Florida remains a top choice for active adults ready to enjoy retirement (or preparing for it) thanks to its sunny climate, abundant recreational opportunities, and high quality of life. With no snow, no state income tax, and easy travel options, whether it’s a scenic Gulf Coast road trip or a quick cruise to the Caribbean, it’s easy to see the appeal.
One of Florida’s biggest draws is its abundance of 55+ communities designed for low-maintenance living, resort-style amenities, and social connections. For many, gated communities are especially attractive, offering added safety and the peace of mind to travel for months without worry.
We’ve rounded up some of the best affordable gated communities across the state—places where you can enjoy both security and lifestyle at a price that makes sense.
Southeast Florida and the Atlantic Coast
Banyan Springs – Boynton Beach, FL
Mid $100ks – High $300ks
Attached villas and condos are available in the gated 55+ community of Banyan Springs in Boynton Beach. This coastal neighborhood offers pools, tennis, and low-maintenance living, all within proximity to several golf courses, museums, and restaurants.
Aberdeen – Boynton Beach, FL
Mid $100ks- High $700ks
Aberdeen is a gated 55+ community that offers low-maintenance condos and attached villas to active adults looking for amenities, security, and well-designed homes that meet their needs. There’s a clubhouse and pools, as well as single-family homes for residents who prefer extra square footage and outdoor space for gardening.
Wynmoor Village – Coconut Creek, FL
Below $100k – Mid $400ks
Wynmoor Village is a gated 55+ community of condominiums located in Coconut Creek, a metropolitan area that offers a variety of shops, restaurants, and conveniences. Buyers who want a small, affordable condo home can find models with 550 square feet. Floor plans range from one to three bedrooms and are available in sizes up to 1,800 square feet. Amenities include a pool and tennis courts, and the Wynmoor Community Council is responsible for community landscaping and outdoor maintenance.
Pelican Bay Daytona Beach – Daytona Beach, FL
Mid $100ks – High $500ks
One of the most desirable gated communities in Daytona Beach is Pelican Bay Daytona Beach, which offers attached villas and single-family homes on two 18-hole golf courses. There’s a clubhouse, tennis courts, and a pool, and the community is close to nightlife, restaurants, shopping, and the beach.
The Pines of Delray – Delray Beach, FL
Mid $100ks – High $200ks
A gated community of condos and attached villas, The Pines of Delray in Delray Beach offers an affordable option for active adults seeking a coastal environment, a strong sense of community, and security. There are two clubhouses, providing amenities such as pools and fitness centers to all residents.
Floral Lakes – Delray Beach, FL
Below $100k – High $400ks
Floral Lakes is a 55+ community, gated for security, and ideal for those seeking attached homes in Delray Beach. Here, residents enjoy a 24-hour staffed guard gate, plenty of amenities, and a full-time activity director. Many homes include hurricane shutters for extra protection during storm season.
Gleneagles Country Club – Delray Beach, FL
Below $100k – High $600ks
A country club lifestyle is affordable and accessible at Gleneagles Country Club, a gated community without age restrictions in Delray Beach. Single-family homes, attached villas, and condos are available in this secure golf club community, which has two 18-hole courses.
Meadowood – Fort Pierce, FL
Mid $100ks – Mid $700ks
Meadowood is a gated golf course community in Fort Pierce, with single-family homes, attached villas, and condos available. Memberships are available to the Meadowood Golf & Tennis Club, and residents are minutes away from the beach. Several builders have contributed unique home designs, and there are no age restrictions at this active lifestyle community on the Treasure Coast.
Covered Bridge Lake Worth – Lake Worth, FL
Low $100ks – High $200ks
Active adult residents looking for a gated community of attached homes will appreciate the budget-friendly Covered Bridge Lake Worth. This community is conveniently located near Palm Beach, offering a range of indoor and outdoor amenities, as well as one- and two-bedroom homes that have been recently upgraded with stainless steel appliances and built-in bookcases. It’s secure, luxury living on a budget.
Las Vistas – Lauderhill, FL
Below $100k – Mid $200ks
Another affordable and gated condo community for residents aged 55 and above is Las Vistas in Lauderhill. Spread over 17 scenic acres, there are pools, saunas, and shuffleboard courts, as well as a community clubhouse with a fitness center. Homeowners’ association (HOA) fees include security, basic cable, high-speed internet, and water bills. Lauderhill is an urban and high-energy city, located close to Miami.
