a look!
Alabama
Why Alabama Is Great for Boaters
Alabama may be best known for its southern charm and football fandom, but it also boasts over 132,000 miles of rivers and some of the most accessible inland waterways in the country. The state’s Gulf Coast offers saltwater options, while Lake Martin, Lake Guntersville, and the Alabama River provide freshwater fun. Boating culture thrives here year-round.
Top Boating Areas
Popular boating destinations include the Gulf Shores and Orange Beach area on the coast, Lake Martin near Alexander City, and the Tennessee River system in the north. These areas are perfect for fishing, sailing, kayaking, and cruising.
Average Weather for Boating
Mild winters and hot, humid summers make Alabama a year-round boating destination. Spring and fall offer comfortable temperatures in the 70s and 80s, while summer highs can reach the 90s, according to Weather Spark.
55+ Waterfront Communities in Alabama With Boat Access
55+ Communities With Nearby Boating Options
Arizona
Why Arizona Is Great for Boaters
While it may be a desert state, Arizona has numerous lakes and reservoirs perfect for boating, fishing, and water sports. Thanks to large man-made lakes like Lake Havasu, Lake Pleasant, and Saguaro Lake, boating is alive and well even in the arid Southwest.
Top Boating Areas
Lake Havasu City, the Colorado River, and Lake Pleasant near Phoenix are some of the most popular destinations for Arizona boaters. These areas offer marinas, campgrounds, and scenic desert views.
Average Weather for Boating
Arizona’s boating season can stretch from early spring through late fall. Expect hot, dry summers with temperatures often exceeding 100 degrees, making early morning or evening outings more comfortable. The milder shoulder seasons—spring and fall—bring more moderate temperatures and pleasant conditions, ideal for a full day on the water.
55+ Waterfront Communities in Arizona With Boat Access
55+ Communities With Nearby Boating Options
California
Why California Is Great for Boaters
With its vast Pacific coastline, iconic harbors, and hundreds of inland lakes and reservoirs, California is a boater’s paradise. Whether you prefer ocean sailing, lakeside pontoon cruising, or wine-country kayaking, the Golden State has it all.
Top Boating Areas
Popular spots include Lake Tahoe, Shasta Lake, the Sacramento Delta, San Diego Bay, and the marina-rich Southern California coast from Newport Beach to Long Beach.
Average Weather for Boating
California’s diverse regions offer varying climates, but coastal areas enjoy mild, Mediterranean weather year-round. Inland areas can see hot summers and cool winters, with most boating in full swing from spring through fall.
55+ Waterfront Communities in California With Boat Access
- Heritage Lakeside – Elk Grove, CA
- Lake San Marcos – San Marcos, CA
- Lakeshore – Westlake Village, CA
- Terra Lago – Indio, CA
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Pacific Ocean.
- Camino Hills – Carlsbad, CA
- Emerald Village – Galt, CA
- Huntington Landmark – Huntington Beach, CA
- Leisure Town – Vacaville, CA
- Rancho Monserate Country Club – Fallbrook, CA
- Temelec – Sonoma, CA
55+ Communities With Nearby Boating Options
- Blacklake – Nipomo, CA
- Casta del Sol – Mission Viejo, CA
- Palmia – Mission Viejo, CA
- Clover Springs – Cloverdale, CA
- Enclave at Mission Falls – Fremont, CA
- Liberty – Rio Vista, CA
- Trilogy at Rio Vista – Rio Vista, CA
- Panorama Village – Hemet, CA
- Sun City – Menifee, CA
- The Oasis – Menifee, CA
- Sun City Roseville – Roseville, CA
- The Club at WestPark – Roseville, CA
Colorado
Why Colorado Is Great for Boaters
Although it’s known for the Rocky Mountains and skiing, Colorado also offers beautiful lakes and reservoirs ideal for summer boating. It’s a fantastic state for kayakers, pontoon boaters, and anglers who enjoy high-altitude lakes surrounded by stunning scenery.
Top Boating Areas
Popular destinations include Horsetooth Reservoir, Cherry Creek Reservoir, and Lake Granby. These locations offer marina services, boat ramps, and tranquil waters perfect for recreation.
Average Weather for Boating
Boating season in Colorado typically runs from late spring to early fall. Summers are warm and sunny, with highs in the 80s and low humidity. Water temperatures can be chilly, especially at higher elevations.
55+ Communities With Nearby Boating Options
- Anthem Ranch – Broomfield, CO
- Country Lake Villas – Loveland, CO
- Heritage Todd Creek – Thornton, CO
- Parkview – Golden, CO
Connecticut
Why Connecticut Is Great for Boaters
Nestled along Long Island Sound, Connecticut offers easy access to both saltwater and freshwater boating. From scenic rivers to coastal harbors, it’s a haven for sailors, kayakers, and fishing enthusiasts.
Top Boating Areas
The Connecticut River and the shoreline towns of Branford, Milford, and Old Saybrook are standout boating destinations, known for their scenic beauty and vibrant maritime culture. These locations offer full-service marinas, public launch sites, and easy access to both inland and coastal cruising, making them ideal for boaters of all experience levels.
Average Weather for Boating
Boating season in Connecticut generally spans from May to October. Summers are warm with highs in the 70s and 80s, while spring and fall bring cooler but still pleasant conditions for boating.
