The Best Lowest-Priced Communities in Monmouth County

There are several affordable 55+ communities in Monmouth County, New Jersey.

Monmouth County, New Jersey is one of the most sought-after regions in the state for active adults. Its 42 active adult communities vary widely in price, with the most affordable being around $100k and the most expensive hovering over a million.

Even if you aren’t planning to move into a resort-style community, Monmouth has pristine parks like Gateway National Recreation Area, dozens of beach towns like Asbury Park, 15 public golf courses, farmers markets, wineries, fabulous shopping, and theaters. Here are some of the most reasonably priced active adult communities in Monmouth County.

Marlboro GreensEnglishtown, NJ

Low $100s – Low $200s

Greenery surrounding the community sign for Marlboro Greens in Englishtown, New Jersey
The cozy condos in Marlboro Greens are sized from 1,080 to 1,332 square feet.

This well-established community of 341 attached and condo homes have the affordable, low-maintenance lifestyle that 55+ homeowners love. Englishtown is ideally located near historic Monmouth Battlefield State Park, Freehold Mall, and major highways like the Garden State Parkway and Interstate 195.

The cozy condos in Marlboro Greens are sized from 1,080 to 1,332 square feet and come in four floor plans. They have one or more bedrooms, one-and-a-half bathrooms, and a garage space or an assigned parking spot. Some units also have dens. The townhomes also come in four models, ranging from 1,200 to 1,508 square feet. These have two to three bedrooms, two-and-a-half to three baths, and a one-car garage or an assigned parking spot.

The community clubhouse has an exercise room, activity rooms, a library, an outdoor pool, tennis courts, and a playground for the little ones. A reasonable homeowners’ association (HOA) fee covers lawn care and snow removal, giving residents more free time to explore new hobbies.

Request more information about Marlboro Greens.

Covered BridgeManalapan, NJ

Low $100s – High $200s

A palm tree beside the community sign for Covered Bridge in Manalapan, New Jersey
This community has two condo associations: Covered Bridge 1 and Covered Bridge 2.

Homebuyers seeking affordable homes can look to Covered Bridge, a large 55+ community of 1,557 condo and attached residences. Built from 1972 to 1982 by K. Hovnanian on 254 acres of farmland, the community has two condo associations: Covered Bridge 1 and Covered Bridge 2. Also, this neighborhood is within walking distance of a New York City bus service, while a community bus is also provided.

The comfortable condos range from 978 to 1,130 square feet with two bedrooms, two bathrooms, and assigned parking spots out front. The townhomes are 1,143 square feet and have two beds, two baths, and assigned parking. Each association has its own clubhouse, each features exercise rooms, activity rooms, lounges, and more. There’s also an outdoor pool, tennis, horseshoes, gardening plots, and a picnic area. Residents also enjoy discounted rates to Pine Brook Golf Course, a par-61, 18-hole executive course.

Request more information about Covered Bridge.

Shadow Lake VillageRed Bank, NJ

Low $100s – High $300s

Boats in the water at the Red Bank Marina on the Navesink River in Red Bank, New Jersey
Shadow Lake is just minutes from Downtown Red Bank. (Image credited to EQRoy /

Shadow Lake Village offers a lakeside setting, and affordable living within a gated, established community. There are 952 attached homes built from 1972 through 1980. The townhomes come in 27 floor plans that range from 1,021 to 1,391 square feet with one to two bedrooms and bathrooms, and a garage or parking spot. An HOA fee covers landscaping, snow and trash removal, and the shuttle.

In addition to a vibrant clubhouse, this 55+ community has its own 9-hole golf course, outdoor pool, sauna, tennis, walking and biking trails, a lake for fishing and boating, plus a community bus. Shadow Lake is just minutes from Downtown Red Bank, which has a farmers market, the Two River Theater, plus restaurants and shopping.

Request more information about Shadow Lake Village.

The VillagesHowell, NJ

Low $100s – High $200s

Exterior view of the community building at The Villages in Howell, New Jersey
The Villages is a quiet neighborhood for 55+ active adults looking for a low-maintenance lifestyle.

Comprised of 670 attached ranch homesThe Villages is a quiet neighborhood for 55+ active adults looking for a low-maintenance lifestyle in New Jersey. The low monthly maintenance fees cover landscaping, snow removal, exterior maintenance, pest control, bus service, trash removal, and use of the clubhouse.

There’s a variety of indoor and outdoor amenities at The Villages, such as a fitness center, billiards, a hobby and game room, an outdoor pool, parks and natural spaces, and bocce ball and shuffleboard courts. Also, residents who love being near the ocean will enjoy the community’s proximity to the Jersey Shore.

Request more information about The Villages.

Surrey DownsFreehold, NJ

Mid $100s – Mid $200s

The outdoor pool at Surrey Downs in Freehold, New Jersey
Surrey Downs is a mid-sized community of 443 single-family homes.

Situated just one mile east of Route 9, Surrey Downs is a mid-sized community of 443 single-family homes. Built from 1986 to 1997, these homes feature one to two bedrooms and bathrooms. Upgrades include Florida rooms, gourmet kitchens, decks, and porches or patios. An HOA fee provides for exterior maintenance, landscaping, plus snow and trash removal.

The popular clubhouse has a fitness center, a whirlpool spa, a library, and activity rooms. Groups gather here for Bingo, billiards, cards, and scrabble. There’s also an outdoor pool, tennis, bocce, and a community shuttle. Asbury Park is only about 15 minutes away, and other close attractions include Freehold Mall and Raintree Golf Course.

Request more information about Surrey Downs.

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