Hi-Greens of Inverrary – Lauderhill, FL
Below $100k – High $100ks
High-rise condominium living that’s also affordable feels hard to find. But, in Lauderhill, there’s the gated 55+ community of Hi-Greens of Inverrary, where residents enjoy secure entry to their building, which includes an elevator and provides a low-maintenance lock-and-leave lifestyle. Homes are spacious for their price point, offering 1,100 to 1,600 square feet.
Plantation Bay Golf & Country Club – Ormond Beach, FL
Mid $200ks – High $4Ms
Affordable luxury is possible at the gated lifestyle community of Plantation Bay Golf & Country Club in Ormond Beach. Reasonably priced condos can be found in the same neighborhood as million-dollar homes. Also, there is a golf course, pool, and fitness center, among other amenities. Club memberships are available at various levels.
Century Village at Pembroke Pines – Pembroke Pines, FL
Below $100k – High $300ks
Affordable condos and gated entry can be found at Century Village at Pembroke Pines in the desirable Pembroke Pines area. Located right between the big cities of Miami and Fort Lauderdale, residents here enjoy low-maintenance living in mid-rise buildings. Floor plans range from studios to two-bedroom homes, between 600 and 1,500 square feet.
Colony Point – Pembroke Pines, FL
Below $100k – High $300ks
Another gated 55+ community in Pembroke Pines is Colony Point, which offers secure and attractive condos with open floor plans and sometimes, lake views. This is an affordable waterfront community with docks and sandy beach areas.
Park Place – Pembroke Pines, FL
Low $100ks – High $200ks
Park Place in Pembroke Pines not only provides gated security and active adult, low-maintenance living, but it’s also right next door to Pembroke Pines Golf and Racquet Club. Residents can enjoy golf, tennis, or the scenic and well-landscaped walking paths throughout the community. Affordable high-rise condo buildings have elevators, and there’s a bus service that helps residents get their errands done.
Summer Trees – Port Orange, FL
High $100ks – Mid $600ks
Single-family homes and attached villas are found in the gated 55+ community of Summer Trees in Port Orange. Some homes have private pools, and others have backyard ponds. Port Orange is just south of Daytona Beach, and residents enjoy easy access to the ocean, local parks, and hiking trails.
South River – Stuart, FL
Mid $100ks – Mid $200ks
The gated condo community of South River is ideal for 55+ residents looking for a peaceful and secure place to live on Florida’s Treasure Coast. Five condo models are available, ranging from 697 to 1,188 square feet, and amenities include bocce, pickleball, and a pool. An activity director is onsite.
Cypress Lakes West Palm Beach – West Palm Beach, FL
Mid $100ks – Mid $400ks
Golf course living close to the beach is a dream, and it comes true at Cypress Lakes West Palm Beach in West Palm Beach. This gated 55+ community features affordable single-family homes and attached villas, all of which are low-maintenance. Additionally, the community offers an 18-hole golf course and a miniature golf course. Lakes and waterways are found throughout this scenic community.
Golden Lakes Village – West Palm Beach, FL
Below $100k – Low $300ks
West Palm Beach and its coastal vibe do not have to be unaffordable. Golden Lakes Village is a gated 55+ community with reasonably priced attached villas and condos. One and two-bedroom villas and condos range from 700 to 1,320 square feet, and there’s a full-time activity director on staff to help residents plan and participate in events and activities.
Southwest Florida and the Gulf Coast
Tara Golf & Country Club – Bradenton, FL
High $100ks – Low $1Ms
Homebuyers at Tara Golf & Country Club receive a country club membership with their purchase, offering the opportunity to enjoy golf, tennis, the pool, and other amenities. This gated golf course community is situated in Bradenton, located between Tampa and Sarasota. Condos, attached villas, and single-family homes are available.
Imperial Cove – Clearwater, FL
Low $100ks – Mid $400ks
Clearwater is one of the most desirable cities for retirees on the Gulf Coast. At Imperial Cove, there are gated condos in low-rise buildings designed for 55+ residents. Some homes have a view of Old Tampa Bay, and amenities include a clubhouse, a pool, and fishing piers.
Brandywine – Fort Myers, FL
Low $200ks – Low $400ks
Attached villas and condominiums are available in the gated, pet-friendly 55+ community of Brandywine. The community is about 10 miles from the heart of Fort Myers and even closer to the beach. It’s known for its volunteer gardening club, intimate neighborhood feel, and low-maintenance homes.
