Most Affordable Beach Communities in North and South Carolina

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The outdoor patio beside the water at Del Webb Wilmington.

6 minute read

What You’ll Gain From Reading This Article: Readers will learn about various active adult communities in both North Carolina and South Carolina, each offering a range of amenities, home styles, and price points.


Looking for a beachside retirement? You don’t have to flock to Florida for a coastal environment. Retirees can find a wide selection of beach communities in North Carolina and South Carolina. These communities offer beautiful beachside living as well as a vibrant and social atmosphere, world-class amenities, and reasonably priced homes.

The Carolinas are a popular retirement destination thanks to their favorable climate, friendly culture, exciting attractions, and low taxes. If you’re searching for a 55+ community near the sun and sand, then check out these affordable beach communities in the Carolinas!

Coastal South Carolina

Myrtle Beach Golf & Yacht Club – Myrtle Beach, SC

Below $100k – Low $400ks

The community sign for Myrtle Beach Golf & Yacht Club.

Starting with beach communities in South Carolina, Myrtle Beach Golf & Yacht Club offers an exciting lifestyle and a prime location in a resort town. This community features enviable amenities like a community center, an outdoor pool and spa, shuffleboard and tennis courts, as well as winding walking and biking trails.

This active adult community also consists of just over 1,000 low-maintenance single-family homes. These homes feature back patios or Carolina rooms, allowing homeowners to enjoy the beautiful coastal climate. Residents also have easy access to the beach as well as shopping centers, outdoor recreation, entertainment, and restaurants throughout the Myrtle Beach area.

Cresswind Myrtle Beach – Myrtle Beach, SC

High $400ks – Low $600ks

The entrance and community sign at Cresswind Myrtle Beach.

Cresswind Myrtle Beach has 400 single-family homes with nine floor plans for homebuyers to consider. These homes offer impressive features and customizable options such as gourmet kitchens, hardwood flooring, granite countertops, covered lanais, spacious master suites, oversized custom-tiled showers, as well as raised vanities.

Residents also have a rich lineup of resort-style amenities in the 12,500-square-foot clubhouse. Serving as the central hub of the community, the clubhouse offers social spaces, recreational facilities, and activities.

Del Webb at Cane Bay – Summerville, SC

Low $300ks – Mid $600ks

Aerial view of Del Webb at Cane Bay.

Just 25 miles northwest of historic Charleston, Del Webb at Cane Bay spans 360 acres and includes 1,017 single-family homes. Homebuyers can find reasonably priced homes that offer low-maintenance exteriors, elegant finishes, open kitchens, spacious great rooms, as well as charming front porches.

Additionally, the community’s 20,000-square-foot clubhouse includes state-of-the-art facilities and well-appointed indoor and outdoor recreational amenities. Residents also have easy access to sandy beaches, cultural attractions, entertainment, shopping, and restaurants within the Charleston area.

Myrtle Trace – Conway, SC

High $200ks – High $300ks

A picturesque pond on the grounds of Myrtle Trace in Conway, South Carolina.

Ideally situated in Conway, Myrtle Trace provides residents with a low-maintenance lifestyle as well as a well-appointed clubhouse full of indoor and outdoor amenities. Developed between 1980 and 2005, this 518-home community offers homebuyers affordable resale homes.

Most of these ranch-style homes back up to wooded areas or ponds, providing scenic views. Additionally, this active adult community is just 30 minutes west of Myrtle Beach, allowing residents to enjoy everything this coastal environment has to offer.

Coastal North Carolina

Sunset Ridge – Ocean Isle Beach, NC

Mid $400ks – High $500ks

Exterior view of a home in Sunset Ridge in Ocean Isle Beach, North Carolina.

Now, let’s explore some beach communities in North Carolina! Sunset Ridge is an active lifestyle community with a prime location in coastal North Carolina. In this community, retirees have easy access to outdoor recreation, local sandy beaches, as well as picturesque parks.

Once complete, Sunset Ridge will have 258 residences, providing homeowners with a close-knit atmosphere. In addition to affordable homes and an attractive setting, residents also have a spacious clubhouse filled with top-notch amenities, activities, and events.

Del Webb Wilmington – Wilmington, NC

Mid $700ks – High $1Ms

Aerial view of Del Webb Wilmington.

This new 55+ community by Del Webb will offer 547 single-family homes within the master-planned development of RiverLights. This will be Del Webb’s first age-restricted community in Wilmington. It will provide retirees with an active and social lifestyle in a convenient location close to both the Cape Fear River and beautiful North Carolina beaches.

Buyers can choose from three home collections that range in size, style, and price points. These new home designs feature open floor plans, spacious gathering areas, walk-in closets, luxurious master suites, gourmet kitchens, as well as formal dining areas.

Avalon – Bolivia, NC

Mid $300ks – Low $400ks

Exterior view of a home at Avalon in Bolivia, North Carolina.

Ideally situated just ten miles from Oak Island beaches, Avalon is a new active lifestyle community. The builder plans to offer 166 single-family homes, making Avalon an intimate and welcoming environment where homeowners become fast friends. Avalon also has a dog park for residents’ four-legged friends.

This community offers four single-story homes with optional two-story floor plans, two to four bedrooms, two to three bathrooms, as well as two-car garages. These homes also feature first-floor master suites, gourmet kitchens, and customizable options such as living rooms with fireplaces and extended covered porches.

Want to explore more beach communities in North Carolina and South Carolina? 55places can help make your dream home a reality! We’ll connect you with a local real estate expert who will help you along every step of your homebuying journey. Our Partner Agents are dedicated to helping you find the right home in the perfect community. Contact us today!

Discover what’s next.

To learn more information or connect with a real estate expert, contact us today.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

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About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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