55+ Communities With Nearby Boating Options
- Baldwin Station – Milford, CT
- Bidwell Village – Coventry, CT
- Clockmaker’s Hill – Winsted, CT
- Evergreen – Cromwell, CT
- RiverWalk – Branford, CT
- Summer Wind Estates – North Haven, CT
- The Atrium of Portland – Portland, CT
- The Summit at Bethel – Bethel, CT
- The Woods at Dunham Pond – New Fairfield, CT
Delaware
Why Delaware Is Great for Boaters
Delaware is one of the most underrated boating states on the East Coast, offering a diverse range of on-the-water experiences in a relatively compact area. With access to the Atlantic Ocean, Rehoboth Bay, and the Delaware River, boaters can enjoy everything from offshore fishing and sailing to peaceful back-bay cruising and watersports. Its convenient location and well-equipped marinas make it an appealing choice for both seasonal and year-round boating enthusiasts.
Top Boating Areas
Lewes, Milton, and Rehoboth Beach are among the state’s top boating towns, offering harbors, marinas, and easy access to open water. The Inland Bays are also popular for calm water boating and nature tours.
Average Weather for Boating
Delaware’s boating season usually runs from April through October. Summer highs average in the mid-80s, with comfortable humidity compared to more southern states. Spring and fall also provide excellent boating weather.
55+ Waterfront Communities in Delaware With Boat Access
55+ Communities With Nearby Boating Options
Florida
Why Florida Is Great for Boaters
Florida is arguably the best state for boating in the entire country. Surrounded by the Atlantic Ocean and the Gulf of Mexico and dotted with over 7,500 lakes, the Sunshine State offers year-round boating, incredible biodiversity, and easy access to both saltwater and freshwater adventures.
Top Boating Areas
Boating hotspots include the Intracoastal Waterway, the Florida Keys, Tampa Bay, Naples, and the Treasure Coast. Inland, the Harris Chain of Lakes and Lake Okeechobee are major draws. Whether you’re into sailing, fishing, kayaking, or yachting, there’s something for everyone.
Average Weather for Boating
Florida’s boating season is truly year-round. Winters are mild, with highs in the 60s and 70s, while summers are hot and humid with highs in the 80s to low 90s. Afternoon thunderstorms are common in the summer but typically brief.
55+ Waterfront Communities in Florida With Boat Access
- Arbor Lakes – Hernando, FL
- Bay Island – South Pasadena, FL
- Boca Ciega Point – St. Petersburg, FL
- Broadview Condominiums – Tequesta, FL
- Burnt Store Marina – Punta Gorda, FL
- Circle Bay Yacht Club – Stuart, FL
- Colonnades at Fort Pierce – Fort Pierce, FL
- Covered Bridge – Lake Placid, FL
- Cresswind DeLand – DeLand, FL
- Esplanade Lake Club – Fort Myers, FL
- Fair Winds Village – Nokomis, FL
- Fiddler’s Creek – Naples, FL
- Garden Aire Village Sea Haven – Pompano Beach, FL
- Gulf Harbour Yacht & Country Club – Fort Myers, FL
- Harbour Isle – Bradenton, FL
- Heritage Lake – New Port Richey, FL
- Highland Lakes on Lake Tarpon – Palm Harbor, FL
- Highlands Ridge – Avon Park, FL
- La Mar – Tequesta, FL
- Lake Ashton – Lake Wales, FL
- Lake Henry Estates – Haines City, FL
- Landings East Condominiums – North Palm Beach, FL
- MiraBay – Apollo Beach, FL
- Mirror Lakes – Boynton Beach, FL
- Montego Cove – Stuart, FL
- Moorings – Naples, FL
- Pine Ridge at Fort Myers – Fort Myers, FL
- Regency at Babcock Ranch – Punta Gorda, FL
- River Towers – Cape Coral, FL
- Royal Harbor – Tavares, FL
- Sea Towers – St. Petersburg, FL
- Seagate of Highland – Highland Beach, FL
- Seagate Towers Condominiums – Delray Beach, FL
- Siesta Harbor – Sarasota, FL
- South River – Stuart, FL
- Spanish Main Yacht Club – Longboat Key, FL
- Spring Lake Towers – Winter Haven, FL
- Strathmore Riverside Villas – Sarasota, FL
- Sugar Sands – Riviera Beach, FL
- Tarpon Bay Yacht Club – Port St. Lucie, FL
- The Isles of Collier Preserve – Naples, FL
- The Windjammer – Stuart, FL
- Tidewater Preserve – Bradenton, FL
- Tomoka Heights – Lake Placid, FL
- Town Shores of Gulfport – Gulfport, FL
- Traditions at Lake Ruby – Winter Haven, FL
- Twin Lakes – St. Cloud, FL
- Verandah – Fort Myers, FL
- Vista Plantation – Vero Beach, FL
- Watersound Origins – Watersound, FL
- WildBlue – Estero, FL
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Gulf of Mexico or the Atlantic Ocean.
