Monmouth County 55+ Retirement Communities

Monmouth County is a captivating region located along the picturesque central coast of New Jersey. Offering a peaceful coastal lifestyle, this area provides an ideal setting for individuals looking to move to a 55+ active adult retirement community. With its proximity to the Atlantic Ocean, Monmouth County features stunning beaches and charming coastal towns, the county also encompasses several vibrant cities.

Middletown is known for its diverse residential neighborhoods and bustling commercial district. Howell Township offers a suburban atmosphere with a mix of residential areas and convenient shopping centers. Marlboro Township presents a combination of residential neighborhoods and preserved open spaces, perfect for those seeking tranquility.

Monmouth County provides an array of local resources to aid visitors and potential residents, such as Monmouth County Tourism for exploring attractions and activities, Monmouth County Library for access to educational resources and community programs, and local town newspapers like the Asbury Park Press for news and information specific to the area.

Affordability and Cost of Living 

The cost of housing in Monmouth County is about 80 percent higher than the national average, reflecting the desirable coastal location and proximity to major cities like New York and Philadelphia. However, it's important to note that there are also more affordable housing options available within the county, especially in towns farther away from the coast. Groceries are slightly higher than both state and national averages. Transportation and utilities are higher than U.S. averages but lower than the state average. Healthcare costs are lower than the U.S. average but higher than the state average. 

New Jersey's income tax ranges from 1.4 percent to 10.75 percent, social security is not taxed and while other retirement income is taxed there is a large exemption for lower income seniors. New Jersey's sales tax is 6.63 percent but groceries, clothing, and prescription drugs are exempt. New Jersey does have an inheritance tax on any property over $500 unless it is being inherited by a spouse, child, parent, or grandparent. Siblings are exempt for the first $2,500 of inherited property. Property taxes in New Jersey are the highest in the entire country although there is some variation depending on exact location, in Monmouth County they are about 1.63 percent of the home's value.

Climate and Geography 

Monmouth County experiences a temperate climate with distinct seasonal changes. Winters in the area tend to be cold, with average low temperatures ranging from the mid-20s to low 30s and average high temperatures ranging from the mid-30s to mid-40s Fahrenheit. The county receives an average annual snowfall of around 15-20 inches, adding a touch of winter wonder to the landscape.

Summers in Monmouth County are warm and pleasant, with average low temperatures ranging from the mid-60s to low 70s and average high temperatures ranging from the low to mid-80s. The summer months are also characterized by higher humidity, with levels around 60-70 percent. The county receives an average annual rainfall of approximately 45-50 inches. The area is susceptible to occasional coastal storms, including nor'easters, which can bring heavy rain, strong winds, and coastal flooding. During hurricane season residents may experience the impacts of tropical storms or hurricanes that pass through the region.

Situated along the central coast of New Jersey, Monmouth County offers beautiful coastal landscapes with pristine beaches and scenic shorelines. The area is also home to numerous parks, preserves, and trails for outdoor enthusiasts to explore. The Navesink and Shrewsbury Rivers add to the picturesque surroundings and provide opportunities for boating and other water-based activities. Monmouth County's proximity to the Atlantic Ocean offers residents easy access to coastal amenities and the refreshing ocean breeze. With a mix of coastal beauty, rolling hills, and lush greenery, Monmouth County provides an enchanting backdrop for outdoor adventures and a tranquil retreat from bustling city life.

Recreation, Shopping, and Entertainment 

Here are just a few of the countless attractions and events available throughout Monmouth County.  Residents and visitors can always find something exciting to do and explore in this vibrant region.

Golf and Racquet Sports

• Hominy Hill Golf Course in Colts Neck
• Navesink Country Club in Middletown
• Beacon Hill Country Club in Atlantic Highlands
• Monmouth Racquet Club in Tinton Falls

Hiking, Biking, and Boating

• Hartshorne Woods Park in Middletown
• Sandy Hook Gateway National Recreation Area in Highlands
• Manasquan Reservoir in Howell
• Shark River Park in Wall Township

Museums and Historical Sites

• Monmouth Museum in Lincroft
• Twin Lights Historic Site in Highlands
• The Historic Village at Allaire in Farmingdale
• T. Thomas Fortune Cultural Center in Red Bank

Performing Arts

• Count Basie Center for the Arts in Red Bank
• Two River Theater in Red Bank
• Axelrod Performing Arts Center in Deal
• Algonquin Arts Theatre in Manasquan

Shopping

• The Grove at Shrewsbury in Shrewsbury
• Monmouth Mall in Eatontown
• Jersey Shore Premium Outlets in Tinton Falls
• Red Bank Farmers Market in Red Bank

