55+ Apartments for Rent: Discover the Hottest Markets Across the U.S.

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Many active adults are exploring 55+ apartments for rent, eager to free up their time for activities that truly bring them joy. We’re highlighting five states—Texas, North Carolina, Arizona, Florida, and Georgia—and their hottest rental hubs for 55+ living.

A bench on the grounds of Overture Hamlin in Winter Garden, Florida.

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If you’ve ever daydreamed about ditching your snow shovel and lounging at the pool or trading house repairs for happy hours, you’re in good company. Rather than spending time on home upkeep, many active adults are exploring 55+ apartments for rent, eager to free up their time for activities that truly bring them joy.

Homeownership among those aged 50 to 65 has declined in recent years, according to the Center for Retirement Research. Some active adults choose to rent because they’re relocating and want to explore their new destination before settling down. Others are curious about life in a 55+ community and want to test the waters before making a long-term commitment. And still others like the convenience and flexibility that renting offers.

Maybe you’re looking for a fresh start in a lifestyle-rich state. Whether you want desert views, coastal breezes, or big-city excitement, we’ve got you covered. In this post, we’re highlighting five states—Texas, North Carolina, Arizona, Florida, and Georgia—and their hottest rental hubs for 55+ living.

1. Texas

The outdoor pool at Album Benbrook in Benbrook, Texas.

Texas offers an appealing blend of affordability and variety. And since there’s no state income tax in the Lone Star State, you can stretch your retirement dollars further here. Whether you want to live in the scenic Hill Country, along the shores of South Padre Island, or near a big city like Houston or Dallas, there’s something for everyone. While most housing units in Texas are occupied by homeowners with a mortgage, the number of 55+ apartments for rent is growing rapidly, especially around big cities.

For active adults considering renting in Texas, you’ll find 55+ communities offering everything from golf courses to social clubs, along with low-maintenance living. Popular areas like Austin, San Antonio, and Dallas are seeing a boom in rental options, making it easier than ever to find a place that suits your lifestyle. Whether you want a laid-back retreat or easy access to museums and nightlife, Texas is a top contender for your next home.

Top Rental Area: Dallas-Fort Worth Area

Dallas-Fort Worth is an especially popular rental area due to its variety of 55+ communities, strong job market for semi-retirees, and many desirable amenities.

2. North Carolina

Rendering of the entrance to Album Huntersville in Huntersville, North Carolina.

Active adults continue to be drawn to North Carolina for its mild climate, spectacular scenery, and low cost of living compared to other parts of the country. With its beautiful coastlines and the magnificent Blue Ridge Mountains, the state is a dream retirement destination for outdoor enthusiasts. The homeownership rate in North Carolina is about the same as the U.S. average, meaning the state is home to a sizable portion of renters. As one in five North Carolinians is aged 65 or older, 55+ communities are expanding to keep up with demand.

For those looking for 55+ apartments for rent, North Carolina offers numerous active lifestyle communities, from beachside towns to mountain retreats. Popular cities like Raleigh, Charlotte, and Asheville are seeing big growth in rental options tailored to active adults, offering easy access to nature, culture, and healthcare. Whether you want a slower pace or you want to be in the mix of it all, North Carolina’s 55+ apartment market provides plenty of choices to suit your lifestyle.

Top Rental Area: Charlotte Area

Charlotte is one of the state’s hottest cities for active adults who want to rent. The city’s health care access, vibrant suburbs, and senior-friendly design make it a standout.

3. Arizona

The outdoor pool and grounds of Amberlin Arrowhead in Glendale, Arizona.

Arizona, with its year-round sunshine and stunning landscapes, has been a retirement hotspot through the generations. Some active adults move to the Grand Canyon State for its desert climate that’s easy on the joints. Others choose Arizona for its low property taxes and the appeal of paying no tax on Social Security benefits. About one in four Arizonans is age 65 or older, and the state boasts numerous 55+ communities for them to call home. Cities like Phoenix, Scottsdale, and Tucson are especially known for their robust active adult communities.

