Denver, NC 55+ Active Adult Retirement Communities

Overview

Denver is a community located in Lincoln County, North Carolina. The city is best known for changing its name from Dry Pond and being on the shores of Lake Norman. Retirees who are looking for a mixture of coastal beaches and western mountains will surely appreciate Denver. 

Climate & Geography

Denver has a humid subtropical climate. The average annual high temperature is in the low 70s, and the average annual low temperature is in the high 40s. The average annual precipitation is roughly 40 inches of rainfall.

Denver is located on hilly land, east of the Blue Ridge Mountains. The city is on the west shore of Lake Norman, a part of the Catawba River. Downtown Charlotte is approximately 25 miles south, and the elevation of Denver is 902 feet above sea level. 

Recreation, Culture, & Entertainment

Active adults can take advantage of the warm weather all year long by taking a stroll or a bike ride through Beatty’s Ford Park or Rock Springs Nature Preserve. Shopping includes antique malls, marketplaces, farmers markets, and fashion malls. The larger city of Charlotte is near enough for residents to take a day trip and explore a wider variety of activities. 

Cost of Living & Taxes

The overall cost of living in Denver is above the state and national average. This is mainly due to the median home cost, which is higher than the state and national averages.

Public pensions are tax exempt up to a certain amount, while private pensions are exempt up to a lower amount per year. Public pension income from North Carolina and federal entities are generally exempt. Social Security benefits are deductible as long as it’s included in one’s federal adjusted gross income. 

Health Care

There are three highly ranked medical centers and hospitals within 20 miles of Denver. They are CaroMont Regional Medical Center, Iredell Health System-Statesville, and Novant Health Presbyerian Medical Center. CaroMont Regional Medical Center is regionally ranked and high performing in four adult procedures and conditions, Iredell Health System-Statesville is ranked high performing in chronic obstructive pulmonary disease (COPD) and heart failure, and Novant Health Presbyerian Medical Center is regionally ranked and high performing in five adult procedures and conditions.