Cinnamon Cove – Fort Myers, FL
High $100ks – High $300ks
A lovely lakeside community with a gated entry and numerous amenities, Cinnamon Cove is a 55+ community in Fort Myers, offering single-family homes, attached villas, and condos. In addition to amenities such as a clubhouse, a fitness center, and pools, the community features three fishing lakes.
Seven Lakes – Fort Myers, FL
Below $100k – High $300ks
Not only is Seven Lakes gated and secure, but it’s also a 55+ golf course community in Fort Myers that offers homeowners free golf. There’s an 18-hole course, a putting green, and a chipping area. Seven Lakes is a community of condominiums and attached villas, with an onsite activity director.
Colonial Country Club – Fort Myers, FL
Mid $200ks – High $700ks
A gated golf course community, Colonial Country Club offers an active lifestyle for residents who enjoy golf, walking trails, and a pool with private cabanas. This secure and well-landscaped neighborhood features single-family homes, condos, and attached villas, all of which require minimal maintenance and upkeep from residents.
Pine Ridge at Fort Myers – Fort Myers, FL
Low $200ks – High $200ks
Pine Ridge at Fort Myers is a lakeside 55+ community in Fort Myers. There’s a gated entrance, a pool, a clubhouse, and a few single-family homes in this neighborhood of affordable and attractive condos. Additionally, walking and biking trails surround the 20-acre lake, allowing homeowners to explore the area.
Riviera Golf Estates – Naples, FL
High $100ks – Mid $500ks
Buy a secure and low-maintenance home with golf course views at Riviera Golf Estates. This gated 55+ community offers golf, a clubhouse with a fitness center, and a pool, as well as condos and single-family homes. Also, the neighborhood is near Downtown Naples and its restaurants, shops, and beaches.
Oak Forrest Condominiums – Port Charlotte, FL
Low $100ks – High $100ks
Some of the most affordable condominiums on Florida’s Gulf Coast can be found at Oak Forrest Condominiums, a gated 55+ community in growing Port Charlotte. Residents enjoy an array of amenities, including access to the Peace River and Charlotte Harbor, as well as low-maintenance condo homes with floor plans of less than 1,000 square feet.
Burnt Store Marina – Punta Gorda, FL
High $100ks – Low $1Ms
Living on the water is possible, even on a budget. Check out Burnt Store Marina, an active community in Punta Gorda. This is a large, gated community with single-family homes, attached villas, and high-rise condos with views. There’s also a marina and a golf course.
Village Plaza – Sarasota, FL
Mid $100ks – Mid $300ks
Active adults seeking an intimate community will want to explore Village Plaza in Sarasota. This gated, 55+ condo community features only 150 homes, providing neighbors with a unique opportunity to get to know one another. There’s a clubhouse and a pool, and Sarasota is full of great restaurants, art galleries, and Gulf Coast beaches.
Rolling Green Golf Village – Sarasota, FL
Mid $100ks – Mid $200ks
It’s a small community at Rolling Green Golf Village in Sarasota, which adds to the sense of security. This is a gated 55+ neighborhood with 191 attached single-level condo homes, a pool, and a golf course with a putting green and a driving range. Homes have screened porches and lanais.
Bay Island – South Pasadena, FL
Mid $100ks – High $800ks
Waterfront condos and views of the Intracoastal Waterway are available at Bay Island, a gated 55+ community in South Pasadena. Residents enjoy a large clubhouse, six pools, and comfortable floor plans in high-rise buildings with elevators. Also, HOA fees include cable, trash removal, exterior maintenance, and security.
Timber Pines – Spring Hill, FL
Mid $100ks – High $500ks
A gated 55+ golf course community in Spring Hill, Timber Pines is known for its activity center, four golf courses, and an impressive selection of single-family homes and attached villas. There’s dining at the country club restaurant available, and some well-landscaped walking and biking trails. Homes have open floor plans and offer modern updates.
Sun City Center – Sun City, FL
Below $100k – Low $800ks
A legend in active adult living and one of the most popular 55+ communities in Florida, Sun City Center is a golf cart-friendly neighborhood close to Tampa and Orlando. The gatehouse is secure and staffed 24 hours a day, and the community offers numerous clubhouses, pools, fitness centers, and amenities to keep residents engaged and active. Low-maintenance condos, attached villas, and single-family homes are available.
Central Florida
Spruce Creek Preserve – Dunnellon, FL
Mid $100ks – High $200ks
For a rural and preserve-like lifestyle, active adults can choose Spruce Creek Preserve, a gated 55+ community in Dunnellon. Ross Prairie State Forest borders this Central Florida community, offering secure single-family and attached homes. The community also features a golf course, a restaurant, and a clubhouse with a fitness center.