- Bonita Bay – Bonita Springs, FL
- Covered Bridge Lake Worth – Lake Worth, FL
- De La Bahia – Stuart, FL
- Del Webb Orlando – Davenport, FL
- Highland Lakes – Leesburg, FL
- Indian River Colony Club – Melbourne, FL
- Key Vista Villas – Holiday, FL
- Legacy of Leesburg – Leesburg, FL
- Silverthorn – Brooksville, FL
- Spruce Creek South – Summerfield, FL
- The Villages – The Villages, FL
- Valencia Lakes – Wimauma, FL
- Windermere – Inverness, FL
55+ Communities With Nearby Boating Options
- American Village – Palm Coast, FL
- Anchorage – Palm Harbor, FL
- Arlington Ridge – Leesburg, FL
- Boca Lago – Boca Raton, FL
- Bonita National Golf & Country Club – Bonita Springs, FL
- Briar Patch – New Port Richey, FL
- Cascades at Sarasota – Sarasota, FL
- Cascades at World Golf Village – St. Augustine, FL
- Colonial Club – Boynton Beach, FL
- Copperleaf – Palm City, FL
- Cypress Lakes – Lakeland, FL
- Edgewater Arms – Dunedin, FL
- El Rio Condominiums – North Fort Myers, FL
- Esplanade on Palmer Ranch – Sarasota, FL
- Floral Lakes – Delray Beach, FL
- Freedom at San Salito – St. Augustine, FL
- Hammock Preserve on Palmer Ranch – Sarasota, FL
- Harbor Hills Country Club – Lady Lake, FL
- Heritage Pines Florida – Hudson, FL
- Heritage – The Cottages of Sanders Grove, FL
- Hidden Creek – Sebring, FL
- Highland Fairways – Lakeland, FL
- Island Walk – Naples, FL
- Kings Gate – Port Charlotte, FL
- Lakes of Mount Dora – Mount Dora, FL
- Lakeshore Village – Sarasota, FL
- Lakeside Landings – Oxford, FL
- Matanzas Lakes – Palm Coast, FL
- Oak Forrest Condominiums – Port Charlotte, FL
- PGA Village Verano – Port St. Lucie, FL
- Plaza De Flores on Palmer Ranch – Sarasota, FL
- Ponte Vecchio – Boynton Beach, FL
- Regency at Waterset – Apollo Beach, FL
- Riverwood – Port Charlotte, FL
- Sandpiper Golf & Country Club – Lakeland, FL
- Scottish Highlands – Leesburg, FL
- Silver Lakes – Lakeland, FL
- Snug Harbor Gardens Condominiums – Boynton Beach, FL
- Sterling Village Condominiums – Boynton Beach, FL
- Stonecrest – Summerfield, FL
- Summit Chase Villas – Tavares, FL
- Summit Greens – Clermont, FL
- Thunderbird Hill – Sebring, FL
- VillageWalk at Lake Nona – Orlando, FL
- Vista Del Mar – Vero Beach, FL
- Vista Pines – Stuart, FL
- Windsor Villas – Milton, FL
Georgia
Why Georgia Is Great for Boaters
Georgia’s mix of mountain lakes, navigable rivers, and access to the Atlantic coastline gives residents a wide variety of boating environments. From peaceful fishing spots to energetic sailing and water skiing zones, Georgia is a great retirement destination for boaters.
Top Boating Areas
Lake Lanier and Lake Oconee are the top inland boating destinations in the state, known for large marinas, lakefront communities, and miles of scenic shoreline. Coastal areas like Savannah and St. Simons Island also offer ocean boating.
Average Weather for Boating
Georgia enjoys a long boating season from March through November, thanks to its mild climate and variety of waterways. Summers are hot and humid, with highs in the upper 80s and 90s, making lakes and coastal areas popular spots to cool off. Spring and fall are ideal times to be on the water, offering more moderate temperatures, lower humidity, and beautiful scenery, especially in areas surrounded by lush greenery or fall foliage.
55+ Waterfront Communities in Georgia With Boat Access
- Cresswind at Lake Lanier – Gainesville, GA
- Del Webb at Lake Oconee – Greensboro, GA
- Stephens Point – Gainesville, GA
- The Cottages at Lake Redwine – Newnan, GA
- The Gardens of Harmony North – Canton, GA
- The Springs – Flowery Branch, GA
55+ Communities With Nearby Boating Options
- Lakecrest – Buford, GA
- McEver Mill – Oakwood, GA
- Nestledown Farm – Cumming, GA
- Piedmont Corners – Cumming, GA
- The Orchards of Brannon Oak Farm – Cumming, GA
- The Orchards of Central Park – Cumming, GA
- The Orchards of East Cherokee – Woodstock, GA
- The Orchards of Habersham Grove – Cumming, GA
- The Orchards of Stoney Point – Cumming, GA
- Wellstone – Cumming, GA
- Westbrook – Acworth, GA
Idaho
Why Idaho Is Great for Boaters
Idaho is known for its stunning natural beauty, and that includes an abundance of crystal-clear lakes and winding rivers perfect for boating adventures. Whether it’s pontoon cruising, fishing, kayaking, or paddleboarding, boaters will find plenty of uncrowded, serene waterways surrounded by mountains, forests, and wide-open skies.
Top Boating Areas
Popular boating destinations include Lake Coeur d’Alene, Priest Lake, and the Snake River. The northern part of the state, particularly around the Panhandle, offers some of the best lake boating in the Northwest.
Average Weather for Boating
Boating season typically runs from late spring through early fall. Summers are warm and dry, with highs in the 70s and 80s. Nights can be cool, especially in the mountains, but daytime conditions are ideal for time on the water.
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as Lake Pend Oreille or the Spokane River.
55+ Communities With Nearby Boating Options
Illinois
Why Illinois Is Great for Boaters
Illinois provides a mix of experiences, whether you’re docking near Chicago for a day of urban exploration or relaxing in one of the many charming lakeside towns scattered throughout the state. With well-equipped marinas, public launch ramps, and vibrant boating communities, Illinois is a rewarding destination for both recreational and social boaters.
Top Boating Areas
Lake Michigan is the premier boating destination in Illinois, especially around Chicago, where boaters enjoy vibrant waterfront activities and stunning skyline views. Inland, the Chain O’Lakes and Fox River provide a more relaxed and accessible boating experience, ideal for casual outings, jet skiing, tubing, and fishing. These inland waterways are surrounded by charming communities, scenic parks, and a variety of waterfront amenities.
