If you've made the decision to move into a condo, your next step is to find the best location to suit your needs. Many active adults decide to settle in the counties close to New York City because they want to be close—but not too close—to all the Big Apple has to offer.
There are many other reasons to choose New York real estate, though. Here are two important ones: retirement-friendly taxes and some of the best medical care in the country. At 4 percent, New York state sales tax is relatively low when compared to other states, and there's no tax on civil service pensions, military pensions, local pensions, or NY state pensions. There's also no tax on social security; and for adults ages 59 and older, qualified pensions up to $20,000 may also be excluded.
As for hospitals, New York Presbyterian, Mount Sinai, and NYU Langone are all top-performing, with some of the nation’s finest physicians and most cutting-edge technologies. When it comes time to relax, the shores of Long Island, the serene Catskill Mountains, and parks like Harriman and Bear Mountain provide ample opportunities for hiking, boating, swimming, camping, and other worthy pursuits.
We’ve picked four stellar active adult communities that have the right ingredients for condo living in New York. Read on to learn all about them.
High $400s - Low $1Ms
Beechwood Homes completed this exceptional retirement community in 2016, and behind its gates, there are 720 resale condo and attached homes alongside resort-style amenities. There are 10 condo floor plans ranging from 970 to 2,054 square feet with one to two bedrooms and two bathrooms. The four attached home floor plans range from 2,845 to 3,359 square feet with two bedrooms and two to two-and-a-half baths. Desirable features include master suites with walk-in closets, double vanities, oak flooring, and stainless steel appliances.
Meadowbrook Pointe’s impressive clubhouse has its own business center and cafe as well as a fitness center with an indoor pool and aerobics studio. There's also a golf simulator and a ballroom, plus bocce and tennis courts and an outdoor pool. This beautiful 55+ community is on West Long Island, close to 930-acre Eisenhower Park and Jones Beach State Park.
High $400s - Low $500s
Eastern Long Island offers year-round leisure opportunities and prestigious, gated 55+ neighborhoods like The Vineyards at Blue Point. This elegant community is being developed by Ornstein Leyton Company and will have 250 new condo and attached homes upon completion.
The condos come in four models ranging from 1,553 to 1,928 square feet with two bedrooms, two bathrooms, and attached one-car garages. Features like luxury bathrooms, gourmet kitchens, and nine-foot ceilings make these homes contemporary and comfortable. There are also two attached models at 2,020 or 2,279 square feet with two bedrooms, two-and-a-half bathrooms, and attached one-car garages. These two-story floor plans include expansive master suites, high ceilings, and gourmet kitchens.
The Vineyards Club is the community’s exclusive clubhouse, and it boasts several activity and game rooms, a wine room, a state-of-the-art fitness center, and a club room with a bar. Outdoor perks include bocce courts, a heated pool, a barbecue area, walking trails, and a children’s playground. Events like holiday parties, aerobics classes, and barbecues keep homeowners connected, busy, and happy.
The town of Blue Point is about three miles from the beaches, and it's close to other attractions like Heckscher State Park and Fire Island. It's also close to the Sunrise Highway, which leads to shopping centers, grocery stores, coffee shops, restaurants, and other services.
High $100s - Low $200s
Moving towards New York’s Carmel region, we find Woodcrest at Jacobs Hill, a private active adult neighborhood with 58 resale condos developed from 2006 to 2010 by Wilder Balter Partners, Inc. There are five models sized from 750 to 1,240 square feet with one or two bedrooms, one or two bathrooms, private balconies, roomy closets, and parking in front of each elevator-equipped building.
Homeowners spend quality time at the private clubhouse, which has a fitness room with lockers, several activity rooms, and a refreshing outdoor pool. There are also walking and biking trails on the property and organized activities like yoga classes and card games. Woodcrest is a few miles from New York Presbyterian’s Hudson Valley location, and there's a Stop & Shop grocery store, a CVS, banks, a craft store, and a beauty salon along Route 6.
High $300s - Mid $500s
This gated, sophisticated condo development broke ground in 2007 in Westchester County and will have 141 new and resale condos when completed by the Cappelli Organization. Although it's not age-restricted, Trump Park Residences caters to active lifestyles by providing low-maintenance units and well-appointed interiors.
There are 13 floor plans ranging from 1,150 to 2,077 square feet with one to three bedrooms, one-and-a-half to three-and-a-half baths, and secured covered parking. Features like private patios, tall ceilings, and surrounding natural preserves give this property an upscale, tranquil atmosphere.
The list of resort-like amenities includes a fitness center, gathering rooms, a catering kitchen, a business center, a private screening room, and an outdoor pool and terrace. Homeowners also enjoy participating in yoga class, shopping outings, book club, and card games.
This 55+ community is in the Carmel area, near the Taconic Parkway and Route 6. The surrounding towns are full of grocery stores, beauty salons, pharmacies, bakeries, houses of worship, and specialty shops.