Pennbrooke Fairways – Leesburg, FL
Below $100k – Mid $300ks
Three nine-hole executive golf courses are available at Pennbrooke Fairways, a gated 55+ community in Leesburg. Nature lovers will appreciate the lakes, conservation areas, and greenspaces here. Single-family homes, attached villas, and manufactured homes are available in this neighborhood, nestled in the quiet, scenic Central Florida landscape.
Plantation at Leesburg – Leesburg, FL
Mid $100ks – Mid $400ks
Single-family homes in a large gated 55+ community are available at Plantation at Leesburg, which offers residents two golf courses, three pools, three clubhouses, fishing lakes, and even professional PGA assistants ready to provide golf lessons and support. There’s 24-hour security, and homes are available in dozens of floor plans throughout 30 unique neighborhoods.
Highland Lakes – Leesburg, FL
High $100ks – Mid $300ks
Attached and single-family homes can be found at Highland Lakes, a gated 55+ community in Leesburg. Seven small lakes surround this community, and residents can walk and bike through well-preserved wetlands. Free storage for boats and RV parking is available. Homes have two or three bedrooms and screened porches.
Palm Cay – Ocala, FL
Mid $100ks – Mid $400ks
Ocala is renowned for its equestrian events, sprawling horse farms, and lush forests and parks teeming with wildlife. There’s also Palm Cay, a 55+ community that offers gated security and affordable single-family homes. Residents enjoy a clubhouse, pools, tennis courts, and a variety of social activities and events.
Ocala Palms – Ocala, FL
High $100ks – High $500ks
Secure active adult living in Central Florida is available at Ocala Palms, a gated 55+ community with low-maintenance single-family homes. The community boasts an 18-hole golf course, a spacious clubhouse, and a range of activities and events for residents to enjoy. Many homes have views of the golf course.
FAQ: Gated 55+ Communities in Florida
1. What is a gated 55+ community?
A gated 55+ community is a residential neighborhood designed for active adults, typically aged 55 and older, that features a secured entrance with controlled access. The “gated” aspect adds an extra layer of privacy and security, while the “55+” designation means it’s tailored to the lifestyle needs of retirees and near-retirees.
2. Why are gated communities popular with Florida retirees?
Gated communities offer a sense of safety, reduced through-traffic, and a private environment. In Florida, they also tend to feature resort-style amenities, warm weather year-round, and a strong social atmosphere.
3. Do all gated 55+ communities have guards at the gate?
Not always. Some communities have staffed security gates with guards, while others use electronic gates with keypads, fobs, or license plate recognition systems.
4. Are gated 55+ communities more expensive than non-gated ones?
Often, yes. The added security and amenities usually come with higher HOA fees or home prices, but many retirees find the peace of mind worth the cost.
5. What amenities are common in Florida gated 55+ communities?
Typical features include clubhouses, swimming pools, fitness centers, pickleball and tennis courts, walking trails, and planned activities or clubs.
6. Do gated 55+ communities allow pets?
Many do, but each community sets its own pet policies, such as size limits or breed restrictions.
7. Are golf courses common in gated 55+ communities?
Yes. Many Florida gated 55+ communities are built around golf courses, offering memberships or pay-as-you-play access.
8. Are there gated 55+ communities near Florida’s beaches?
Absolutely. Coastal areas like Sarasota, Naples, Palm Coast, and the Space Coast offer gated 55+ neighborhoods just minutes from the water.
9. Do gated 55+ communities have social events?
Yes. Residents often enjoy organized activities, such as holiday parties, exercise classes, arts and crafts, and travel clubs.
10. How do I choose the right gated 55+ community in Florida?
Consider your budget, desired location, preferred amenities, HOA rules, and lifestyle priorities. Visiting in person (or trying a “Stay & Play” visit) can help you make a decision.
Find Your Perfect Florida Gated Community
Choosing a home in one of Florida’s best affordable gated 55+ communities means embracing a low-maintenance lifestyle with built-in security, everyday convenience, and plenty of opportunities to connect with like-minded neighbors. Whether you’re a full-time retiree or a seasonal snowbird, these communities deliver exceptional value without compromising on comfort or amenities.
Take the time to explore the neighborhoods that caught your eye. Use the links provided to dive into details on pricing, floor plans, and amenities. When you’re ready, connect with a local Florida real estate expert through 55places.com and discover the gated community that perfectly matches your lifestyle and budget.
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