Average Weather for Boating
Illinois boating season runs from May to October. Summers are warm and humid, with average highs in the 80s. Spring and early fall offer cooler, pleasant conditions perfect for daytime excursions on the water.
55+ Waterfront Communities in Illinois With Boat Access
- Grand Dominion – Mundelein, IL
- Lake Barrington Shores – Barrington, IL
- Leisure Village – Fox Lake, IL
55+ Communities With Nearby Boating Options
Indiana
Why Indiana Is Great for Boaters
Indiana may be landlocked, but it offers plenty of freshwater boating opportunities across its many lakes and reservoirs. With a rich boating culture and easy access to public marinas and launch ramps, it’s a solid choice for inland water enthusiasts.
Top Boating Areas
Popular spots include Geist Reservoir near Indianapolis, Lake Monroe in Bloomington, and Patoka Lake in southern Indiana. These areas offer calm waters ideal for cruising, fishing, and watersports.
Average Weather for Boating
The boating season typically runs from May through September. Summers are warm and humid with highs in the 80s, while spring and early fall bring cooler but comfortable boating weather.
55+ Waterfront Communities in Indiana With Boat Access
Maine
Why Maine Is Great for Boaters
Maine is a dream destination for boaters who love rugged coastal scenery, historic harbors, and peaceful inland lakes. From sailing in the Atlantic to canoeing in the woods, this state is full of aquatic charm.
Top Boating Areas
Boating hotspots include Casco Bay, Penobscot Bay, Moosehead Lake, and Sebago Lake. Coastal towns like Portland and Camden are known for their marinas and access to scenic offshore cruising.
Average Weather for Boating
Maine’s boating season typically spans from late May through early October. Summers are mild and sunny, with daytime temperatures in the 70s and low 80s, creating idyllic conditions for cruising, sailing, and exploring the state’s rugged coastline and countless offshore islands. The cooler, refreshing ocean breezes and clear skies make summer outings especially pleasant.
55+ Waterfront Communities in Maine With Boat Access
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Atlantic Ocean.
55+ Communities With Nearby Boating Options
- Eagles Trace – Acton, ME
- Terrace Estates at Mt. Henry – Bridgton, ME
- The Cottages at Willett Brook – Bridgton, ME
- The Village at Great Brook – Eliot, ME
Maryland
Why Maryland Is Great for Boaters
Maryland offers some of the best boating on the East Coast thanks to the Chesapeake Bay, its tributaries, and the Atlantic coastline. Sailboats, fishing boats, and cruisers all find a welcoming home here.
Top Boating Areas
Top destinations include Annapolis (the “Sailing Capital of the U.S.”), the Patuxent and Potomac Rivers, and Solomons Island. These locations feature marinas, seafood spots, and vibrant boating communities.
Average Weather for Boating
Boating is typically best from April through October. Summers are warm and humid with highs in the 80s, and spring and fall offer milder, breezy conditions ideal for sailing or cruising.
55+ Waterfront Communities in Maryland With Boat Access
- Heritage Harbour – Annapolis, MD
- Tanyard Shores – Glen Burnie, MD
- The Harbours at Solomons Island – Dowell, MD
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Atlantic Ocean.
55+ Communities With Nearby Boating Options
- Carroll’s Creek – Gambrills, MD
- Four Seasons at Saint Margaret’s – Annapolis, MD
- Tiree Land Condominiums – Abingdon, MD
- Village of Cecil Woods – Elkton, MD
- Villages Of Wildewood – California, MD
Massachusetts
Why Massachusetts Is Great for Boaters
Massachusetts is a prime destination for maritime enthusiasts thanks to its picturesque coastline, historic harbors, and plentiful freshwater lakes. From sailing the Atlantic to kayaking on quiet ponds, the Bay State offers a classic New England boating experience.
Top Boating Areas
Cape Cod, Martha’s Vineyard, and Nantucket are iconic boating destinations. Inland, boaters enjoy the Quabbin Reservoir and Lake Cochituate. Boston Harbor and the North Shore also offer top-tier boating and fishing.
Average Weather for Boating
Boating season typically runs from May through early October. Summers are mild to warm, with daytime highs in the 70s and low 80s. Coastal breezes are common along the Atlantic shoreline, providing a refreshing complement to sunny days. As the season winds down, vibrant fall foliage adds a spectacular backdrop to late-season excursions, especially on inland lakes and rivers, making autumn boating in Massachusetts a truly scenic experience.
55+ Waterfront Communities in Massachusetts With Boat Access
55+ Communities With Nearby Boating Options
- Balancing Rock – Holliston, MA
- Brierly Pond Village – Millbury, MA
- Center Commons – Pembroke, MA
- Cranberry Grove – Wareham, MA
- New England Commons – Webster, MA
- Orchard Hill – Westborough, MA
- Pheasant Hill – Northborough, MA
- Rockwood Meadows – Upton, MA
- Rolling Green at Topsfield – Topsfield, MA
- Tara Woods – Plymouth, MA
- The Pines at Hathaway Pond – Rochester, MA
- The Preserve at Hunters Hill – Dighton, MA
- The Village at Auburnville – Whitman, MA
Michigan
Why Michigan Is Great for Boaters
Michigan is known as the Great Lakes State for a reason. It boasts more freshwater coastline than any other state in the U.S., with access to four of the five Great Lakes—Superior, Michigan, Huron, and Erie—making it a true paradise for boaters of all kinds. Whether you’re a casual cruiser, a passionate angler, or a serious sailor, Michigan offers endless opportunities for exploration, with thousands of miles of shoreline, scenic bays, charming harbor towns, and well-equipped marinas. From open-water adventures to peaceful inland lake excursions, boating in Michigan is as diverse as it is breathtaking.
