7 Good Reasons to Retire in Texas

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan™ Homebuyers Guide.

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Whether you want to retire on a lake or in the big city, Texas has it.

More than 29 million people hang their hats in the Lone Star State. Spanning more than 268,000 square miles, Texas rises as the country’s second-largest state, behind only Alaska.

In Texas, residents can experience all kinds of cultures, flavors, and weather conditions—sometimes in the same day. Texas is so vast that it encompasses several regions with distinctly different climates, from the balmy weather along the coast to the arid weather in West Texas. Whether your taste, Texas has it, whether you dream of retiring in a charming small town or you crave the energy and excitement of big-city living.

Retirees from all over the country continue to flock to Texas. Last year, we named San Antonio as the No. 5 best place to retire, while three cities were named on our most affordable places to retire list this year.

The best places to retire in Texas can be found throughout the state, from the rolling hills of the Texas Hill Country to the tree-lined streets of the Dallas or Houston suburbs. Whether you’re actively looking for homes for sale in Texas or just beginning your search of the best retirement destinations, check out these seven reasons to retire in Texas.

1. A Low Cost of Living

Retirees who live in Texas find that their dollars stretch further than other locations. San Antonio, Waco, and Wichita are among the top 20 most affordable places to retire, according to 55places.

According to Sperling’s Best Places, Texans spend less on groceries, health care, housing, utilities, and miscellaneous items such as restaurant meals and entertainment than retirees in other states.

2. High-Quality Health Care

Retirees who live in Texas can take comfort knowing they’re near some of the nation’s best medical facilities. The state contains more than 600 hospitals, with many nationally ranked in various specialties such as cardiology, cancer, and gastroenterology. The No. 1 ranked hospital in Texas, Houston Methodist Hospital, is nationally ranked in eight adult specialties.

3. Happiness Abounds

When retirees decide to settle in Texas, there’s a good chance they’re enjoying life. Texas is home to some of the country’s happiest people, according to a WalletHub study that compared more than 180 of the largest U.S. cities across 31 key happiness indicators. The happiest city? Plano, Texas, with its spectacular natural beauty, fun-packed attractions, and proximity to Downtown Dallas. Grand Prairie claimed the No. 7 spot.

4. Cultural Diversity

Texas’ cultural make-up is as varied and vast as the state’s landscape. People from all over the world move to Texas, giving the state a rich and robust culture. Retirees who want to embrace new friendships and meet people from different backgrounds will feel right at home in the Lone Star State. According to WalletHub, Texas is the second most diverse state in the country, behind only California.

5. No State Income Tax

Texas is one of only seven states with no state income tax. This means retirees can earn and spend income without having to give it to the state. Instead, Texas gets its revenue from a 6.25 percent sales tax along with taxes and royalties on oil and natural gas production.

6. A Friendly, Welcoming Culture

When retirees live in Texas, they find themselves among friends. Some of the friendliest cities in the country are in Texas. Travel + Leisure asked readers to rank more than 400 cities and towns on 70 different features. Readers voted San Antonio as the friendliest city in America, with Houston coming in at No. 2 and Fort Worth claiming the No. 7 spot. Texans are often quick to tip their hats, help neighbors in need, or just drop in to say “howdy.”

7. Entertainment For All

Retirees who want to live life to the fullest can explore their passions and pick up new ones in Texas. There’s no shortage of entertainment options and recreation opportunities. From enjoying live music in Austin to fishing off the coast of Galveston, retirees can follow their whims and savor something new every day.

A Rewarding Retirement in Texas

Texas is a dynamic state with so much to offer in terms of history, culture, and recreation. The state also shines with natural beauty, from fields of bluebonnets to miles and miles of ranch land. With a reasonable cost of living and plenty of active adult communities to choose from, retirees can pursue what they love and live their best life in Texas.

Can you spot the $207,744 difference between these identical homes?

Financing is the difference!

Get the details in The 62+ Loan™ Homebuyers Guide.

55places Mortgage is a joint venture between Mutual of Omaha Mortgage and 55places.com.
Details here.

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I agree that 55places and its affiliates, partner providers or agents may call, text, or email me about my inquiry, which may be made with automated means. I understand that my consent is not a prerequisite for buying a property. I may revoke my consent at any time by contacting optout@55places.com. Message/data rates may apply. I also agree to 55places.com’s Privacy Policy and Terms of Use.

Moving to Savannah, GA: Everything Retirees Need to Know

There’s no denying Savannah, Georgia is one of the most beautiful cities in the U.S. There are stately homes and historic sites around every corner, a lively culinary scene, and easy access to some of the Southeast’s most scenic beaches. If all of this has piqued your interest, here’s what to consider before moving to Savannah.

The downtown city skyline at dusk on the Cumberland River in Nashville, Tennessee.

Nashville Retirement Communities: Find Your Ideal 55+ Haven

Nashville retirement communities offer easy access to this exciting urban setting as well as outdoor recreation in a four-season climate. If you’re considering retiring in the Nashville area, then check out these 55+ communities.

Exploring the Del Webb Communities in Tennessee

Tennessee has excellent appeal for all kinds of lifestyles and tastes. Active adults who like to spend time outdoors will find solace in state parks and urbanites love access to cities like Nashville and Memphis. Buyers who want to move to a 55+ community in TN, Del Webb is behind two communities in the state.

A side-by-side image of Charlotte, North Carolina and Nashville, Tennessee.

Charlotte vs Nashville: Which Is Better for Your Retirement?

While these cities share pleasant climates, big-city entertainment, and historic charm, each offers plenty of unique features to consider. Take a closer look at the similarities and differences between the retirement destinations of Nashville and Charlotte to help you decide which city best meets your needs.

About 55places

We’re changing the way people 55 and older are searching for their perfect next place. With a national network of hand-selected real estate experts, plus comprehensive information, unbiased content, and on-the-go insight about thousands of communities across the country, we’re a trusted resource paving the way from here to home. Whether you’re interested in a low-maintenance single-level residence, an active lifestyle or age-qualified community, an intimate enclave, or anything in between, we can help you make your next move the best one yet.

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