The Best Treasure Coast 55+ Communities Near the Beach

Active adults seeking a picturesque, beach-side retirement should consider the 55+ communities on Florida's Treasure Coast.

If you’re going to live on the Treasure Coast in Florida, why not live near the beach? Sure, the area has a lot to offer such as golf, shops, and the freshest seafood you can find, but when buyers imagine a coastal Florida retirement, sunbathing and boating surely come into play. 

We’ve got a list of the best Treasure Coast 55+ communities that are minutes from the beach. Pack your sunscreen and bring a snorkel. It’s time for some fun in the sun.

Mid $200s - High $300s

A dock along the water at Circle Bay Yacht Club in Stuart, Florida

Buyers who want to live right on the water can choose a condo at Circle Bay Yacht Club in Stuart. This 55+ community faces the St. Lucie River, and it’s only a few minutes away from Jensen Beach. The boat docks are heated, and there are also shuffleboard courts, a pool, and a grilling area on the patio. The clubhouse includes a library, a billiards room, and a hobby shop. Friday social hours are popular within the small community, and residents also get together for art classes and yoga.

Buyers will find 295 condo units in three-story buildings with elevator access and screened balconies, many of which look out at the water. Homes offer one to three bedrooms with one-and-a-half or two bathrooms. There are covered carports and the floor plans range from 756 to 1,299 square feet.

Low $200s - High $500s

Palm trees beside a community building at Vista Del Mar in Vero Beach, Florida

Residents of Vista Del Mar in Vero Beach can’t get much closer to the beach because they’re literally living on it. They have their own private stretch of Atlantic shoreline, and they’re also in the middle of a thriving beach town, where there’s shopping, dining, and lots of entertainment. This gated 55+ condo community also has an inviting pool and patio, shuffleboard courts, bocce ball courts, a picnic area, and several walking trails. There’s a clubhouse with a multi-purpose room, billiards, and a library.

For being on the beach, these resale condo homes are affordable and spacious. They feature 800 to 2,000 square feet and have one or two bedrooms and one or two bathrooms. Condos offer Florida rooms and private balconies, as well as assigned parking. Some homes have upgrades like tile floors. Anyone who wants to mix and mingle with locals can easily access local parks like Round Island Beach Park, which is a short drive from Vista Del Mar.

Mid $100s - Low $200s

Lounge chairs and palm trees surrounding the outdoor pool at Tarpon Bay Yacht Club in Port St. Lucie, Florida

With boat docks and proximity between the property and the beach, Tarpon Bay Yacht Club is an excellent choice for active adult buyers who want to be as close as possible to the water without buying a houseboat. The condo units are between 1,314 and 1,666 square feet and have two bedrooms and two bathrooms. The 120 units are located in six three-story buildings, which all have elevators and security. This 55+ community is professionally managed, and exterior maintenance and landscaping are taken care of by the community association.

The boat docks on the water can accommodate vessels up to 50 feet with a six-foot draft. Kitching Cove and the St. Lucie Inlet take boaters out to the Intracoastal Waterway and the Atlantic, and if kayaking is more your thing, there’s good news—the Okeechobee Canal is close by.

Amenities outside of the easy beach access include a clubhouse with a workshop and a common area. There’s a library, billiards, and a multi-purpose room where meetings and community events are held. At Tarpon Bay Yacht Club, residents have access to a pool, patio, shuffleboard, pickleball, and tennis courts. The grounds are well-landscaped with lush native foliage and mature fruit trees.

Mid $200s - Mid $300s

Exterior view of an attached home at Sea Pines in Hobe Sound, Florida

Sea Pines is an established 55+ community in a desirable location, especially for buyers who want to live a beach-ready lifestyle. Hobe Sound has a tranquil and tourist-free beach as well as a nature center and Jonathan Dickinson State Park, where visitors can go boating, fishing, or hiking. The attached homes at Sea Pines are comfortable and low-maintenance with two bedrooms, two bathrooms, and an attached one-car garage. They offer 1,296 square feet and a den.

Residents enjoy the clubhouse, which includes a library, a multi-purpose room, and billiards. There’s also an outdoor pool and patio, as well as two shuffleboard courts. The social scene in this community is lively thanks to clubs and activities like dive club, water aerobics, bingo, movie and game nights, potlucks, holiday parties, and garage sales. There are frequent day trips—often to the beach.

High $100s - Low $300s

Palm trees beside a community building at Palm Grove in Fort Pierce, Florida

Several beaches are within walking distance of Palm Grove, a gated 55+ community with single-family homes. They’re between 1,355 and 2,766 square feet with two or three bedrooms and two bathrooms. There’s an attached one-car garage, and most of the properties come with upgrades such as granite counters, high ceilings, and spacious owner suites. Homes also have screened porches and plenty of storage space.

Amenities include a clubhouse with a gathering room, library, card room, and an exercise room. Residents can play table tennis, shuffleboard, and bocce ball. There’s also an outdoor pool and patio, and lots of biking and walking trails that take residents past ponds and greenspaces. The closest beaches include South Beach Park, which is great for swimming, and Fort Pierce Inlet State Park. These—and other local beaches—are just a few minutes away from Palm Grove. 

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and
Details here.

Share this post:

We're here to help! (800) 928-2055

Call us to speak with a customer service representative.

Subscribe to Our Newsletter

Get Weekly Updates

I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting Message/data rates may apply. I also agree to’s Privacy Policy and Terms of Use.

The Best Places to Snowbird in 2021

We’ve gathered 25 of the best places for snowbirds, including cities in Florida, Arizona, California, Texas, South Carolina, and Nevada. For each entry, we’ve also provided a list of recommended 55+ communities in the area. If you’re ready to find your own winter retreat this season, here are some of the best places to consider.

A 55+ couple relaxing in lounge chairs on the beach.

25 Cheap Active Adult Communities for an Affordable Retirement

From scenic locations to impressive amenities, these communities provide a range of opportunities for active adults to enjoy their golden years while staying within their budget. Let’s explore 25 active adult communities that offer an affordable retirement experience.

Interest Rate vs. APR (And Other Mortgage Questions)

The mortgage process is pretty complicated. Even if you’ve gone through it before, it’s easy to get tripped up with all the steps, documentation, and financial jargon of it all. Are you planning on applying for a mortgage soon? Before diving straight in, here are some answers to commonly asked mortgage questions.

Two 55+ active adults relaxing in lounge chairs by the beach.

How to Decide Which State to Retire In

It’s common for active adults to relocate to a new state for retirement, and with thousands of 55+ communities across the country, it’s difficult to find the perfect place without narrowing the search first by state. The best guideline is to move to a state that can provide the lifestyle you’re looking for.

An asthmatic 55+ woman reaching for an inhaler.

The Best Places to Retire If You Have Asthma

Climate, geography, and access to health care providers are all key considerations for those with a chronic health condition. Let’s explore some of the best places to retire if you have asthma and what factors may be particularly important to you in a retirement destination.

Happy senior couple relaxes while fishing together by the lake in their 55+ community.

55+ Communities for Lake Lovers: Discover the Top 5 Destinations

Boating, fishing, swimming, and other water sports are popular pastimes for many active adults. While these activities are frequently found in coastal areas, water-loving retirees can enjoy living inland when they choose a community that offers access to a lake!

A mature woman explores an art gallery with her granddaughter in one of her favorite retirement cities.

The 4 Best Places to Retire if You Love Art

Retirement is your chance to devote yourself to the pastimes you love! If you love art, a handful of places across the U.S. will suit you best. Today, the team at is here to explore communities all over the nation that you’re sure to love.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

Scroll to Top