Top Boating Areas
The Lake Michigan shoreline, Grand Traverse Bay, and the Detroit River are especially popular. Inland, there are more than 11,000 lakes, including Torch Lake and Lake Charlevoix, known for their clear waters and beautiful scenery.
Average Weather for Boating
Michigan’s boating season runs from late May through September. Summers are warm and sunny with highs in the 70s and 80s. Lake breezes keep the weather pleasant, especially near the water.
55+ Communities With Nearby Boating Options
Minnesota
Why Minnesota Is Great for Boaters
Nicknamed the “Land of 10,000 Lakes,” Minnesota lives up to its reputation with countless opportunities for lakefront living and recreation. It’s a haven for pontooning, fishing, water skiing, and kayaking.
Top Boating Areas
Lake Minnetonka, the Mississippi River, and Leech Lake are top boating destinations. The Brainerd Lakes region is also highly sought-after for its boating-friendly culture and cabin communities.
Average Weather for Boating
Boating season typically spans from late May to mid-September. Summers are warm and sunny, with highs in the 70s and low 80s. Water temperatures remain comfortable for much of the season, especially in southern parts of the state.
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as White Bear Lake or Bald Eagle Lake.
Missouri
Why Missouri Is Great for Boaters
Missouri is a Midwestern gem for freshwater boating, offering a diverse range of on-the-water experiences in a picturesque setting. With scenic rivers like the Missouri and Mississippi and expansive lakes, the state caters to all types of boaters. Whether you’re casting a line, jet skiing across open water, enjoying a relaxing cruise, or spending a weekend on a houseboat, Missouri’s waterways provide ample space and natural beauty for every kind of boating adventure.
Top Boating Areas
The Lake of the Ozarks is Missouri’s premier boating destination, with over 1,100 miles of shoreline and numerous marinas. Table Rock Lake and Truman Lake are also popular for recreational boating and watersports.
Average Weather for Boating
Boating season typically runs from April through October. Summers are hot and humid, with highs in the 80s and 90s. Spring and fall provide mild, pleasant weather ideal for time on the water.
55+ Waterfront Communities in Missouri With Boat Access
55+ Communities With Nearby Boating Options
New Hampshire
Why New Hampshire Is Great for Boaters
New Hampshire might be small, but it punches above its weight when it comes to scenic lakes and ocean access. With its mix of tranquil inland lakes and saltwater adventures along the Atlantic, New Hampshire is a favorite for boaters looking to enjoy natural beauty, peaceful surroundings, and a strong sense of New England charm.
Top Boating Areas
Lake Winnipesaukee, Squam Lake, and the Merrimack River are top inland boating destinations. These waterways are surrounded by charming towns and peaceful landscapes, making them ideal for both day trips and extended stays. For those seeking saltwater adventures, the Atlantic coast around Portsmouth provides access to deep-sea fishing, sailing, and coastal exploration, all set against the backdrop of the rugged New England shoreline.
Average Weather for Boating
Boating season runs from late May through early October. Summers are warm and comfortable, with highs in the 70s and low 80s. Fall brings cooler temps but incredible foliage views on the water.
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Gulf of Maine.
55+ Communities With Nearby Boating Options
- Chadwick Place – Windham, NH
- Clearwater Estates – Raymond, NH
- Hampton Meadows – Hampton, NH
- Parrish Hills – Londonderry, NH
- Ray Farm – Exeter, NH
- The Mews of Bedford – Bedford, NH
New Jersey
Why New Jersey Is Great for Boaters
With access to the Atlantic Ocean, numerous rivers, and scenic bays, New Jersey offers a wide variety of boating environments and a strong, well-established boating culture. From the busy marinas along the Jersey Shore to quieter inland waterways, boaters can enjoy everything from sailing and water skiing to deep-sea fishing and leisurely sunset cruises.
Top Boating Areas
Barnegat Bay, Manahawkin Bay, and the Jersey Shore are popular coastal destinations. Inland, boaters enjoy Lake Hopatcong and the Delaware River for freshwater recreation.
Average Weather for Boating
New Jersey’s boating season runs from late April through October. Summers are warm and humid with highs in the 80s. Spring and early fall offer milder temperatures and calmer waters.
55+ Communities With Nearby Boating Options
- Atlantic Hills – Manahawkin, NJ
- Perry’s Lake – Manahawkin, NJ
- Brookhollow – Mickleton, NJ
- Cheshire Square – Little Silver, NJ
- Cranberry Creek – Little Egg Harbor, NJ
- Four Seasons at Harbor Bay – Little Egg Harbor, NJ
- Four Seasons at Sea Oaks – Little Egg Harbor, NJ
- Mystic Shores – Little Egg Harbor, NJ
- Sunrise Bay – Little Egg Harbor, NJ
- Four Seasons at Mirage – Barnegat, NJ
- Heritage Bay at Barnegat – Barnegat, NJ
- Heritage Point – Barnegat, NJ
- Horizons at Barnegat – Barnegat, NJ
- Pheasant Run at Barnegat – Barnegat, NJ
- Four Seasons at South Brunswick – South Brunswick, NJ
- Pheasant Run at Forked River – Forked River, NJ
- Sea Breeze at Lacey – Forked River, NJ
- Regency at Flanders – Flanders, NJ
- Riviera at East Windsor – East Windsor, NJ
- Shadow Lake Village – Red Bank, NJ
- Silver Ridge Park – Toms River, NJ
- Sonata Bay – Berkeley Township, NJ
- Spinnaker Pointe – Parlin, NJ
- The Oaks of Weymouth – Mays Landing, NJ
- The Village Grande at English Mill – Egg Harbor Township, NJ
New York
Why New York Is Great for Boaters
From the Great Lakes to the Atlantic Ocean, and hundreds of inland lakes and rivers, New York offers incredibly diverse boating. Whether you’re a sailor, kayaker, or powerboater, you’ll find a perfect fit somewhere in the Empire State.
