The Villages at Oak Tree provides homeowners with a quaint, affordable 55+ community.

Charlotte, North Carolina and its surrounding area is a popular place for active adults for a number of reasons. Home to a mild, yet four-season climate, plenty of outdoor recreation options, and popular entertainment options, Charlotte has many of the desired amenities for active adults.

The area is also growing, which brings with it plenty of new breweries, restaurants, and of course, 55+ communities. The Charlotte area is currently home to over 40 active adult communities, with more surely on the way.

These communities range from large, resort-style complexes to quainter, low-maintenance neighborhoods. Most importantly, many of these communities feature affordable homes. If you’re looking for a low-priced  55+ community in this region of the Tar Heel State, here are some good options.

The Gables at Kepley Farm - Salisbury

High $100s - Low $200s

Located about 45 minutes from Charlotte in Salisbury, The Gables at Kepley Farm is a 55+ community with 260 low-maintenance homes. Offering four floor plans that range in size from 1,500 to 1,900 square feet, they include two bedrooms, two bathrooms, and an attached, two-car garage. Every home within The Gables at Kepley Farm features single-level living, designer landscaping, low-maintenance exteriors, and a sunroom.

The 4,000 square-foot clubhouse is a great place to meet neighbors, watch a sporting event on the large-screen TV, or simply enjoy a cup of coffee by the fireplace. The large hobby and game room is equipped with a catering kitchen, card tables, and billiards. There is even a fully stocked library and exercise room. Outside of the clubhouse, residents can attend neighborhood parties barbecues on the covered veranda or grow vegetables in the community garden.

Fairway Villas at Westport - Denver

High $100s - Mid $200s

Fairway Villas at Westport is an active lifestyle community in Denver, NC, about 40 minutes from Charlotte on the shores of Lake Norman. Within its larger master community of Westport, it features 27 single-family homes with first-floor master suites.

These homes come in floor plans ranging from 1,188 to 2,070 square feet of living space. They have two to four bedrooms, one-and-a-half to three-and-a-half bathrooms, and two-car garages. They include features like first-floor master suites, modern appliances, and granite countertops. The community boasts various world-class amenities, including eight tennis courts, an 18-hole golf course, and an outdoor pool. The community is also home to miles of walking and biking trails.

Bella Sera Villas - Matthews

Low $200s - Mid $300s

Bella Sera Villas in Matthews, NC is an active lifestyle community near Charlotte with 152 single-level, maintenance-free, attached villa homes. These townhomes are arranged in duplexes and quads. There are three distinctive floor plans that range in size from 1,522 to 1,990 square feet and include desirable upgrades such as granite countertops and gas fireplaces. Every home offers two bedrooms, two bathrooms, and an attached two-car garage.

A 3,200 square-foot clubhouse provides the ideal setting for Bella Sera's residents to gather and socialize around a game of cards or while enjoying a relaxing swim in the outdoor pool. Walkers will appreciate the trails that wind through the community and around the scenic ponds. Plus, golfers can practice their short game on the community putting green. Bella Sera Villas is an ideal community for someone wanting to escape tasks that include exterior home maintenance.

The Villages at Oak Tree - Mooresville

Low $200s - Mid $200s

The Villages at Oak Tree is a 55+ community situated in Mooresville, just a 40-minute drive from Charlotte. This community is made up of 173 low-maintenance residences that include attached townhomes and single-family homes, ranging in size from approximately 1,100 to 1,500 square feet. Each home has two bedrooms, two bathrooms, and an attached garage, and was designed for active adults with single-level floor plans and large master suites.

The clubhouse is the focal point of activity and at The Villages at Oak Tree. For the fitness-minded, there is an exercise room equipped with cardio and strength-training machines. For the socially minded, the multi-purpose room is perfect for small club meetings or larger parties. The Villages at Oak Tree’s clubhouse also has a library and catering kitchen. Outdoors, residents can jog or walk on the trail that surrounds the community’s picturesque pond and landscaped sidewalks. The Villages at Oak Tree even has a fenced-in lot to store your boat or RV.

Carolina Orchards - Fort Mill

High $200s - Mid $500s

Located in Fort Mill, SC, Carolina Orchards is a 55+ neighborhood located just 25 minutes from Charlotte. This community has 722 single-family homes available in three design collections such as Passport, Expedition, and Pinnacle, which include a total of eleven distinct floor plans. All homes feature open floor plans perfect for entertaining, first-floor master suites, and plenty of options for customization.

Amenities include a lavish clubhouse with meeting rooms where residents can host a variety of clubs, activities, and neighborhood events, and an indoor swimming pool. Outdoors, is a swimming pool and pavilion, along with tennis and pickleball courts, a dog park, and gardening plots.