St. Louis Area, MO 55+ Active Adult Retirement Communities

The St. Louis, MO area is an excellent location to consider for retirement. The city is full of history, culture, and vibrant neighborhoods that make it a unique place to live. One of the most significant benefits of St. Louis is its affordable cost of living, which makes it an attractive option for retirees looking to enjoy their retirement years without breaking the bank. 

The St. Louis, MO area is an excellent location to consider for retirement. The city is full of history, culture, and vibrant neighborhoods that make it a unique place to live. One of the most significant benefits of St. Louis is its affordable cost of living, which makes it an attractive option for retirees looking to enjoy their retirement years without breaking the bank. 

Here are a few local website resources for those considering visiting or moving to the St. Louis area:

  1. Explore St. Louis - The official tourism website for St. Louis, providing information on everything from restaurants and events to hotels and attractions.
  2. St. Louis Post-Dispatch - The city's primary newspaper, featuring local news and events.
  3. NextSTL - A website dedicated to urban planning and development in St. Louis, with articles and news about real estate, transportation, and sustainability.

St. Louis Area Affordability and Cost of Living 

St. Louis has a relatively low cost of living compared to other metropolitan areas in the United States. According to Best Places, the cost of living in St. Louis is 11.2% lower than the national average. The housing market in St. Louis is also relatively affordable, with a median home price of around $222,100. Groceries and transportation are also more affordable compared to other major cities. 

Missouri's state income tax ranges 1.5 to 4.95 percent but Social Security and some other types of retirement income are exempt. Sales tax in the city is 8.3 percent, which includes the state tax and local taxes. Property taxes in St. Louis County are relatively high, with an average effective rate of 1.25 percent. However, Missouri does not have an estate tax or an inheritance tax, making it a good option for retirees who want to leave assets to their heirs without incurring additional taxes. 

St. Louis Area Climate and Geography 

St. Louis has a humid subtropical climate, with hot and humid summers and cold winters. The average high temperature in the summer is around 90 degrees, while the average low in the winter is around 23 degrees. Winter snowfall is moderate, with an average of 17 inches per year. St. Louis was ranked the 8th most thunderstorm-prone city in the U.S. by the National Oceanic and Atmospheric Administration (NOAA) and while storms are most common in the spring and summer they can occur year round.

St. Louis area scenery is marked by rolling hills and scenic rivers, with the Mississippi River running along the eastern edge of the city. Forest Park, one of the largest urban parks in the country, provides a vast green space for outdoor activities and recreation. The Gateway Arch, a symbol of the city, stands 630 feet tall and provides beautiful views of the city and surrounding landscape.   

Recreation, Shopping, and Entertainment Near St. Louis Area 

Visitors and residents enjoy a variety of recreational activities, cultural events, shopping, and entertainment options. Here are some highlights:

Golf and Racquet Sports Near St. Louis Area

  • Forest Park Golf Course
  • Tower Tee Par-3 and Driving Range
  • Dwight Davis Tennis Center

Hiking, Biking and Boating Near St. Louis Area

  • Katy Trail State Park
  • Grant's Trail
  • Riverfront Trail
  • Creve Coeur Lake Memorial Park

Museums and Historical Sites Near St. Louis Area

  • Saint Louis Art Museum
  • Missouri History Museum
  • The Magic House, St. Louis Children's Museum
  • The Gateway Arch

Performing Arts Near St. Louis Area

  • Fox Theatre
  • The Muny
  • St. Louis Symphony Orchestra
  • The Pageant

Shopping Near St. Louis Area

  • The Delmar Loop
  • Saint Louis Galleria
  • Plaza Frontenac
  • Central West End

Parks and Gardens Near St. Louis Area

  • Missouri Botanical Garden
  • Tower Grove Park
  • Laumeier Sculpture Park
  • Bellefontaine Cemetery

Festivals and Fairs Near St. Louis Area

  • St. Louis Renaissance Festival
  • St. Louis International Film Festival
  • Missouri Botanical Garden Lantern Festival
  • St. Louis Earth Day Festival

These are just some of the many options for recreational activities and entertainment in the St. Louis area. Visitors and residents alike can find something to enjoy year-round.