Top Boating Areas
Top boating destinations include the Finger Lakes, Lake George, Long Island Sound, and the Hudson River. Long Island is especially popular for saltwater boating and marina culture.
Average Weather for Boating
Boating season in New York typically spans from late May through early October. Summers are warm, with highs in the 70s and 80s, and water temperatures become comfortable for swimming and watersports by mid-season. Early fall brings cooler air and crisp breezes, but also some of the most scenic cruising conditions, with vibrant foliage lining the shores of lakes and rivers.
55+ Waterfront Communities in New York With Boat Access
- Knickerbocker Bay Club – Port Washington, NY
- Snug Harbor – Amityville, NY
- The Waterways at Moriches – Moriches, NY
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the South Oyster Bay.
55+ Communities With Nearby Boating Options
- Eden Park – Clarkstown, NY
- Glenwood Village – Riverhead, NY
- Stoneleigh Woods at Riverhead – Riverhead, NY
- The Residences at Butterfield – Cold Spring, NY
- The Seasons at East Meadow – East Meadow, NY
- Woodcrest at Jacobs Hill – Cortlandt, NY
North Carolina
Why North Carolina Is Great for Boaters
North Carolina is a boater’s dream, with the Atlantic coastline, expansive rivers, and serene inland lakes. From saltwater sailing to peaceful lake paddling, NC offers a broad range of water-based recreation.
Top Boating Areas
Popular boating destinations include Lake Norman, the Intracoastal Waterway near Wilmington, and the Albemarle and Pamlico Sounds. Cape Fear and the Outer Banks also draw boating enthusiasts from around the region.
Average Weather for Boating
North Carolina has a long boating season stretching from March through November. Coastal and central areas see warm, humid summers and mild winters. Summer highs reach the 80s and 90s, with spring and fall offering ideal weather for time on the water.
55+ Waterfront Communities in North Carolina With Boat Access
- Biltmore Lake – Asheville, NC
- Brunswick Forest – Leland, NC
- Lake Walk Freedom Homes – Mooresville, NC
- Regency at Palisades – Charlotte, NC
- River Bluffs – Castle Hayne, NC
- St. James Plantation – Southport, NC
- The Bluffs on the Cape Fear – Leland, NC
- The Glen at Mackintosh – Burlington, NC
- The Point at Lake Jeanette – Greensboro, NC
- The Vineyards on Lake Wylie – Charlotte, NC
- Winding River Plantation – Bolivia, NC
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as Lake Norman.
55+ Communities With Nearby Boating Options
- Bailey’s Glen – Cornelius, NC
- Bridgewater at Sherrills Ford – Ridge – Sherrills Ford, NC
- Camden Villas at Mid South Club – Southern Pines, NC
- Canopy Creek – Denver, NC
- Courtyards at Blume Point – Mooresville, NC
- Fairway Villas at Westport – Denver, NC
- Johnson Manor – Mooresville, NC
- Ocean Ridge Plantation – Ocean Isle Beach, NC
- The Courtyards of Huntersville – Huntersville, NC
- The Courtyards on Lake Norman – Cornelius, NC
- The Village at Aversboro – Garner, NC
- The Villages at Isle of Pines – Mooresville, NC
- Trilogy Lake Norman – Denver, NC
- Villas at Westport – Denver, NC
Ohio
Why Ohio Is Great for Boaters
Ohio offers diverse boating opportunities across its large lakes, winding rivers, and the southern shore of Lake Erie. It’s an excellent state for both recreational and sport boaters looking to enjoy inland or Great Lakes waters.
Top Boating Areas
Lake Erie is a major draw with islands, marinas, and great fishing. Other favorites include Buckeye Lake, Alum Creek Lake, and the Ohio River. The Lake Erie Islands region is especially popular for weekend boating getaways.
Average Weather for Boating
The boating season typically runs from May through October. Summers are warm with highs in the 70s and 80s, and conditions are ideal for everything from sailing to water skiing.
55+ Waterfront Communities in Ohio With Boat Access
- Fairway Villas at Catawba Island Club – Port Clinton, OH
- Stoney Creek – Monclova, OH
- The Landings at Maple Bay – Hebron, OH
- Waterside Sylvania – Sylvania, OH
55+ Communities With Nearby Boating Options
- Courtyards at Plum Brook – Huron, OH
- Magnolia Meadows – Sheffield Village, OH
- Preserve at Rocky Fork – Westerville, OH
- Ridgefield – North Ridgeville, OH
- The Cottages at Northlake – Sunbury, OH
- Villas at Taramina – Macedonia, OH
Oregon
Why Oregon Is Great for Boaters
Oregon is a dream destination for nature-loving boaters, offering an incredible mix of scenic waterways and unspoiled landscapes. With dramatic coastal access along the Pacific Ocean, peaceful alpine lakes, and major rivers like the Columbia and Willamette, the state provides a rich variety of boating environments suited to all interests.
Top Boating Areas
The Columbia River Gorge, Crater Lake, and the Oregon coast near Coos Bay and Astoria are prime boating destinations. Inland lakes like Detroit Lake also offer fantastic recreational boating.
Average Weather for Boating
Boating season in Oregon typically spans from May to early October. Summers are dry and sunny, particularly in regions like the Willamette Valley and Central Oregon, where warm temperatures and clear skies make for perfect boating days. Along the coast, mornings often start cool and foggy, but the fog usually lifts by midday, revealing comfortable temperatures and calm seas.
