If you’ve ever daydreamed about trading house repairs for happy hours, you’re in good company. Rather than spending time on home upkeep, many active adults are exploring 55+ apartments for rent, eager to free up their time for activities that truly bring them joy.
Homeownership among those aged 50 to 65 has declined in recent years, according to the Joint Center for Housing Studies of Harvard University. Some active adults choose to rent because they’re relocating and want to explore their new destination before settling down. Others are curious about life in a 55+ community and want to explore it before making a long-term commitment. And still others like the convenience and flexibility that renting offers.
Maybe you’re looking for a fresh start in a lifestyle-rich state. Whether you want desert views, coastal breezes, or big-city excitement, we’ve got you covered. In this post, we’re highlighting the top five states and their hottest rental hubs for 55+ living—ranked according to exclusive 55places.com sales data, reflecting where active adults are most eager to call home.
1. Texas
Texas offers an appealing blend of affordability and variety. And since there’s no state income tax in the Lone Star State, you can stretch your retirement dollars further here. Whether you want to live in the scenic Hill Country, along the shores of South Padre Island, or near a big city like Houston or Dallas, there’s something for everyone. While homeowners occupy most housing units in Texas with mortgages, the number of 55+ apartments for rent is growing rapidly, especially around major cities.
For active adults considering renting in Texas, you’ll find 55+ communities offering a range of amenities, including golf courses and social clubs, as well as low-maintenance living. Popular areas like Austin, San Antonio, and Dallas are seeing a boom in rental options, making it easier than ever to find a place that suits your lifestyle. Whether you want a laid-back retreat or easy access to museums and nightlife, Texas is a top contender for your next home.
Top Rental Area: Austin-Georgetown Area
The Austin-Georgetown area offers a mix of low-maintenance, resort-style living and convenient access to both small-town charm and big-city amenities. Active adult rental communities in this area offer social opportunities, modern amenities such as fitness centers and pickleball courts, and the freedom from home upkeep. The area’s affordability, strong sense of community, and proximity to health care, shopping, and entertainment make it an appealing choice for retirees.
Popular 55+ Rental Communities in the Austin-Georgetown Area
2. Florida
Florida has earned its reputation as a retirement haven, and it continues to lead the pack for active adults seeking sunshine, tax benefits, and a high quality of life. Here, you’ll pay no tax on Social Security benefits and no state income tax. By 2030, more than a quarter of Floridians will be 65 or older, and numerous 55+ communities will be available to accommodate them. Whether you want to live near the beach or golf right in your own community, you can find exactly what suits you in the Sunshine State.
For those looking to rent, Florida offers a variety of 55+ apartment options across its numerous cities and towns. From exciting hubs like Miami and Tampa to serene beach towns like Naples and Sarasota, the state offers a 55+ rental community to suit every lifestyle. These communities offer a diverse range of activities, social clubs, and amenities, including pools, fitness centers, and organized events, to keep you engaged and connected. With its wide variety of rental options and no state income tax, Florida remains a top choice for retirees seeking to enjoy the best of both convenience and relaxation.
Top Rental Area: Orlando-Kissimmee Area
Active adults often choose to rent in the Orlando-Kissimmee area because it offers a combination of active, social, and low-maintenance living, along with a warm climate and a prime location. The region offers 55+ communities that include modern amenities like fitness centres, pools, clubs, and planned activities. Moreover, the area offers convenient access to shopping, health care, and major entertainment, including Walt Disney World.
Popular 55+ Rental Communities in the Orlando-Kissimmee Area
| Davenport, FL | The Pointe at Siena Ridge |
| Kissimmee, FL | Mariblu Hunters Creek Album Monterey Pointe |
| Winter Garden, FL | Overture Hamlin |
| Winter Park, FL | Rosalia Winter Park |
3. Arizona
Arizona, with its year-round sunshine and stunning landscapes, has been a retirement hotspot through the generations. Some active adults move to the Grand Canyon State for its desert climate, which is easy on the joints. Others choose Arizona for its low property taxes and the appeal of paying no tax on Social Security benefits. About one in four Arizonans is age 65 or older, and the state boasts numerous 55+ communities for them to call home. Cities like Phoenix, Scottsdale, and Tucson are primarily known for their robust active adult communities.
If you’re interested in exploring 55+ apartments for rent, the state offers numerous age-restricted communities that provide a range of amenities, including resort-style facilities, access to golf courses, hiking trails, and cultural events. Whether you prefer a bustling city with endless activities or a quieter desert retreat, Arizona’s 55+ rental market provides plenty of choices to suit a variety of lifestyles. The growing number of rental options makes it easier than ever to find your perfect retirement home in the Grand Canyon State.
Top Rental Area: Phoenix Area
Many active adults enjoy renting in the Phoenix area for its year-round sunshine, active lifestyle, and low-maintenance living. The region offers numerous 55+ rental communities with resort-style amenities, including pools, fitness centers, and social clubs, all set amid scenic desert landscapes. At the same time, Phoenix’s strong health care network, vibrant culture, and mild winters make it an ideal spot for active retirees.
Popular 55+ Rental Communities in the Phoenix Area
4. Georgia
Georgia is at the top of many retirees’ lists for its moderate climate, low cost of living, and irresistible Southern Charm. Retiring in the Peach State means you can enjoy everything from the world-class dining and entertainment in Atlanta to the peaceful foothills of the Appalachians. By 2030, more than 20% of Georgia’s population will be 60 or older, and the state is ready with 55+ communities that cater to active lifestyles.