St. Louis Area Health and Wellness 

There are a variety of health and wellness support options for 55+ active adults in the St. Louis area. Several local fitness centers and gyms offer yoga, tai chi, and low-impact aerobics classes specifically for seniors. The many parks in the area, including Katy Trail State Park and Castlewood State Park, are great for outdoor exercise and recreation. St. Louis also holds the Senior Olympics, an annual event that promotes healthy living and fitness for individuals over the age of 50, with events such as swimming, tennis, and track and field. 

St. Louis is home to several major medical centers, including Barnes-Jewish Hospital, ranked by U.S. News & World Report as the #1 hospital in the state of Missouri. Other notable hospitals in the area include Mercy Hospital St. Louis and SSM Health St. Joseph Hospital - St. Charles

Recommended Itinerary for Visiting St. Louis Area 55+ Communities

Day One



  • Head to the Gateway Arch National Park and take a tram ride to the top of the Gateway Arch, an iconic symbol of St. Louis.
  • Visit the St. Louis Art Museum, featuring over 34,000 works of art.
  • Enjoy lunch at Union Loafers Cafe and Bread Bakery, known for its artisan bread and sandwiches.
  • Drive through various St. Louis neighborhoods and get a feel for the different areas.
  • Visit a local shopping district like The Delmar Loop or Central West End for some shopping and people watching.


  • Have dinner at Tony's, an upscale Italian restaurant in downtown St. Louis.
  • Catch a show at The Fabulous Fox Theatre, a historic theatre known for its Broadway shows and concerts.

Day Two


  • Grab breakfast at Half & Half, a popular breakfast spot known for its biscuits and gravy and breakfast sandwiches.
  • Meet with your local 55places expert retirement community partner agent for a discussion of what you are looking for in a retirement community and tour potential 55+ communities in the area.



  • Have dinner at The Hill, a neighborhood known for its Italian cuisine and historic architecture.

Getting to the St. Louis Area

There are several transportation methods available to get to St. Louis:

  • St. Louis Lambert International Airport is the main airport in the region, offering domestic and international flights from major airlines such as American Airlines, Delta Air Lines, Southwest Airlines, United Airlines, and more.
  • Amtrak provides rail service to St. Louis with the Missouri River Runner and the Texas Eagle lines.
  • Greyhound and Megabus both provide bus service to St. Louis.
  • Major highways leading into St. Louis include Interstate 70, Interstate 44, and Interstate 64.
  • The MetroLink light rail system provides transportation within the St. Louis metropolitan area.
  • St. Louis is located on the Mississippi River and can be accessed by various riverboat and ferry services.

Retiring to the St. Louis area provides 55+ adults with great quality of life with a low cost of living. The area has a variety of housing options, from urban living to suburban communities, and plenty of recreational activities, cultural events, and entertainment options. 

Communities Near St. Louis Area

Price Range

Rent or Buy

Home Types

Age Restriction

New Construction or Resale

Community Size



Price Range




5 communities near St. Louis Area

0 Homes for Sale

Heritage of Hawk Ridge - Lake St. Louis, MO

Heritage of Hawk Ridge

For Sale
  • Mid $300ks - Mid $500ks
  • 440 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2000 - 2020
  • 8 reviews
Greendale Manor - St. Charles, MO

Greendale Manor

For Sale
  • Mid $100ks - High $100ks
  • 56 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2006 - 2006
  • No Reviews
Meadows of Wildwood - Grover, Missouri

Meadows of Wildwood

For Sale
  • Low $400ks - High $500ks
  • 64 Homes
  • 55+ Age Restriction
  • Resale Homes Only
  • 2006 - 2015
  • No Reviews
Inverness - Dardenne Prairie, MO


For Sale
  • Low $400ks - Mid $900ks
  • 324 Homes
  • 55+ Age Restriction
  • New And Resale Homes
  • 2020 - Present
  • No Reviews
Viva Bene St. Peters - St. Peters, MO

Viva Bene St. Peters

For Rent
  • 1700s - 3400s
  • 161 Apartments
  • 55+ Age Restriction
  • New Homes Only
  • 2023 - Present
  • No Reviews


1056 Southern Hills Drive, Banning, CA

Meadow Ranch Community

  • 3 bed
  • |
  • 3 bath
  • |
  • 2320 SqFt
MLS CV23099287
Call Us: (800) 928-2055

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