If you’re interested in exploring 55+ apartments for rent, the state contains numerous age-restricted communities that offer everything from resort-style amenities to access to golf courses, hiking trails, and cultural events. Whether you prefer a bustling city with endless activities or a quieter desert retreat, Arizona’s 55+ rental market provides plenty of choices to suit a variety of lifestyles. The growing number of rental options makes it easier than ever to find your perfect retirement home in the Grand Canyon State.

Top Rental Area: Phoenix Area

Phoenix is a rental hotspot thanks to its abundant 55+ options, resort-style amenities, and golf and recreation opportunities.

4. Florida

The outdoor pool at Album Monterey Pointe in Kissimmee, Florida.

Florida has earned its reputation as a retirement haven, and it continues to lead the pack for active adults seeking sunshine, tax benefits, and a high quality of life. Here, you’ll pay no tax on Social Security benefits and no state income tax. By 2030, more than a quarter of Floridians will be age 65 or older, and there are plenty of 55+ communities to accommodate them. Whether you want to live near the beach or golf right in your own community, you can find exactly what suits you in the Sunshine State.

For those looking to rent, Florida offers an array of 55+ apartment options across its many cities and towns. From exciting hubs like Miami and Tampa to serene beach towns like Naples and Sarasota, the state has a 55+ rental community for every lifestyle. These communities provide a mix of activities, social clubs, and amenities like pools, fitness centers, and organized events to keep you busy and connected. With such a wide variety of rental options and no state income tax, Florida remains a top choice for retirees looking to enjoy the best of both convenience and relaxation.

Top Rental Area: Orlando-Kissimmee Area

Orlando-Kissimmee stands out for its proximity to attractions, walkable communities, and affordability.

5. Georgia

The outdoor pool at Annabelle on Main in Duluth, Georgia.

Georgia is at the top of many retirees’ lists for its moderate climate, low cost of living, and irresistible Southern Charm. Retiring in the Peach State means you can enjoy everything from the world-class dining and entertainment in Atlanta to the peaceful foothills of the Appalachians. By 2030, more than 20% of Georgia’s population will be 60 or older, and the state is ready with 55+ communities that cater to active lifestyles.  

Looking to rent? Georgia offers a variety of 55+ apartment communities, particularly in cities like Atlanta, Augusta, and Savannah, where you’ll find easy access to cultural amenities, health care, and outdoor activities. Whether you prefer a bustling urban environment or a quieter, nature-filled setting, Georgia has options for every preference. These communities are designed with social opportunities, fitness amenities, and low-maintenance living, allowing you to focus on enjoying your retirement to the fullest. With its perfect mix of affordability, charm, and options for an active lifestyle, Georgia continues to be a top destination for renters looking to settle into a vibrant 55+ community.

Top Rental Area: Atlanta Area

The Atlanta metro area boasts an expanding 55+ rental market with strong infrastructure and transit.

Renting isn’t just practical—it’s also empowering. When you rent, you don’t have to worry about property taxes or home maintenance. And when adventure calls, you’re free to pack up and go as you wish.

Whether you love the desert skies of Arizona, the coastal charm of North Carolina, or the cultural buzz of Georgia, take some time to research the 55+ apartments for rent in the states that call to you. Your dream lifestyle doesn’t have to come with a mortgage. Explore 55+ rental communities on 55places.com or contact us today for more information.

A "Learn more" button over an image of Overture Doral in Doral, Florida.
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Audrey Sellers
Audrey Sellers is a Southern California-based contributor to 55places, offering insights into the vibrant communities that cater to active adults. With a diverse background including writing for Coldwell Banker and residing in dynamic cities like Houston and Dallas, Audrey brings over 20 years of expertise in publishing, journalism, and marketing to her work. Her passion for storytelling and keen understanding of real estate trends make her a trusted voice in the industry, providing readers with valuable information to make informed decisions about their next chapter in life. View all authors

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