Mooresville, NC 55+ Active Adult Retirement Communities

Overview 

A northern suburb of Charlotte, Mooresville is a residential town in Central North Carolina. Retirees enjoy experiencing all four seasons without extreme temperatures, as well as plentiful fishing and golfing. With local boutiques, breweries, and museums, Mooresville is a popular destination for active adults looking for a tight-knit, charming community.

Climate & Geography 

Mooresville sits in the Carolina Piedmont, the transitional area between the coastal plains to the east and the Appalachian Mountains to the west. The city experiences a humid subtropical climate with short, mild winters and humid, hot summers, but the mountains help moderate winter weather by blocking cold winds. Though the ocean is too far away to cool summer heat, it does help add warmth to winter.

The city lies just east of Lake Norman. Residents can expect more than average rainfall and very little measurable rain. There are approximately 216 days of sunshine each year.

Recreation, Culture, & Entertainment 

As the city is home to many NASCAR drivers and teams, racing is a huge part of Mooresville's culture. Residents can check out vintage vehicles at the Memory Lane Museum, famous race cars at J.R. Motorsports, and the work floor of Penske Racing South Facility. 

The city also has a vibrant downtown with plenty of specialty boutiques, local restaurants, and antique art, along with several craft breweries. There are plenty of events, like the annual Artoberfest, seasonal Festival of Food Trucks, and weekly farmers markets. 

In the outdoors, retirees can work on their drive at the Town of Mooresville Golf Club or the Mallard Head Country Club. Lake Norman also offers plenty of fishing opportunities, including national fishing tournaments. 

Cost of Living & Taxes 

Mooresville’s cost of living is just slightly above the national average, mainly because of the cost of housing. Transportation and health care also hover just above, whereas groceries and utilities are far below the national average.

North Carolina has a flat income tax rate of 5.5 percent. While Social Security is exempt, IRAs, 401(k)s, and pensions are fully taxed at the flat rate. Property taxes are low, and the city’s combined sales tax rate of 6.75 percent is average for the U.S. Groceries are taxed, but at a lower rate, usually around 2 percent.

Health Care

The Charlotte metro area generally scores well on Gallup’s Well-Being Index, recently ranking in the top 60 communities. According to the same poll, the state of North Carolina scores well in community index, meaning residents feel a sense of pride and safety in their community.

There are no nationally ranked hospitals in Mooresville. The city has one hospital, Lake Norman Regional Medical Center. The two closest U.S. News rated high performing hospitals are both 16 miles away: Carolinas Healthcare Northeast in Concord and Iredell Health System-Statesville in Statesville.