Parks and Gardens

• Deep Cut Gardens in Middletown
• Dorbrook Recreation Area in Colts Neck
• Thompson Park in Lincroft
• Allaire State Park in Wall Township

Festivals and Fairs

• Monmouth County Fair in Freehold
• Red Bank Street Fair and Craft Show in Red Bank
• Asbury Park Oysterfest in Asbury Park
• Colts Neck Craft Show in Colts Neck

Health and Wellness 

Monmouth County offers a range of health and wellness support and opportunities for residents. Prominent hospitals in the area include Monmouth Medical Center in Long Branch, Jersey Shore University Medical Center in Neptune, and Riverview Medical Center in Red Bank. These facilities provide comprehensive medical services, specialized care, and wellness resources.

For self-care and keeping fit, Monmouth County offers numerous options. There are fitness centers, yoga and Pilates studios, and wellness centers throughout the county, providing opportunities for exercise, relaxation, and overall well-being. The area is also abundant in parks and recreational areas, offering space for outdoor activities such as walking, jogging, and biking. 

Monmouth County hosts several farmers markets that provide fresh, locally sourced produce. Red Bank Farmers Market in Red Bank and the Middletown Farmers Market are two of the most popular markets. These markets not only offer a wide variety of fruits, vegetables, and other farm-fresh products but also create a sense of community and support local farmers.

Recommended Itinerary for Visiting Area 55+ Communities

Considering moving to an active adult retirement community in Monmouth County? Planning a visit to the area can be an excellent way to explore and determine if it's the right place to retire. This two-day itinerary will help you get acquainted with the region, experience its attractions, and enjoy some delicious meals along the way.

Day One

Morning: 

• Start your day with a cup of coffee at Booskerdoo Coffee in Fair Haven. Booskerdoo roasts their own coffee, and they offer a variety of specialty drinks.
• Visit the Monmouth Museum in Lincroft to experience art exhibits, special events, and art classes. The museum features works by local artists and also has a children’s art studio.

Afternoon: 

• Enjoy a leisurely lunch at The Butcher's Block in Long Branch, a popular eatery offering a variety of flavorful sandwiches and salads.
• Take a stroll around the Monmouth County Park System’s Deep Cut Gardens in Middletown. This beautiful garden offers a variety of flowers, shrubs, and trees, and it is a great place to relax and take in nature.

Evening: 

• Enjoy dinner at Salt Creek Grille in Rumson. This restaurant offers a beautiful waterfront view and a menu that features steak, seafood, and other American cuisine.

Day Two

Morning: 

• Start your day with a delightful breakfast at Toast in Asbury Park, known for its delicious brunch options and cozy ambiance.
• Meet with your local 55places expert retirement community partner agent to discuss your retirement goals and learn about the 55+ communities in the area.

Afternoon: 

• Enjoy a delicious lunch at Frank's Deli & Restaurant in Asbury Park, they are renowned for their mouthwatering sandwiches and classic deli fare.
• Spend the afternoon strolling along the iconic Asbury Park Boardwalk, taking in the ocean views and browsing the unique shops.

Evening: 

• Dine at The Bistro at Red Bank, a restaurant that offers contemporary cuisine made with fresh, local ingredients.

Getting to the Monmouth County, NJ Area

There are several transportation options available depending on your preference and starting location. Here are the directions for visitors heading to the Monmouth County area:

Flying:

The closest major airport to Monmouth County is Newark Liberty International Airport (EWR). It is approximately 30 miles north of the county. The airport serves as a hub for multiple airlines, including United Airlines. Visitors can fly into Newark Liberty International Airport from various domestic and international locations.

Driving:

For those driving to Monmouth County, major highways leading to the area include:

• Garden State Parkway: This north-south highway connects Monmouth County to various parts of New Jersey and neighboring states.
• Interstate 195: It provides access to the eastern part of Monmouth County from the west, connecting with the New Jersey Turnpike and other major roads.
• Route 18: This highway runs through the county, connecting various towns within Monmouth County.

By Train:

If you prefer traveling by train, Amtrak and NJ Transit offer rail services to Monmouth County. Visitors can take Amtrak to Newark Penn Station or Trenton Transit Center and then transfer to NJ Transit's North Jersey Coast Line, which provides service to several stations in Monmouth County. 

Busses:

Multiple bus companies, such as Greyhound, NJ Transit and Academy Bus, provide bus services to Monmouth County from neighboring regions. 

By Ferry:

For visitors who prefer a scenic arrival by water, Seastreak Ferry operates services between Manhattan and Highlands.