55+ Waterfront Communities in Oregon With Boat Access
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Willamette River.
55+ Communities With Nearby Boating Options
Pennsylvania
Why Pennsylvania Is Great for Boaters
Pennsylvania features more than 85,000 miles of rivers and over 2,500 lakes, offering a surprising wealth of inland boating. From scenic river cruises to laid-back lake outings, it’s a strong choice for freshwater boating.
Top Boating Areas
Lake Wallenpaupack, the Susquehanna River, and the Allegheny Reservoir are top destinations. The Delaware River also offers long, meandering stretches ideal for kayaking and casual cruising.
Average Weather for Boating
Boating season typically runs from May through October. Summers are warm and humid with highs in the upper 70s and 80s. Fall brings cooler weather and stunning foliage views from the water.
55+ Waterfront Communities in Pennsylvania With Boat Access
55+ Communities With Nearby Boating Options
Rhode Island
Why Rhode Island Is Great for Boaters
As the Ocean State, Rhode Island is a coastal boating haven. With more than 400 miles of shoreline and a sailing culture deeply rooted in its history, this small state delivers big on aquatic experiences.
Top Boating Areas
Narragansett Bay, Newport, and Block Island are iconic boating destinations that showcase the best of Rhode Island’s coastal charm. These waters offer a mix of activities and scenery, from deep-sea fishing charters and regattas to classic New England harbors filled with sailboats, motor cruisers, and luxury yachts.
Average Weather for Boating
Boating season runs from late May through early October. Summers are warm and breezy, with highs in the upper 70s and low 80s. The fall months offer cooler but scenic conditions for cruising.
55+ Communities With Nearby Boating Options
South Carolina
Why South Carolina Is Great for Boaters
With its Atlantic coastline, tidal creeks, rivers, and freshwater lakes, South Carolina is an exceptional boating state. It’s perfect for both saltwater and freshwater boaters who enjoy fishing, cruising, and water sports.
Top Boating Areas
Charleston Harbor, Lake Murray, Lake Keowee, and the Intracoastal Waterway are major boating hubs. Hilton Head Island and Myrtle Beach are also popular for coastal boating and marina access.
Average Weather for Boating
South Carolina has a long boating season from March through November. Summers are hot and humid with highs in the 80s and 90s, while spring and fall offer warm, comfortable conditions ideal for time on the water.
55+ Waterfront Communities in South Carolina With Boat Access
- Edgewater The Cottages – Lancaster, SC
- Four Seasons at The Lakes of Cane Bay – Summerville, SC
- Hampton Lake – Bluffton, SC
- Savannah Lakes Village – McCormick, SC
- The Woodlands District at Saluda River Club – Lexington, SC
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Atlantic Ocean.
- Hilton Head Lakes – Hardeeville, SC
- Liberty Cottages at Park West – Mt Pleasant, SC
- Myrtle Beach Golf & Yacht Club – Myrtle Beach, SC
- Spring Forest – Murrells Inlet, SC
- Sun City Hilton Head – Bluffton, SC
- The Reserve at Cypress Ridge – Bluffton, SC
55+ Communities With Nearby Boating Options
- Hulon Greene – West Columbia, SC
- Meadows of St. Patrick – Murrells Inlet, SC
- Myrtle Trace Grande – Conway, SC
- Myrtle Trace South – Conway, SC
- Seasons at Prince Creek West – Murrells Inlet, SC
- Surfside Beach Club – Surfside Beach, SC
- The Haven – Bluffton, SC
- Waterside Edge – Myrtle Beach, SC
- Waterside Pointe – Myrtle Beach, SC
- Woodlake Village – Murrells Inlet, SC
Tennessee
Why Tennessee Is Great for Boaters
Tennessee is filled with scenic lakes, rivers, and reservoirs perfect for freshwater boating. Whether you’re into fishing, sailing, or cruising, the Volunteer State offers a peaceful yet adventurous boating lifestyle.
Top Boating Areas
Tellico Lake, Norris Lake, and Chickamauga Lake are among the state’s most popular destinations, offering marina services, miles of shoreline, and clear waters surrounded by wooded hills and mountains.
Average Weather for Boating
Boating season in Tennessee runs from April through October, offering a long stretch of warm-weather fun on the water. Summers are hot and humid, with highs in the 80s and 90s, making lakes and rivers popular spots for cooling off with swimming, tubing, and watersports. Spring and fall bring more comfortable conditions, with mild temperatures, lower humidity, and stunning natural scenery—especially during the fall foliage season.
55+ Waterfront Communities in Tennessee With Boat Access
Texas
Why Texas Is Great for Boaters
Everything is bigger in Texas—including the boating opportunities. With over 5,000 miles of shoreline spanning rivers, sprawling lakes, and the Gulf Coast, Texas offers an incredible variety of settings for boaters of all kinds. Add in year-round boating weather in many parts of the state and a strong boating culture, and it’s easy to see why Texas is a top destination for water enthusiasts.
Top Boating Areas
Lake Conroe, Lake Travis, and the Gulf Intracoastal Waterway are top destinations. Coastal cities like Corpus Christi, Galveston, and Port Aransas are great for saltwater adventures, while inland lakes support freshwater recreation.
Average Weather for Boating
Texas offers a long boating season, with year-round access in many areas. Summers are hot, with highs often in the 90s and 100s, especially inland. Coastal areas are milder but humid, with breezy conditions ideal for sailing.
