Boats at dock with bird walking on dock in Tarpon Bay Yacht Club

If an affordable retirement on the Florida coast sounds good to you, here's where to check out in Port St. Lucie.

There’s a lot to love about Florida’s Treasure Coast, from the surf-friendly waves to the history of shipwrecks and European exploration. St. Lucie was one of the first established towns in this area; its settlement dating to the early 16th century. Today, the area is popular with beachgoers, nature lovers, and active adults who love to fish, play golf, and socialize.

Some of the most affordable Florida retirement communities on the Atlantic Coast can be found in and around Port St. Lucie. This area has a number of 55+ communities that are attractive to buyers for their location, amenities, and price tags.

Tarpon Bay Yacht Club

Mid $100s - High $200s

Active adults who move to Florida in order to live on the water will be pleased with Tarpon Bay Yacht Club, a 55+ condo community that’s well within most budgets and on the shores of the St. Lucie River. There’s a boat dock and a fruit tree orchard, as well as nature trails and water elements like ponds and lakes all over the community.

Other amenities include a clubhouse, common areas, a community workshop, a pool, and tennis courts, shuffleboard courts, and pickleball courts. Happy hours, book clubs, and breakfast events are often held, and the residents living in the 120 condo units enjoy each other’s company.

Condo homes come in two different layouts at Tarpon Bay, and they have between 1,314 and 1,666 square feet. All homes have two bedrooms and two bathrooms. There are six buildings, each with three stories and elevators. For budget-savvy buyers, the basic model provides plenty of comforts, space, and access to all the community amenities.

Kings Isle

Mid $100s - High $200s

Buyers who enjoy feeling like royalty even without the family jewels and palaces might want to consider Kings Isle, where paying for a single-family or attached home does not require a royal fortune.

More than a dozen models are available as Courtyard and Manor homes. They have between 969 and 2,088 square feet, two or three bedrooms, and two bathrooms. You might also find a den in some of the resale homes, and all properties come with garage space for one or two cars.

The Cayman model has extra storage space in the garage for a golf cart or a workshop. Patio space and large master suites are standard in even the most affordable properties.

The Royal Club is the aptly named clubhouse, and it includes a fitness center, multipurpose room, library, ballroom, and a studio for arts and crafts. There’s an outdoor pool, patio, and spa, as well as shuffleboard courts, tennis courts, bocce ball courts, and horseshoe pits. A sandy beach area is provided as well as golf stalls for putting practice. 

Lake Forest

Mid $100s - Low $300s

There are no age restrictions at Lake Forest, a community of 689 affordable single-family homes, so if you’re planning to move in with family members or you’re looking for Port St. Lucie real estate that features a generational mix, this may be the right place to call home.

It’s easily accessible to major highways, including Interstate 95, and close to grocery stores, shopping malls, and fun places to eat and have coffee. Two outdoor pools, cabanas, and a fitness center make this community a great place to stay active. Residents enjoy happy hours, dinners, and food clubs.

The Preserve collection is the most affordable of Lake Forest’s homes, and there are six models named after birds that buyers can consider. They range from 1,300 to over 2,000 square feet, and have two or three bedrooms and two or three bathrooms. Some of them also include dens, and they all have two-car garages.

Buyers comfortable spending a little more can consider the five floor plans in The Estates collection. They have between 1,881 and 2,208 square feet.

LakePark at Tradition

High $100s - High $200s

New construction is in the budget for buyers in LakePark at Tradition, a 55+ community that’s part of the Tradition master-planned community developed by Minto.

Construction is still underway on the clubhouse, which will ultimately feature a fitness center and cabanas as well as a resort-style pool and an event lawn. There’s a dog park, plenty of walking trails, and residents also have access to the numerous amenities and features available within the greater Tradition community.

Villa homes in the Harbour Collection have between 1,565 and 1,862 square feet, with two bedrooms, two bathrooms, a den, and a two-car garage. The Magnolia model is a bit larger and has three bedrooms instead of a den. Single-family homes make up the Coastal Collection, they have 1,895 to 2,220 square feet. Homes have two or three bedrooms and a den, two-and-a-half baths, and two-car garages.

Magnolia Lakes - Port St. Lucie

High $100s - Mid $300s

Another active adult community that’s affordable and without age restrictions is Magnolia Lakes, which makes the most of its outdoor space.

The community is surrounded by lakes and parks, which have a picnic area, a gazebo, and a sand volleyball court. Residents enjoy a heated outdoor pool, a wading pool for children, tennis courts, and bocce ball courts. The clubhouse has a fitness center, an aerobics and dance studio, a game room, and a library.

Resale homes are available in 15 single-family floor plans, ranging in size from 1,550 to 3,577 square feet. The most affordable properties are in The Islander series, and they feature two or three bedrooms plus a den. There are two bathrooms and attached two-car garages. In The Victorian series, homes have more space and between three and five bedrooms.