Georgia offers a variety of 55+ apartment communities, particularly in cities like Atlanta, Augusta, and Savannah, where you’ll find easy access to cultural amenities, health care, and outdoor activities. Whether you prefer a bustling urban environment or a quieter, nature-filled setting, Georgia offers options to suit every preference. These communities are designed with social opportunities, fitness amenities, and low-maintenance living, enabling you to enjoy your retirement to the fullest. With its perfect blend of affordability, charm, and options for an active lifestyle, Georgia remains a top destination for renters seeking to settle into a vibrant 55+ community.
Top Rental Area: Atlanta Area
Many 55+ adults are drawn to renting in the Atlanta Metropolitan Area because it offers an appealing mix of Southern lifestyle, attractive amenities, and practical living. Renting in this area offers active adults the flexibility and low-maintenance living they often prefer, while still providing easy access to urban conveniences, shopping, dining, and outdoor attractions.
Popular 55+ Rental Communities in the Atlanta Area
5. North Carolina
Active adults continue to be drawn to North Carolina for its mild climate, spectacular scenery, and low cost of living compared to other parts of the country. With its beautiful coastlines and the magnificent Blue Ridge Mountains, the state is a dream retirement destination for outdoor enthusiasts. The homeownership rate in North Carolina is approximately the same as the U.S. average, indicating that the state is home to a sizable portion of renters. As one in five North Carolinians is aged 65 or older, 55+ communities are expanding to keep up with demand.
For those seeking 55+ apartments for rent, North Carolina offers numerous active lifestyle communities, ranging from beachside towns to mountain retreats. Popular cities like Raleigh, Charlotte, and Asheville are seeing big growth in rental options tailored to active adults, offering easy access to nature, culture, and health care. Whether you want a slower pace or you want to be in the mix of it all, North Carolina’s 55+ apartment market provides plenty of choices to suit your lifestyle.
Top Rental Area: Charlotte Area
The Charlotte offers a balance of city convenience and suburban comfort, with access to excellent health care, dining, and outdoor recreation. The region features numerous active adult rental communities that offer low-maintenance living, social opportunities, and a range of amenities. Renting offers older adults flexibility and freedom from the responsibilities of homeownership, enabling them to enjoy an active lifestyle in a welcoming Southern setting.
Popular 55+ Rental Communities in the Charlotte Area
FAQ: 55+ Apartments for Rent
1. What does “55+ apartment” mean?
A 55+ apartment is a rental community designed for active adults aged 55 and older. These age-restricted properties offer low-maintenance living with access to onsite amenities, including fitness centers, pools, walking trails, and/or social events. Residents enjoy the freedom of renting while living among peers with similar lifestyles.
2. Do you have to be 55 to live in a 55+ apartment?
Typically, at least one resident in each unit must be 55 years or older. Some communities allow younger spouses or partners to live there, but age requirements can vary by property. Always confirm a community’s specific eligibility rules before applying.
3. What’s typically included in the rent for 55+ apartments?
Most 55+ apartment rentals include maintenance, landscaping, and access to amenities. Some may also cover water, internet, cable, or trash collection. Check each lease for details, as inclusions vary by location and property type.
4. Are 55+ apartments cheaper than owning a home?
They can be. Renting eliminates property taxes, HOA fees, and repair costs. While rent varies by region and community, many retirees find that monthly expenses are lower or more predictable compared to homeownership, especially when factoring in maintenance savings.
5. What amenities do 55+ apartments usually offer?
Most active adult apartment communities offer clubhouses, fitness centers, swimming pools, walking trails, and planned social events. Many also provide onsite staff, security features, and pet-friendly spaces, making it easy to stay active and connected.
6. Are 55+ rental communities pet-friendly?
Yes, many are! Most 55+ apartments welcome pets, though there may be restrictions on size, breed, or number of pets. Some even include dog parks, pet-washing stations, or nearby trails designed for pet owners.
7. How much do 55+ apartments for rent usually cost?
Rental costs vary widely by location and amenities. Nationally, most 55+ apartments range from approximately $1,500 to $3,000 per month, although high-demand areas like Florida, Arizona, and California may have higher rates. Smaller towns and inland metros often offer more affordable options.
8. Do 55+ apartment communities have income requirements?
Yes, most require proof of income or financial stability to ensure you can meet rent obligations. Some communities, especially those offering affordable housing, may also have maximum income limits set by local housing authorities.
9. Where are the most popular places to find 55+ apartments for rent?
Top destinations include Florida, Arizona, Texas, North Carolina, and Georgia—all known for affordable living, warm climates, and strong 55+ rental markets. Cities like Austin, Orlando, Phoenix, Atlanta, and Charlotte have especially robust options for active adults.
10. How can I find the right 55+ apartment community for me?
Start by deciding your priorities: climate, cost, proximity to family, or access to golf and social clubs. Then browse listings on 55places.com, where you can filter by location, amenities, and lifestyle preferences. Once you’ve narrowed it down, schedule tours and speak with residents to get a sense of the community vibe.
Embrace the Freedom of Renting
Renting isn’t just practical—it’s also empowering. When you rent, you don’t have to worry about property taxes or home maintenance. And when adventure calls, you’re free to pack up and go as you wish.
Whether you love the desert skies of Arizona, the coastal charm of North Carolina, or the cultural buzz of Georgia, take some time to research the 55+ apartments for rent in the states that call to you. Your dream lifestyle doesn’t have to come with a mortgage. Explore 55+ rental communities on 55places.com or contact us today for more information.
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