55+ Waterfront Communities in Texas With Boat Access
- Chambers Creek – Willis, TX
- Del Webb at Trinity Falls – McKinney, TX
- Del Webb Sweetgrass – Richmond, TX
- Heritage Towne Lake – Cypress, TX
- Villas at White Oak Ranch – Conroe, TX
- Water Crest on Lake Conroe – Conroe, TX
- Waterford Point at The Tribute – The Colony, TX
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the Gulf of Mexico.
55+ Communities With Nearby Boating Options
- Del Webb at Union Park – Little Elm, TX
- Ladera Little Elm – Little Elm, TX
- Ladera Mansfield – Mansfield, TX
- Sun City Texas – Georgetown, TX
Utah
Why Utah Is Great for Boaters
Utah is an outdoor lover’s paradise with more than a dozen large lakes and countless smaller reservoirs. It’s perfect for kayaking, water skiing, and cruising surrounded by dramatic mountain scenery.
Top Boating Areas
Boaters love the Great Salt Lake, Bear Lake, and Lake Powell—a spectacular reservoir with towering red rock cliffs and countless coves for exploration.
Average Weather for Boating
Boating season runs from late spring through September. Summers are warm and dry, with highs in the 80s and low 90s. The dry climate and clear skies make for ideal lake days.
55+ Communities With Nearby Boating Options
Virginia
Why It’s Great for Boaters
With the Chesapeake Bay, scenic rivers, and direct access to the Atlantic Ocean, Virginia is a boater’s dream come true. From exploring tidal creeks and historic ports to enjoying a peaceful afternoon on a quiet mountain lake, the state offers an impressive variety of boating experiences. Virginia blends stunning natural beauty with a rich maritime history that adds depth and character to every journey on the water.
Top Boating Areas
The James River, Chesapeake Bay, and Smith Mountain Lake are standout boating spots. Coastal areas like Virginia Beach and the Potomac River offer both freshwater and saltwater experiences.
Average Weather for Boating
Virginia offers a long boating season from April through October. Summers are warm and humid, with highs in the 80s and 90s. Spring and fall offer cooler, breezy weather ideal for sailing and paddling.
55+ Waterfront Communities in Virginia With Boat Access
- Belmont Bay – Woodbridge, VA
- Four Seasons at Ashburn Village – Ashburn, VA
- Kingsmill – Williamsburg, VA
- The Landings at Bennett’s Creek – Suffolk, VA
- Trilogy at Lake Frederick – Lake Frederick, VA
55+ Communities With Onsite Boat Parking
While they may not have direct access to the water, these communities offer boat parking for residents who want to access larger bodies of water nearby, such as the James River, York River, and Chesapeake Bay.
55+ Communities With Nearby Boating Options
- Central Parke at Lowes Island – Sterling, VA
- Cobblestone – Hopewell, VA
- Heron Pointe – Moseley, VA
- Monarch Walk – Chesapeake, VA
- Rock Creek Villas – Quinton, VA
- The Parke at Cypress Creek – Smithfield, VA
- Twin Rivers at Meadowville Landing – Chester, VA
- Villas at Five Forks – Williamsburg, VA
- Virginia Heritage at Lee’s Parke – Fredericksburg, VA
Washington
Why Washington Is Great for Boaters
Washington State offers some of the most spectacular boating in the country, from serene inland lakes to the rugged beauty of Puget Sound. Whether you enjoy sailing, whale watching, or fishing, Washington provides endless aquatic adventure.
Top Boating Areas
Puget Sound, Lake Washington, and the Columbia River are Washington’s most popular and diverse boating destinations. The vibrant boating hubs of Seattle, Olympia, and the picturesque San Juan Islands attract enthusiasts for everything from sailing and yachting to kayaking and marine wildlife exploration. With dramatic coastal scenery, calm bays, and opportunities to spot orcas, seals, and bald eagles, these areas provide unforgettable adventures for both casual boaters and seasoned mariners alike.
Average Weather for Boating
Boating season typically spans May through October. Western Washington has cool, wet winters and mild, dry summers with highs in the 70s. Eastern Washington offers warmer, sunnier summers perfect for lake recreation.
55+ Waterfront Communities in Washington With Boat Access
55+ Communities With Nearby Boating Options
Wisconsin
Why Wisconsin Is Great for Boaters
Wisconsin is surrounded by freshwater, bordered by Lake Michigan and Lake Superior and filled with scenic inland lakes. It’s ideal for those who love cabin culture, pontoon boating, fishing, and waterfront sunsets.
Top Boating Areas
With over 15,000 lakes and countless rivers—including popular spots like Lake Winnebago, the Wisconsin River, and portions of the Great Lakes—boaters have no shortage of scenic and accessible options to explore throughout the season. Also, the Wisconsin Dells, Lake Geneva, and the Door County peninsula are top destinations.
Average Weather for Boating
The boating season in Wisconsin typically runs from late May through September. Summers are warm, with daytime highs in the 70s and 80s, creating ideal conditions for everything from fishing and water skiing to pontoon cruising and sailing.
55+ Waterfront Communities in Wisconsin With Boat Access
55places.com Can Help You Find the Perfect Boating Community
Boating isn’t just a hobby—it’s a lifestyle. Whether you’re drawn to the ocean, rivers, or lakes, the United States is filled with active adult communities designed for people who want to live close to the water. From sunny Florida and serene lake towns in Georgia to Pacific Northwest harbors and New England charm, there’s a perfect community waiting for every type of boater.
As you consider your next chapter, take the time to explore communities that offer the water access and amenities that match your boating style. With the right 55+ community, your days can be filled with smooth sailing, peaceful paddling, or just watching the sunset from your dock. Start your home search today!
