10 Gated Communities for Florida Retirees on a Budget

Check out these gated communities in Florida with affordable homes for sale.

If you want your retirement to feel like a vacation but you don’t want to break the bank, Florida is a great spot to find affordable, resort-style living. Here are ten budget-friendly, gated communities for interested homebuyers.

Ocala PalmsOcala, FL

Mid $100s – High $200s

The outdoor bocce ball courts at Ocala Palms in Ocala, Florida
Ocala Palms is a gated active adult community that offers affordable single-family homes.

Set in the heart of Ocala, Ocala Palms is a gated active adult community that offers affordable single-family homes and an exciting line-up of amenities, including the 18-hole, 6,500-yard Ocala Palms Golf Course. The community’s 19,000-square-foot clubhouse further impresses with indoor and outdoor swimming pools, on-site dining, hobby and game rooms, sports courts, and other outdoor recreation opportunities. Current homes for sale start in the mid $400s.

Request more information about Ocala Palms.

SummerGlenOcala, FL

Mid $200s – Mid $400s

A horse statue on the grounds of SummerGlen in Ocala, Florida
This Central Florida gated community boasts an 18-hole golf course.

Budget-friendly, single-family homes and resort-style amenities come together at SummerGlen in Ocala. This Central Florida gated community boasts an 18-hole golf course, beautiful grounds with a variety of sports courts, and the amenity-rich Town Center at SummerGlen complex. Residents can socialize at Moreno’s Restaurant, pursue their favorite hobbies, share a game of cards or billiards, and participate in community events. Current homes for sale range from the high $200s to the high $300s.

Request more information about SummerGlen.

SolivitaKissimmee, FL

High $100s – Mid $600s

Palm trees surrounding the outdoor pool at Solivita in Kissimmee, Florida
Solivita offers homes that meet the needs of many active adult homebuyers.

With plans for nearly 6,000 residences, Solivita offers homes that meet the needs of many active adult homebuyers. Amenities span multiple clubhouses, while the lovely grounds provide outdoor recreations. Highlights include the 36-hole Stonegate Golf Club, four restaurants, a wide range of sports courts, a state-of-the-art fitness center, and the 17,000-square-foot Starlite Ballroom. Current homes for sale range from the mid $200s to the low $600s.

Request more information about Solivita.

Stone CreekOcala, FL

Mid $200s – Low $500s

Community buildings on the grounds of Stone Creek in Ocala, Florida
Golfers will enjoy challenging play at the 18-hole Stone Creek Golf Club.

Stone Creek is an amenity-rich, gated community that also offers affordable homes specifically designed for active adult homebuyers. The 22,500-square-foot Reunion Center boasts a number of social and recreational amenities, while the spacious Elan Spa features a state-of-the-art fitness center complete with a sauna and indoor pool. Resident golfers will also enjoy challenging play at the 18-hole Stone Creek Golf Club. Current homes for sale range from the mid $200s to the high $400s.

Request more information about Stone Creek.

Heritage PinesHudson, FL

High $100s – Mid $300s

Greenery surrounding a pond on the grounds of Heritage Pines in Hudson, Florida
Heritage Pines enjoys a prime location near beaches, retail centers, restaurants, and entertainment.

Set in the Tampa Bay area not far from the Gulf Coast, Heritage Pines enjoys a prime location near beaches, retail centers, restaurants, and entertainment. It also has plenty of amenities within its own gates, including an 18-hole championship golf course, a spacious clubhouse, hobby and game rooms, and outdoor recreation options such as tennis and bocce ball. Current homes for sale range from the low $200s to the mid $300s.

Request more information about Heritage Pines.

Kings PointSun City Center, FL

Low $100s – Mid $300s

A sunset over a beach
This gated enclave is set within Sun City Center.

Opened in 1973 and still growing, Kings Point is a well-established active adult community that offers both resale and new construction homes. The gated enclave is set within Sun City Center, whose restaurants and retail centers are golf-cart accessible for Kings Point residents. Resort-style amenities include both Kings Point exclusive clubhouses and recreation facilities at The Sun City Community Association North and South Campuses. Current homes for sale range from below $100k to the low $200k.

Request more information about Kings Point.

Summit GreensClermont, FL

High $100s – High $300s

Palm trees surrounding the outdoor pool at Summit Greens in Clermont, Florida
Residents enjoy access to an outstanding clubhouse boasting state-of-the-art amenities.

With 769 homes, Summit Greens’ Central Florida location is surrounded by nature while still being easily accessible to everyday conveniences. Residents enjoy access to an outstanding clubhouse boasting state-of-the-art amenities including an impressive fitness center, swimming pools, tennis courts, and the 18-hole Sanctuary Ridge golf course. Current homes for sale range from the mid $200s to the low $300s.

Request more information about Summit Greens.

Tampa Bay Golf and Country ClubSan Antonio, FL

Mid $100s – Mid $300s

Tables and chairs on the outdoor patio at Tampa Bay Golf and Country Club in San Antonio, Florida
Tampa Bay Golf and Country Club offers affordable single-family homes.

Just 25 miles from the Gulf of Mexico, Tampa Bay Golf and Country Club offers affordable single-family homes designed by multiple builders. Social and recreational amenities, including the 27 holes of golf, are largely centered around the community’s 15,000 square-foot main clubhouse. This includes hobby and game rooms, a fitness center, social areas, tennis courts, and more. Current homes for sale start in the low $300s.

Request more information Tampa Bay Golf and Country Club.

Seven LakesFort Myers, FL

Low $100s – Mid $200s

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<p>Active adults who want a well-established community in a prime location may find their ideal retirement destination at <a <a href=Seven Lakes. Developed between 1970 and 1989, this lovely gated community boasts an exciting line-up of resort-style amenities. Highlights include a free 18-hole executive golf course, six swimming pools, hobby and game rooms, a 500-seat auditorium, and a variety of sports courts.

Request more information about Seven Lakes.

Heritage IsleViera, FL

Mid $200s – High $400s

Greenery surrounding the community entrance to Heritage Isle in Viera, Florida
This community is adjacent to the 18-hole Duran Golf Course.

Set along the Florida Space Coast, Heritage Isle is a gated active adult community that offers affordable homes. A 21,000-square-foot clubhouse features numerous amenities, such as a state-of-the-art fitness center, hobby and game rooms, the Heritage Isle Restaurant, and sports courts for tennis, bocce ball, and basketball. The community is also adjacent to the 18-hole Duran Golf Course. Current homes for sale start in the mid $200s.

Request more information about Heritage Isle.

Can you spot the $207,744 difference between these identical homes?

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